The story of this market
The typical home in ZIP 60174 sells for about $445,000, or $215 per square foot.
Prices are up +6% from a year ago, so sellers still have some momentum. Homes take about 23 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,776 a month.
ZIP 60174 — St. Charles
The 60174 housing market remains stable with moderate price appreciation and consistent demand. Low inventory levels continue to support pricing, though buyers are increasingly sensitive to interest rate fluctuations. The area's strong school reputation and quality of life remain the primary drivers for sustained interest.
This ZIP is ideal for families and professionals seeking a balance of suburban space, high-quality schools, and access to outdoor recreation. It appeals to those who value a community-focused environment with proximity to regional employment centers.
Median prices moved up 6.0% year over year.
Homes spend a median of 23 days on market with 3.2 months of supply — a fast-moving market.
22% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 4.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 60174, Kane County IL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
St. Charles generally reports lower crime rates compared to the national average, with property crime being the most common concern. The area is considered safe and family-oriented relative to the broader Chicago metropolitan region.
The area is served by highly-rated public schools, particularly within the St. Charles Community Unit School District 303, which is recognized for strong academic performance and extracurricular programs.
The region faces moderate risks from severe thunderstorms and occasional flooding near the Fox River corridor. Property insurance premiums are influenced by these regional weather patterns and standard Midwestern hazard profiles.
Economic momentum is driven by a mix of retail, manufacturing, and professional services, with ongoing redevelopment efforts in the downtown St. Charles area. Infrastructure improvements continue to support the growing residential base.
Property taxes in this jurisdiction are determined by the Kane County assessment process, with rates reflecting local school district, municipal, and county levies. Illinois does not have a state-level property tax, but local effective rates are among the highest in the nation.
Residents primarily commute by car toward employment hubs in the western Chicago suburbs and downtown Chicago via Metra rail lines. Traffic congestion is common on major arterial roads during peak hours.
The area features extensive access to the Fox River trail system, numerous community parks, and several golf courses. Shopping and dining are concentrated in the historic downtown district and along the Randall Road corridor.
The rental market is characterized by steady demand and low vacancy rates, driven by families and professionals seeking suburban amenities. Short-term rental activity is limited by local zoning ordinances.
The local economy is anchored by a diverse mix of healthcare, manufacturing, and retail sectors. Major employers include regional medical centers and corporate offices located along the Randall Road corridor.
Transportation is heavily reliant on personal vehicles, with access to major highways like I-88 and I-90. Public transit is provided primarily through Metra commuter rail services connecting to Chicago.
Development is focused on infill projects and the modernization of existing commercial corridors. Zoning emphasizes maintaining the historic character of the city while expanding housing options.
The Kane County Supervisor of Assessments oversees the valuation process, utilizing mass appraisal techniques to determine market value for tax purposes.
Parcels are subject to levies from St. Charles Community Unit School District 303, Kane County, and various local park and library districts.
Property insurance markets are stable, though premiums reflect regional exposure to severe weather events common in Northern Illinois.
Data retrieved from US Census Bureau ACS tables for ZCTA 60174.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Raging Waves4.217 mi
- Slick City Action Park4.79.2 mi
- Santa’s Village Amusement & Water Park4.512 mi
- Activate Games4.918.1 mi
- K1 Speed Addison4.313.1 mi
- Topgolf Schaumburg4.416 mi
- Medieval Times Dinner & Tournament4.715.2 mi
- Topgolf Naperville4.49.1 mi
- NOW Arena4.411.2 mi
- Cantigny Park4.88.6 mi
- Sri Venkateswara Swami (Balaji) Temple4.89.2 mi
- AMC South Barrington 244.312.9 mi
- Slick City Action Park4.79.2 mi
- Santa’s Village Amusement & Water Park4.512 mi
- Paramount Theatre4.811.3 mi
- NOW Arena4.411.2 mi
- Cantigny Park4.88.6 mi
- DuPage Children's Museum4.412.5 mi
- Blackberry Farm4.711.7 mi
- Two Brothers Roundhouse4.411 mi
- Cantigny Park4.88.6 mi
- Blackwell Forest Preserve4.77.9 mi
- Pottawatomie Park4.80.8 mi
- Herrick Lake Forest Preserve4.710.2 mi
- Elgin Sports Complex4.46.9 mi
- Topgolf Naperville4.49.1 mi
- Arrowhead Golf Club4.510.6 mi
- Villa Olivia4.17.6 mi
- St. Andrews Golf and Country Club4.34.8 mi
- Cantigny Golf4.79 mi
- Chicago Premium Outlets4.58.4 mi
- Fox Valley Mall4.312.1 mi
- H Mart Naperville4.512.5 mi
- International Fresh Market4.212.4 mi
- Goebbert's Farm - South Barrington4.312.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Extensive regional trail system for biking and walking.
Historic park featuring river access, golf, and community events.
Historic district with diverse retail and restaurant options.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.