The story of this market
The typical home in ZIP 65674 sells for about $145,000, or $105 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $642 a month.
ZIP 65674 — Humansville
The housing market in 65674 remains stable with low inventory and modest price appreciation. Market activity is driven by local demand and affordability, though limited by the rural nature of the area. Some metrics, such as specific active listing counts or recent sales volume, are estimated based on regional trends as precise ZIP-level data is not currently published.
This ZIP is best suited for retirees, rural-lifestyle seekers, and budget-conscious families who prioritize affordability and proximity to outdoor recreation over urban amenities.
Median prices moved up 2.1% year over year.
Homes spend a median of 68 days on market with 5.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 24.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65674, Polk County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Humansville are generally lower than the national average, with property crime being the primary concern in this rural setting.
The area is served by the Humansville R-IV School District, which provides a small-town educational environment with limited extracurricular offerings compared to larger regional districts.
The region faces moderate risks from severe thunderstorms and occasional tornadoes, typical of the Ozarks plateau; flood risk is localized to specific low-lying areas near water bodies.
Economic momentum is modest, driven primarily by local agriculture, small-scale retail, and service industries, with limited large-scale industrial development.
Property taxes are assessed by Polk County; the effective rate is notably lower than the Missouri state average, reflecting the rural nature of the jurisdiction.
Commuting is primarily car-dependent, with residents typically driving 30-45 minutes to reach employment hubs in Bolivar or Springfield.
Recreation is centered on outdoor activities, including proximity to Stockton Lake for fishing and boating, and local community parks within Humansville.
The rental market is limited in depth, characterized by a mix of older single-family homes and small apartment complexes with low turnover.
The local economy is anchored by agriculture, local government, and small-business retail, with many residents commuting to larger nearby cities for employment.
Public transit is non-existent; the area relies entirely on private vehicle transportation via state highways.
There are no major commercial or residential developments currently approved or under construction in the ZIP code.
Polk County Assessor manages property valuations, typically reassessing on a biennial cycle.
Parcels are subject to Humansville R-IV School District taxes and local municipal utility assessments.
Property insurance premiums are stable but sensitive to regional severe weather events, particularly wind and hail damage.
Net domestic migration is neutral, with a slight trend toward retirees moving into the area.
Missouri is a non-judicial foreclosure state, allowing for relatively rapid processing of defaults.
Missouri requires sellers to provide a property disclosure statement, though it is limited in scope compared to other states.
Data retrieved from Census Bureau ZCTA 65674 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lucas Oil Speedway4.814.4 mi
- B&B Theatres Bolivar Cinema 54.415.1 mi
- Stockton State Park Marina4.715.3 mi
- Orleans Trail Resort & Restaurant4.114.8 mi
- Nemo Landing Marina4.516.8 mi
- Harbor Marina4.215.3 mi
- Orleans Trail Marina, Inc.3.814.7 mi
- Dollar General4.11.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major regional reservoir offering boating, fishing, and camping.
Local community space with playground and picnic facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.