The story of this market
The typical home in ZIP 78154 sells for about $350,995, or $160 per square foot.
Prices are down 7.63% from a year ago, which gives buyers more room to negotiate. Homes take about 33 days to sell. HUD's fair market rent for a two-bedroom is $1,900 a month.
ZIP 78154 — Schertz
The housing market in 78154 is currently balanced, characterized by a median listing price of $351K and a buyer-friendly environment with a 97% sale-to-list ratio. While year-over-year prices have seen a slight decline, the area maintains strong owner-occupancy rates and steady demand from military and family households. Some figures, such as specific tax history and detailed permit data, were not available at the ZIP level.
This ZIP is well-suited for family buyers and military-affiliated households seeking suburban living with convenient access to major regional employment hubs.
Median prices moved down 7.6% year over year.
Homes spend a median of 33 days on market with 4.2 months of supply — a fast-moving market.
25% of listings have cut prices · homes sell at 97% of asking — demand is holding steady.
2 foreclosure-ledger notices — 0.5 per 10,000 residents · unemployment 3.5% · poverty 6.0% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 78154, Guadalupe County TX
The area is served by the Schertz-Cibolo-Universal City Independent School District, which is generally regarded as a stable and well-performing district for the region.
The area benefits from proximity to major military installations and the expanding San Antonio-Austin corridor, driving steady residential development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily commute via I-35, providing direct access to the San Antonio employment core and nearby Randolph Air Force Base.
The area features several local parks and greenbelts, with proximity to regional shopping centers and dining districts in Schertz and nearby New Braunfels.
The rental market shows balanced demand with a median asking rent of $1,900, reflecting steady interest from both families and military personnel.
The local economy is anchored by the military sector, including nearby Randolph Air Force Base, alongside retail and service-industry growth.
Parcels are subject to Schertz-Cibolo-Universal City ISD taxes and various municipal utility district assessments where applicable.
Data retrieved from US Census Bureau ZCTA 78154 profiles and AreaOps market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Six Flags Fiesta Texas4.318.7 mi
- Schlitterbahn Waterpark New Braunfels4.313.5 mi
- Morgan's Wonderland4.86.6 mi
- Andretti Indoor Karting & Games San Antonio4.417.8 mi
- San Antonio Aquarium4.120 mi
- Alamodome4.316 mi
- Frost Bank Center4.513.9 mi
- Henry B. González Convention Center4.616.1 mi
- Historic Market Square4.616.5 mi
- San Antonio Botanical Garden4.713.1 mi
- Natural Bridge Caverns4.77.8 mi
- Natural Bridge Wildlife Ranch4.47.7 mi
- Landa Park4.812.9 mi
- Morgan's Wonderland4.86.6 mi
- Santikos Cibolo4.52.2 mi
- The Alamo4.615.9 mi
- Natural Bridge Caverns4.77.8 mi
- Pearl4.714.8 mi
- Hopscotch San Antonio4.715.9 mi
- The DoSeum4.514 mi
- Natural Bridge Caverns4.77.8 mi
- Natural Bridge Wildlife Ranch4.47.7 mi
- Landa Park4.812.9 mi
- Morgan's Wonderland4.86.6 mi
- McAllister Park4.79.5 mi
- Canyon Springs Golf Club4.511.8 mi
- Olympia Hills4.21.3 mi
- The Quarry Golf Course4.512.4 mi
- Northern Hills Golf Club4.27 mi
- Silverhorn Golf Club3.612.4 mi
- North Star Mall4.512.8 mi
- Rolling Oaks Mall4.13.3 mi
- Alamo Quarry Market4.512.6 mi
- T.J. Maxx4.312 mi
- Fort Sam Houston Exchange4.513 mi
- San Antonio International Airport4.311.1 mi
- Alamo Helicopter Tours4.920 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides various community parks and trail systems for local residents.
Key-figure check: median price diverges 26.2% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: confirmed genuine market swing — the flagged $350,995 was independently re-read and corroborated by 2 source(s); it stands as the new anchor baseline.