LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 61108 sells for about $201,583, or $118 per square foot.

Prices are up +8.9% from a year ago, so sellers still have some momentum. Homes take about 24 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,013 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 61108 — Rockford

Winnebago County →Rockford marketrefreshed Sep 24, 2026next refresh Oct 24, 2026
Market mood · cautiously optimistic

The 61108 housing market shows resilience with a median sale price of approximately $201,583 and a year-over-year price increase of 8.9%. Low inventory levels and a median of 24 days on market indicate a competitive environment for buyers, though the market remains balanced compared to more volatile national regions.

Who this ZIP fits

This ZIP is well-suited for family buyers and budget-conscious commuters seeking affordable single-family housing options within reach of the Rockford employment core.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 28.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$201,583
+8.9% year over year
Corroborated · 1 anchor · 1.8% off nearest
Days on market
24 days
Active listings
826
Listings with price cuts
4%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
87
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
95
Growth/100

Median prices moved up 8.9% year over year.

93
Liquidity/100

Homes spend a median of 24 days on market with 1.5 months of supply — a fast-moving market.

87
Momentum/100

4% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

73
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.3% · poverty 14.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$90,000$135,000$180,000$225,000$270,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,200$4,000$4,800$5,600$6,400

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
30,355

ZCTA 61108, Winnebago County IL

Area context
Schools & education

The area is served by the Rockford Public School District 205, which faces ongoing challenges with academic performance and district-wide accountability ratings.

Environmental & hazard

The region is subject to standard Midwestern climate risks, including severe thunderstorms and occasional wind events, with flood risk primarily concentrated near local waterways.

Growth & development

Economic momentum is driven by the broader Rockford manufacturing and logistics base, with ongoing efforts to revitalize the urban core and improve regional infrastructure.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with easy access to I-90 and I-39 providing connections to the broader Rockford employment hub and the Chicago metropolitan area.

Recreation & amenities

The area features access to local parks and green spaces, with proximity to the Rock River and various community shopping centers and dining districts within a short drive.

Rental market

The rental market is characterized by steady demand and moderate vacancy pressure, with rents reflecting the broader affordability of the Rockford housing market.

Economy & employers

The economy is anchored by manufacturing, healthcare, and logistics sectors, with major employers including regional medical centers and industrial manufacturing firms.

Transportation & infrastructure

The area is served by a network of arterial roads and highways, with limited public transit options primarily provided by the Rockford Mass Transit District.

Development pipeline

Development activity is focused on infill residential projects and commercial improvements along major corridors.

County appraisal district

The Winnebago County Supervisor of Assessments oversees the valuation of property for tax purposes, utilizing mass appraisal techniques.

Special districts

Parcels are subject to various taxing bodies, including Rockford Public School District 205, Winnebago County, and local municipal service districts.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including wind and hail exposure common to Northern Illinois.

Foreclosure doctrine

Illinois is a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

Illinois law requires sellers to provide a residential real property disclosure report detailing the condition of the property.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 61108, Winnebago County IL
Population
30,355
Median age
39.1 yrs
Owner-occupancy
68.2%
Median home value
$144,800
Median gross rent
$950
Median household income
$64,415
Median year built
1968
Vacancy rate
5.2%
Renter share
31.8%
Owner cost burden
18.5%
Renter cost burden
42.1%
Population change
+0.5%
Work-from-home share
12.4%
Mean commute
22.1 min
Bachelor's or higher
24.8%
Unemployment
6.3%
Poverty rate
14%
Avg household size
2.43
White
72.5%
Black or African American
12.1%
Hispanic or Latino
9.8%
Other
5.6%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Rockford Public SchoolsDistrictBelow AverageRockford Public School District 205Prevailing district serving the ZIP.
School districts
Rockford Public School District 205C-Large urban district serving the majority of Rockford.
Utilities & services
ElectricComEdPrimary electricity provider.
Natural GasNicor GasPrimary natural gas provider.
Water/SewerCity of RockfordMunicipal water and sewer services.
Major employers & industries
Rockford Health SystemHealthcareMajor regional employer.
Collins AerospaceManufacturingSignificant industrial presence.
Major amenities · ZIP 61108
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
12 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
11 · 13 mi
Shopping & dining districts
13 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Rock River
Waterfront

Provides recreational opportunities including fishing and boating.

Local Community Parks
Parks

Various neighborhood parks providing playgrounds and walking trails.

Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.