The story of this market
The typical home in ZIP 59489 sells for about $295,380, or $135 per square foot.
Prices are up +73.7% from a year ago, so sellers still have some momentum. Homes take about 122 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $543 a month.
ZIP 59489 — Winifred
The housing market in 59489 is characterized by extremely low transaction volume and limited inventory, typical of a remote rural area. Prices have seen significant appreciation over the last five years, though the market remains stagnant with few active listings. Most data points regarding specific market metrics like sales counts or months of supply are not determinable due to the small population size.
This ZIP is best suited for those seeking a remote, rural lifestyle, such as agricultural workers or retirees looking for isolation, rather than commuters or investors.
Median prices moved up 73.7% year over year.
Homes spend a median of 122 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 4.8% — a stable, low-distress profile.
ZCTA 59489, Montana
The area is subject to standard rural Montana wildfire and wind risks; insurance availability in remote areas remains a critical factor for property owners.
The local economy is primarily driven by agriculture and small-scale local services with limited industrial or infrastructure expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Montana) — Taxable Interests in Exempt Property: The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price. State (Montana) — Residential Property Tax Assessment: Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment. City (Winifred, Montana) — Winifred Municipal Property Tax Levy: The town levies property taxes as part of the local taxing jurisdiction structure. Recent data indicates an average annual property tax collection change of 5.52% for the town of Winifred. City (Winifred, Montana) — Montana Statewide Residential Property Tax: The tax is calculated by multiplying the property's market value by a residential tax rate (1.35% as of 2018) to determine taxable value, to which local mill levies are applied. The state legislature caps the total amount local governments can raise from property taxes.
Residents typically rely on personal vehicles for long-distance travel to regional employment hubs, as no public transit infrastructure exists.
The area offers access to rural outdoor activities including hunting, fishing, and open-space hiking, with limited commercial shopping or dining within a 3-mile radius.
The rental market is extremely thin with very low inventory and limited turnover, primarily serving local agricultural workers.
The economy is heavily reliant on dryland farming and ranching, which are the primary industries for the surrounding region.
Transportation is entirely dependent on private vehicle use via state and county highways.
There are no major commercial or residential developments currently approved or under construction in this rural ZIP.
Assessments are managed by the respective county appraisal offices in Fergus and Judith Basin counties.
Parcels are subject to local school district levies and county-wide service assessments.
Property insurance premiums are influenced by rural wildfire risk and the distance to emergency services.
Montana is a non-judicial foreclosure state, allowing for trustee sales under deeds of trust.
Montana requires sellers to provide a property disclosure statement regarding known material defects.
Data retrieved from US Census Bureau ZCTA 59489 profiles.
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community resource.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.