The story of this market
The typical home in Polk County, Missouri sells for about $252,900, or $141 per square foot.
Prices are down 2.7% from a year ago, which gives buyers more room to negotiate. Homes take about 87 days to sell, which is slow. Over the long run, values in this county have grown 110% since 2000. Last year 2 of 7 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $962 a month.
HUD sets the fair market rent for a 2-bedroom at $962 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
-0.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+21.2%). Worst: 2010 (-6.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,330
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
-0.8%
2025 change
FHFA repeat-sales index, median of 7 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
71
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $15,541,711.
Mortgage activity
Home lending in this county
77.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1132 | 630 | 77.5% | 10.9% | $150,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Polk County, Missouri
The Polk County housing market is currently experiencing a cooling phase with declining median prices and a slight increase in inventory. Buyer leverage has improved as the market shifts toward a more balanced supply, though high interest rates continue to impact affordability.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved up 8.0% year over year.
Homes spend a median of 61 days on market with 2.3 months of supply — a fast-moving market.
5% of listings have cut prices · homes sell at 55.04% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 16.3% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 65613 | Bolivar | $235,179 | $125 | +3.2% | 105 | 97.5% | 12% | 4.8 | 145 | $818 | researched Sep 27 |
| 65649 | Fair Play | $250,000 | $145 | -7.2% | 58 | 98.2% | 12% | 5.8 | 23 | $941 | researched Sep 27 |
| 65674 | Humansville | $145,000 | $105 | +2.1% | 68 | 96.5% | 12% | 5.2 | 42 | $642 | researched Sep 27 |
| 65710 | Morrisville | $345,000 | $209 | +16% | 36 | — | — | — | 53 | $820 | researched Sep 27 |
| 65781 | Willard | $328,000 | $223 | — | 20 | 100% | — | 1 | 14 | $1,035 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The economy is supported by major employers in education and healthcare, with Southwest Baptist University serving as a primary anchor institution.
Property taxes are assessed at the county level; specific rates vary by school district and municipal jurisdiction.
The local economy is driven by education, healthcare, and retail, with Southwest Baptist University being a significant employer.
- Ozark Empire Fairgrounds(Springfield MO)4.329.3 mi
- Lucas Oil Speedway4.818.5 mi
- B&B Theatres Bolivar Cinema 54.46.6 mi
- E*Plex4.329.3 mi
- Pomme de Terre State Park4.614.1 mi
- Gardener's Orchard LLC4.617.6 mi
- Dunnegan Memorial Park4.85.6 mi
- B&B Theatres Bolivar Cinema 54.46.6 mi
- Nemo Lanes & Sports Bar Cafe4.314.4 mi
- Crystal Cave, Springfield Missouri4.724.6 mi
- Nathan and Olive Boone Homestead State Historic Site4.826.3 mi
- Wommack Mill4.822.8 mi
- Pomme de Terre State Park4.614.1 mi
- Pomme De Terre Dam Outlet Park4.815.7 mi
- Dunnegan Memorial Park4.85.6 mi
- Cribbs Family Youth Park4.36.1 mi
- Pleasant Hope Conservation Area4.316.7 mi
- Fellows Lake Marina4.525.9 mi
- Stockton State Park Marina4.722.3 mi
- Mutton Creek Marina & Campgrounds4.525.8 mi
- Orleans Trail Resort & Restaurant4.124.9 mi
- Nemo Landing Marina4.513.6 mi
- Silo Ridge Golf & Country Club4.76.2 mi
- Dream Valley Golf Course4.312.3 mi
- Dollar General4.115.6 mi
- Dollar General4.314.4 mi
- Springfield-Branson National Airport4.429.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from Data USA and ExecutivePulse profiles.
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.