The story of this market
The typical home in ZIP 78109 sells for about $260,000, or $165 per square foot.
Prices are down 4.48% from a year ago, which gives buyers more room to negotiate. Homes take about 75 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,700 a month.
ZIP 78109 — Converse
The 78109 housing market is currently experiencing a period of price adjustment, with a year-over-year decline in median home prices. Despite this, the area remains an accessible entry point for families, supported by steady demand and its proximity to the San Antonio employment hub. Market conditions are stable, with inventory levels and days on market reflecting a balanced suburban environment.
This ZIP is well-suited for family buyers and commuters seeking more affordable housing options compared to the San Antonio urban core, while offering a suburban lifestyle.
Median prices moved down 4.5% year over year.
Homes spend a median of 75 days on market with 4.2 months of supply — a balanced-paced market.
35% of listings have cut prices · homes sell at 98.5% of asking — demand is holding steady.
31 foreclosure-ledger notices — 6.0 per 10,000 residents · unemployment 4.2% · poverty 8.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical -1.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 78109, Bexar County TX
The area is served by Judson ISD, which provides a range of public educational options for the growing suburban population.
The region is subject to standard Texas climate risks, including potential for severe storms and heat; property insurance premiums are influenced by regional hazard exposure.
The area benefits from its proximity to San Antonio, with ongoing residential development and infrastructure expansion supporting its role as a suburban bedroom community.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily commute to the San Antonio employment core via major highway corridors, with typical drive times reflecting suburban traffic patterns.
The area features local parks and community green spaces, with proximity to broader San Antonio recreational amenities and shopping centers.
The rental market has seen a slight softening in pricing, with a year-over-year rent trend of -2.86%, indicating a shift in affordability and demand.
The economy is driven by the broader San Antonio metropolitan area, with significant employment in healthcare, military, and retail sectors.
The area is served by regional highway networks connecting to San Antonio, with limited public transit options.
Ongoing residential subdivision development continues to expand the housing stock in the Converse area.
The Bexar County Appraisal District manages property assessments for the area.
Parcels are subject to various taxing entities including Judson ISD and local municipal utility districts.
Property insurance costs are consistent with regional Texas trends, reflecting exposure to wind and storm risks.
Data retrieved from census.gov ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Schlitterbahn Waterpark New Braunfels4.319.5 mi
- Morgan's Wonderland4.86.9 mi
- San Antonio Aquarium4.118.4 mi
- Andretti Indoor Karting & Games San Antonio4.419.2 mi
- Round1 Bowling & Arcade - San Antonio4.111.8 mi
- Alamodome4.311.4 mi
- Frost Bank Center4.58.8 mi
- Henry B. González Convention Center4.611.5 mi
- Historic Market Square4.612.4 mi
- San Antonio Botanical Garden4.79.4 mi
- San Antonio River Walk4.711.6 mi
- The Alamo4.611.6 mi
- San Antonio Zoo4.510.2 mi
- Pearl4.710.9 mi
- Japanese Tea Garden4.810.5 mi
- The Alamo4.611.6 mi
- Natural Bridge Caverns4.715 mi
- Pearl4.710.9 mi
- Hopscotch San Antonio4.711.7 mi
- The DoSeum4.510.3 mi
- San Antonio River Walk4.711.6 mi
- Pearl4.710.9 mi
- Japanese Tea Garden4.810.5 mi
- San Antonio Botanical Garden4.79.4 mi
- Brackenridge Park4.710.2 mi
- Olympia Hills4.26.4 mi
- Brackenridge Park Golf Course4.210.6 mi
- The Quarry Golf Course4.510.5 mi
- Northern Hills Golf Club4.28.7 mi
- Riverside Golf Course and Teddy Bear Par 34.112.8 mi
- North Star Mall4.511.9 mi
- Shops at Rivercenter4.511.5 mi
- Historic Market Square4.612.4 mi
- Rolling Oaks Mall4.18.8 mi
- Alamo Quarry Market4.510.7 mi
- San Antonio International Airport4.310.7 mi
- Alamo Helicopter Tours4.913.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides neighborhood-level green space and recreational facilities.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).