LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 76245 sells for about $219,600, or $175 per square foot.

Prices are down 5.4% from a year ago, which gives buyers more room to negotiate. Homes take about 87 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,250 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 76245 — Gordonville

Grayson County →refreshed Sep 25, 2026next refresh Oct 25, 2026
Market mood · neutral

The housing market in 76245 is characterized by a stable, older demographic and a high proportion of recreational or second-home properties. Market activity remains modest with limited inventory, reflecting the rural, lake-oriented nature of the Gordonville area. Prices have seen moderate growth over the last decade, though the current pace is tempered by broader regional economic shifts.

Who this ZIP fits

This ZIP is best suited for retirees, second-home buyers, and outdoor enthusiasts seeking a quiet, lake-adjacent lifestyle away from dense urban centers.

Parent geography
Gordonville · no city intel reportGrayson County →Texas state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 62.8 km²Water area · 12.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$219,600
-5.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
87 days
Active listings
875
Listings with price cuts
25%
share of active listings
Sale-to-list ratio
95.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
53
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
23
Growth/100

Median prices moved down 5.4% year over year.

48
Liquidity/100

Homes spend a median of 87 days on market with 4.2 months of supply — a balanced-paced market.

54
Momentum/100

25% of listings have cut prices · homes sell at 95.5% of asking — demand is holding steady.

85
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 9.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$180,000$210,000$240,000$270,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,800$2,250$2,700$3,150$3,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
1,954

ZCTA 76245, Grayson County TX

Area context
Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).

Transportation & commute

Residents typically rely on personal vehicles for commuting, with travel times to regional employment hubs in the Sherman-Denison area or North Texas metroplex.

Recreation & amenities

The area is defined by its proximity to Lake Texoma, offering extensive opportunities for boating, fishing, and outdoor recreation.

Rental market

The rental market is characterized by limited inventory and a high share of seasonal or vacation-oriented properties due to the lakefront location.

Economy & employers

The local economy is primarily driven by tourism, recreation, and services related to Lake Texoma, with broader employment opportunities in the nearby Sherman-Denison corridor.

Transportation & infrastructure

Transportation is primarily served by state highways; there is no significant public transit infrastructure in this rural ZIP code.

Development pipeline

Development is largely focused on residential expansion and recreational infrastructure improvements around the lake.

County appraisal district

The Grayson Central Appraisal District manages property assessments for all taxing jurisdictions within the county.

Special districts

Parcels are subject to school district taxes and county-level assessments; specific MUD or utility districts may apply to newer developments.

Insurance & hazard market

Property insurance premiums are influenced by regional wind and hail risk common to North Texas.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 76245, Grayson County TX
Population
1,954
Median age
55 yrs
Owner-occupancy
85%
Median home value
$219,600
Median gross rent
$950
Median household income
$66,652
Median year built
1995
Vacancy rate
31.5%
Renter share
15%
Owner cost burden
18%
Renter cost burden
25%
Population change
+0.5%
Work-from-home share
12%
Mean commute
35 min
Bachelor's or higher
22%
Unemployment
4.5%
Poverty rate
9%
Avg household size
2.17
White
92%
Hispanic
4%
Other
4%

Data retrieved from US Census Bureau ACS tables for ZCTA 76245.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

S&S Consolidated High SchoolHighBS&S Consolidated ISDServes the broader Gordonville area.
S&S Middle SchoolMiddleBS&S Consolidated ISDPrimary middle school for the district.
School districts
S&S Consolidated ISDBSmall rural district serving the Gordonville and Sadler communities.
Utilities & services
ElectricGrayson-Collin Electric CooperativePrimary provider for the rural area.
InternetVarious Satellite/Fixed WirelessLimited high-speed fiber availability; satellite is common.
Major employers & industries
Local Tourism/RecreationServiceSeasonal employment base.
S&S Consolidated ISDEducationMajor local public employer.
Major amenities · ZIP 76245
Theme, amusement & water parks
7 · 20 mi
Entertainment venues, stadiums & amphitheaters
6 · 20 mi
Family fun & things to do
3 · 13 mi
Parks, trails & nature
6 · 13 mi
Lakes, marinas & beaches
17 · 20 mi
Golf
3 · 13 mi
Shopping & dining districts
2 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Lake Texoma
Waterfront

Major regional reservoir providing boating, fishing, and recreation.

Eisenhower State Park
Park

Located nearby, offering hiking, camping, and lake access.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.