The story of this market
The typical home in ZIP 78644 sells for about $241,000, or $149 per square foot.
Prices are down 19.6% from a year ago, which gives buyers more room to negotiate. Homes take about 55 days to sell. HUD's fair market rent for a two-bedroom is $1,817 a month.
ZIP 78644 — Lockhart
The Lockhart housing market is currently experiencing a significant price correction, with median sale prices down nearly 20% year-over-year. Elevated vacancy rates and longer days on market suggest a cooling trend, though new residential construction continues to add inventory to the area.
This ZIP is suitable for family buyers and commuters seeking a more affordable, rural-adjacent lifestyle within reach of Austin's employment centers.
Median prices moved down 19.6% year over year.
Homes spend a median of 55 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 78644, Caldwell County TX
The area is experiencing development in residential subdivisions like Hartland Ranch and Juniper Springs, serving as a growing commuter-accessible alternative to the Austin metro area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
The area serves as a commuter-accessible location with relatively easy access to the Austin urban core.
The area features local parks and the Plum Creek Golf Course, offering outdoor recreation and leisure opportunities.
The rental market shows signs of elevated vacancy at approximately 9.6%, which may indicate softening demand.
The local economy is influenced by its proximity to the Austin metro area, with a mix of local services and residential growth.
Residential development is active with new subdivisions like Hartland Ranch and Juniper Springs currently in the pipeline.
Data retrieved from US Census Bureau ZCTA5 78644 profile.
- Wonder World Cave & Adventure Park4.616.8 mi
- JUMP PARTY USA415.9 mi
- Unchartered Adventures Kyle4.710.5 mi
- Circuit of The Americas4.618.8 mi
- EVO Entertainment + EVX + IMAX® - Kyle4.415.5 mi
- Germania Insurance Amphitheater4.518.7 mi
- COTA Karting4.518.5 mi
- Strahan Arena4.515.4 mi
- Son's River Ranch4.410.3 mi
- Son's Blue River Camp4.410.9 mi
- Lockhart State Park4.51.7 mi
- Lockhart City Park4.41.8 mi
- Unchartered Adventures Kyle4.710.5 mi
- Commemorative Air Force Central Texas Wing4.911.2 mi
- The Cigar Vault4.917.9 mi
- One & Only Studio 274.815.8 mi
- Price Center & Garden4.616 mi
- Connoisseur Smoke Shop4.715.8 mi
- Lockhart State Park4.51.7 mi
- Lockhart City Park4.41.8 mi
- Dollar General3.911.4 mi
- Dollar General4.19.9 mi
- Austin-Bergstrom International Airport4.122.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A championship golf course serving the local community.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).