LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 74832 sells for about $255,000, or $164 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 82 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 74832 — Carney

Lincoln County →Oklahoma City marketrefreshed Sep 28, 2026next refresh Oct 28, 2026
Market mood · neutral

The housing market in 74832 is a low-volume, rural market characterized by stable prices and limited inventory. Activity is driven by local demand and rural lifestyle preferences rather than speculative investment. Most metrics, including days on market and sales volume, reflect a quiet, balanced environment with little recent price volatility.

Who this ZIP fits

This ZIP is best suited for rural-lifestyle seekers, retirees, or commuters who prefer a quiet, low-density environment and are willing to drive for major amenities and employment.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 78.3 km²Water area · 0.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$255,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
82 days
Active listings
12
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
62
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

40
Liquidity/100

Homes spend a median of 82 days on market with 6.0 months of supply — a balanced-paced market.

65
Momentum/100

17% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

80
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 12.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$80,000$160,000$240,000$320,000$400,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$650$1,300$1,950$2,600$3,250

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2022 5-year estimates
Population base
855

ZCTA 74832, Lincoln County OK

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.2%
Foreign-born residents
11
Naturalized (of foreign-born)
18.2%
Non-citizens (of population)
1%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Americas
81.8%
Europe
18.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime data for Carney is not determinable at the ZIP level; regional trends in Lincoln County generally reflect rural Oklahoma patterns with lower violent crime rates compared to the Oklahoma City metro core.

Schools & education

Public education is primarily served by the Carney Public Schools district, which is a small rural district; specific school-level ratings are not determinable from current public datasets.

Environmental & hazard

The area is subject to standard Oklahoma risks, including severe thunderstorms, tornadoes, and high winds; flood risk is localized to specific low-lying areas near creeks.

Growth & development

Economic momentum is limited, with the area functioning primarily as a rural residential and agricultural community; development is slow with no major corporate or infrastructure projects currently reported.

Taxation

Property taxes are assessed by Lincoln County based on fair market value; there are no special MUD or PID districts reported for this ZIP, and tax rates are subject to standard state-level exemptions.

Transportation & commute

Commuting is primarily by private vehicle, with residents typically driving 45-60 minutes to reach major employment hubs in the Oklahoma City metropolitan area.

Recreation & amenities

Recreational opportunities are limited to rural outdoor activities, local parks, and small-town community facilities; major shopping and entertainment are located in nearby Chandler or Oklahoma City.

Rental market

The rental market is thin with limited inventory, primarily consisting of single-family homes; vacancy pressure is generally low due to the small size of the market.

Economy & employers

The local economy is driven by agriculture, small-scale retail, and services; most residents commute to larger employment centers in the Oklahoma City metro area.

Transportation & infrastructure

Transportation is entirely dependent on private vehicles; there is no public transit infrastructure serving this rural ZIP code.

Development pipeline

There are no major approved or under-construction commercial or residential developments reported for this ZIP code.

County appraisal district

The Lincoln County Assessor manages property valuations; assessments are based on annual market value updates.

Special districts

Parcels are subject to Lincoln County property taxes and the Carney Public Schools district levy.

Insurance & hazard market

Property insurance premiums are influenced by the high frequency of severe weather events in central Oklahoma, including hail and wind damage.

Migration & population flows

Not determinable at the ZIP level.

Foreclosure doctrine

Oklahoma is a judicial foreclosure state, requiring court action to complete the foreclosure process.

Disclosure doctrine

Sellers are required to provide a Residential Property Condition Disclosure Statement to buyers, detailing known material defects.

Discovery profileACS 2022 5-year estimates
Census profile · ZCTA 74832, Lincoln County OK
Population
855
Median age
42.5 yrs
Owner-occupancy
82.4%
Median home value
$145,000
Median gross rent
$850
Median household income
$52,400
Median year built
1982
Vacancy rate
9.2%
Renter share
17.6%
Owner cost burden
18.5%
Renter cost burden
28.4%
Work-from-home share
5.2%
Mean commute
38.5 min
Bachelor's or higher
14.2%
Unemployment
4.6%
Poverty rate
12.8%
Avg household size
2.5
White
88.2%
Native American
6.1%
Two or More Races
4.2%
Other
1.5%

Data retrieved from US Census Bureau ZCTA 74832 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Carney Elementary SchoolElementaryNot RatedCarney Public SchoolsSmall rural school serving the local community.
Carney High SchoolHighNot RatedCarney Public SchoolsSmall rural high school.
School districts
Carney Public SchoolsNot RatedSmall rural district serving the immediate Carney area.
Utilities & services
InternetVarious Satellite/Fixed WirelessLimited high-speed fiber availability.
ElectricOG&E / Rural Electric Co-opStandard regional providers.
Natural GasLocal Municipal/PrivateService availability varies by location.
Water/SewerTown of CarneyMunicipal service in town limits; rural areas use wells/septic.
Major employers & industries
Carney Public SchoolsEducationPrimary local employer.
Local AgricultureAgricultureSignificant regional industry.
Major amenities · ZIP 74832
Theme, amusement & water parks
1 · 20 mi
Entertainment venues, stadiums & amphitheaters
6 · 20 mi
Family fun & things to do
5 · 13 mi
Museums, galleries & history
5 · 20 mi
Parks, trails & nature
2 · 13 mi
Golf
1 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Carney Public Park
Park

Small community park serving local residents.

Lincoln County Fairgrounds
Event Venue

Located in nearby Chandler, serving the broader county area.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.