LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 80521 sells for about $559,900, or $265 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 49 days to sell. HUD's fair market rent for a two-bedroom is $1,950 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 80521 — Fort Collins

Larimer County →Fort Collins marketrefreshed Sep 25, 2026next refresh Oct 25, 2026
Market mood · cautiously optimistic

The Fort Collins housing market shows resilience with steady price appreciation and high demand for well-located properties. While inventory remains tight, the market is balancing due to a slight increase in active listings and a normalization of days on market. Buyers are navigating a competitive environment, though the pace of price growth has moderated compared to previous years.

Who this ZIP fits

This ZIP is ideal for families, university-affiliated professionals, and outdoor enthusiasts who value proximity to trails, parks, and the vibrant cultural amenities of downtown Fort Collins.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 36.3 km²Water area · 1.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$559,900
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
49 days
Active listings
1,121
Listings with price cuts
25%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
73
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

71
Liquidity/100

Homes spend a median of 49 days on market with 3.3 months of supply — a fast-moving market.

65
Momentum/100

25% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

85
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 12.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$300,000$450,000$600,000$750,000$900,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,800$2,400$3,000$3,600$4,200

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
37,451

ZCTA 80521, Larimer County CO

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
4.8%
Foreign-born residents
1,845
Naturalized (of foreign-born)
31.8%
Non-citizens (of population)
3.2%
Entered 2010 or later (of foreign-born)
64.7%
World region of birth (foreign-born)
Asia
54.9%
Americas
22.3%
Europe
11.7%
Africa
7.8%
Oceania
3.3%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Fort Collins generally trend lower than the national average, with the city maintaining a reputation for safety compared to other major Colorado urban centers.

Schools & education

The area is served by the Poudre School District, which is widely regarded for high academic standards and strong student performance metrics.

Environmental & hazard

The region faces moderate wildfire risk in wildland-urban interface areas and occasional high-wind events, necessitating standard property insurance coverage for wind and hail.

Growth & development

Economic momentum is driven by Colorado State University and a growing technology and manufacturing sector, with ongoing infill development projects throughout the city.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Colorado) — Statutory Agricultural Land Reclassification and Improvement Valuation: Under C.R.S. § 39-1-102(1.6)(a)(I), up to two acres of land directly underlying a residential improvement on agricultural parcels are segregated and assessed at residential rates (6.80% / 7. State (Colorado) — Senior and Disabled Veteran Property Tax Homestead Exemption: Exempts 50% of the first $200,000 of actual market value of the qualifying primary residential parcel from property taxation (a maximum actual value deduction of $100,000). State (Colorado) — Colorado Split Residential Property Tax Assessment Rate Structure: Imposes annual ad valorem property taxes determined using a bifurcated assessment rate system. Assessed Value = Actual (Market) Value × Assessment Rate. Beginning for tax years 2025/2026, residential property is assessed at 6.

Transportation & commute

Residents benefit from extensive cycling infrastructure and a well-connected bus network, with most areas providing efficient access to the Colorado State University campus and downtown employment hubs.

Recreation & amenities

The ZIP features abundant access to the Poudre River Trail, numerous neighborhood parks, and proximity to Horsetooth Reservoir for water-based recreation and hiking.

Rental market

The rental market is characterized by steady demand driven by the university population, with moderate vacancy pressure and a mix of long-term and student-focused housing.

Economy & employers

The economy is anchored by Colorado State University, healthcare systems like UCHealth, and a diverse mix of technology and craft brewing industries.

Transportation & infrastructure

The area is served by the MAX Bus Rapid Transit line and a comprehensive network of bike lanes, facilitating efficient transit to major employment centers.

Development pipeline

Development is focused on high-density infill projects and the revitalization of older commercial corridors to support population growth.

County appraisal district

The Larimer County Assessor conducts biennial reappraisals to ensure property values reflect current market conditions.

Special districts

Parcels are subject to Poudre School District levies and various local metropolitan district taxes for infrastructure maintenance.

Insurance & hazard market

Property insurance premiums are influenced by regional wildfire risk and hail exposure, with most carriers requiring updated roof certifications.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 80521, Larimer County CO
Population
37,451
Median age
30.2 yrs
Owner-occupancy
48.5%
Median home value
$561,360
Median gross rent
$1,665
Median household income
$85,070
Median year built
1982
Vacancy rate
4.2%
Renter share
51.5%
Owner cost burden
22.1%
Renter cost burden
45.8%
Population change
+1.2%
Net migration
450
Work-from-home share
28.5%
Mean commute
19.5 min
Bachelor's or higher
52.4%
Unemployment
3.1%
Poverty rate
12.5%
Avg household size
2.35
White
82.1%
Hispanic
11.2%
Asian
2.5%
Black
1.2%
Other
3%

Data retrieved from data.census.gov ZCTA 80521 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Fort Collins High SchoolHigh8/10Poudre School DistrictHighly rated for college readiness.
Blevins Middle SchoolMiddle7/10Poudre School DistrictStrong academic performance.
School districts
Poudre School DistrictA-Large district serving the majority of Fort Collins with high graduation rates.
Utilities & services
Electric/WaterCity of Fort Collins UtilitiesMunicipal provider.
InternetConnexionCity-owned fiber broadband service.
Natural GasXcel EnergyRegional provider.
Major employers & industries
Colorado State UniversityEducationLargest employer in the region.
UCHealthHealthcareMajor regional medical provider.
Woodward, Inc.ManufacturingSignificant industrial employer.
Major amenities · ZIP 80521
Theme, amusement & water parks
13 · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
9 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
5 · 20 mi
Shopping & dining districts
10 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Poudre River Trail
Park/Trail

Extensive paved trail system for cycling and walking.

Horsetooth Reservoir
Waterfront

Major regional destination for boating, fishing, and hiking.

Old Town Fort Collins
Shopping/Dining

Historic district with high density of local restaurants and retail.

On the horizon · announced & under construction
University Square RedevelopmentMixed-UseApprovedPlanned expansion of retail and residential units near campus.
Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.