The story of this market
The typical home in Lincoln County, Oklahoma sells for about $189,000, or $138 per square foot.
Prices are down 17.8% from a year ago, which gives buyers more room to negotiate. Homes take about 65 days to sell, which is slow. Over the long run, values in this county have grown 100% since 2000. The biggest natural hazard here is tornado, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $916 a month.
HUD sets the fair market rent for a 2-bedroom at $916 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+18.5%). Worst: 2011 (-4.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,217
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 3 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
88
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $19,914,558.
Mortgage activity
Home lending in this county
76.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1248 | 660 | 76.2% | 7.4% | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Lincoln County, Oklahoma
Lincoln County offers an affordable rural and exurban market positioned between the Oklahoma City and Tulsa metropolitan areas. Recent pricing metrics show stabilization with median sale prices around $189,000, while active inventory has hovered near 380 homes. Buyers benefit from low entry costs and ample acreage properties, balanced by extended days on market and moderate transaction volumes.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 13 cities · 12 ZIP reports
Median prices moved up 0.3% year over year.
Homes spend a median of 27 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 5.99% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 14.1% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 9 researched ZIP reports of 12 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Lincoln County, Oklahoma — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 29
researched Sep 28
researched Sep 28
researched Oct 1
researched Sep 29
| 74079 | — | $159,000 | $110 | — | — | — | — | — | — | $920 | researched Sep 28 |
| 74824 | Agra | $237,390 | $164 | — | — | — | — | — | 10 | $916 | researched Sep 28 |
| 74832 | Carney | $255,000 | $164 | +2.4% | 82 | 96.5% | 16.7% | 6 | 12 | $1,150 | researched Sep 28 |
| 74834 | Chandler | $234,000 | $140 | +67.1% | 92 | — | — | — | 86 | $916 | researched Sep 28 |
| 74840 | Davenport | $217,450 | $135 | +2.1% | 68 | 96.5% | 12% | 8.2 | 33 | $950 | researched Sep 28 |
| 74855 | — | $208,900 | $123 | -2.1% | 68 | 97.5% | 15% | 4.2 | 46 | $1,150 | researched Sep 29 |
| 74863 | — | $293,225 | $168 | -10.4% | 71 | 98.5% | 21% | 4.4 | 159 | $1,250 | researched Sep 28 |
| 74864 | — | $200,000 | $111 | +1.1% | 85 | 96% | 12% | 7.2 | 29 | $950 | researched Sep 28 |
| 74866 | Saint Louis | $115,000 | $78 | -23.3% | 65 | 95.5% | 4.5% | 9.7 | 29 | $850 | researched Oct 1 |
| 74869 | — | $122,000 | $105 | — | 88 | 98% | — | — | 11 | $850 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Lincoln County exhibits low-to-moderate crime rates typical of rural and exurban Oklahoma, with violent crime tracking well below urban Oklahoma County and statewide averages. Property crime, consisting largely of rural equipment theft and residential burglaries, accounts for the vast majority of law enforcement activity.
Public education is provided by a network of rural community independent school districts including Chandler, Prague, Meeker, Stroud, and Wellston, which generally achieve average to above-average state accountability ratings and benefit from strong community engagement and small class sizes.
The county faces significant seasonal severe convective storm and tornado risks characteristic of central Oklahoma, alongside moderate wildfire exposure in wooded rural tracts. Flood hazard is primarily localized along the Deep Fork River drainage basin.
Economic and development momentum is concentrated along the Interstate 44 (Turner Turnpike) corridor connecting Oklahoma City and Tulsa, supported by steady exurban residential spillover into western Lincoln County. Key local employment anchors include county government, community healthcare systems, school systems, and agribusiness.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
The local economy is driven by government administration, healthcare, regional logistics, manufacturing, and agricultural operations. Proximity to both Oklahoma City and Tulsa enables a substantial share of residents to commute externally for employment.
Interstate 44 (Turner Turnpike) bisects the county northeast-to-southwest, paralleled by Historic Route 66 (SH-66) and complemented by north-south arteries SH-18 and SH-99. Public fixed-route mass transit is minimal, leaving the county almost entirely automobile-reliant.
Pipeline projects primarily consist of low-density single-family rural subdivisions and rural commercial service centers along the Turner Turnpike interchanges.
The Lincoln County Assessor revalues real property on a visual inspection cycle with assessments pegged to constitutional assessment ratios, adjusting valuations according to statutory caps on annual appreciation for homestead properties.
Parcels are subject to overlapping tax millages from independent school districts, rural fire protection districts, Gordon Cooper Technology Center or Central Technology Center, and emergency medical service (EMS) districts.
Property insurance rates reflect heightened risks from severe convective wind, hail, and tornadic activity common across central Oklahoma. Homeowners face elevated premiums and hail deductibles across the county.
- Parkhurst Pumpkin Patch4.425.4 mi
- Shawnee Splash Water Park4.121.4 mi
- Woodland Veterans Park4.321.5 mi
- Chicken Shack4.327.5 mi
- Heart of Oklahoma Exposition Center4.420.6 mi
- Arcadia Round Barn4.627.6 mi
- FireLake Arena4.523.6 mi
- Esperanza Ranch4.820.6 mi
- The Black Hawk Casino3.817.3 mi
- Seminole Nation Casino3.719.7 mi
- Route 66 Bowl4.85.6 mi
- Sac and Fox Nation Casino3.810.2 mi
- Route 66 Interpretive Center4.55.7 mi
- Citizen Potawatomi Nation Cultural Heritage Center4.823.8 mi
- Jasmine Moran Children's Museum4.727.9 mi
- Arcadia Round Barn4.627.6 mi
- Route 66 Interpretive Center4.55.7 mi
- Mabee-Gerrer Museum of Art4.819.7 mi
- Tilghman Park4.55.6 mi
- Prague Park4.712.7 mi
- Shawnee Mall4.117.8 mi
- T.J. Maxx4.318.2 mi
- Ross Dress for Less4.317.9 mi
- Joe Cooper Chevrolet Cadillac GMC4.317.8 mi
- Kohl's4.217.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Chandler's landmark interpretive center celebrating the heritage and history of historic Route 66.
Recreational lake and municipal course offering boating, equestrian trails, fishing, and camping.
City-managed reservoir featuring horseback riding trails, camping facilities, and fishing grounds.
Municipal lake park featuring boating, water recreation, RV hookups, and nature areas.
Data retrieved from U.S. Census Bureau QuickFacts for Lincoln County, Oklahoma.
Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.
Oklahoma Statutes Title 60, Sections 125-127
Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).
Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code
Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.