The story of this market
The typical home in Fergus County, Montana sells for about $236,100, or $135 per square foot.
Prices are up +16.5% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. Over the long run, values in this county have grown 236% since 2000. The biggest natural hazard here is cold wave, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,450 a month.
HUD sets the fair market rent for a 2-bedroom at $1,450 a month. FEMA's National Risk Index rates overall hazard risk here as Very High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+19.9%). Worst: 2008 (-3.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,995
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 3 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
86
Very High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $13,704,327.
Mortgage activity
Home lending in this county
82.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 370 | 216 | 82.1% | 2.5% | $235,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Fergus County, Montana
Fergus County exhibits a stable, rural housing market characterized by modest price appreciation and low inventory levels. Demand remains consistent with local economic drivers, primarily agriculture, while affordability remains higher than the national average.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 12 ZIP reports
Median prices moved up 14.7% year over year.
Homes spend a median of 73 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 20.99% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 15.1% — a stable, low-distress profile.
Deterministic aggregate of 11 researched ZIP reports of 12 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Fergus County, Montana — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 1
researched Oct 1
researched Oct 2
researched Oct 4
researched Oct 4
researched Sep 27
researched Oct 4
researched Sep 27
researched Oct 5
researched Oct 6
| 59032 | Grass Range | $225,000 | $142 | +2.1% | 185 | 96.5% | — | 6.2 | 4 | $850 | researched Oct 1 |
| 59410 | Augusta | $345,000 | $215 | +2.1% | 88 | 97.5% | 8.3% | 6 | 12 | $828 | researched Oct 1 |
| 59412 | Belt | $514,500 | $224 | — | 60 | — | — | — | 21 | $781 | researched Oct 2 |
| 59424 | Coffee Creek | $249,450 | $214 | — | 182 | — | — | — | 83 | $1,450 | researched Oct 4 |
| 59430 | Denton | $287,710 | $132 | +4.2% | 142 | 96% | 15% | 6 | 12 | $1,115 | researched Oct 4 |
| 59447 | Geyser | $325,000 | $185 | +3.2% | 42 | 98.5% | 12% | 4.5 | 18 | $436 | researched Sep 27 |
| 59451 | Hilger | $275,000 | $145 | +3.2% | 62 | 98.5% | 12% | 3.5 | 14 | $1,250 | researched Oct 4 |
| 59457 | Lewistown | $368,500 | $185 | +3.5% | 82 | 97.5% | 12% | 6.2 | 118 | $970 | researched Sep 27 |
| 59470 | — | — | — | — | — | — | — | — | — | — | researched Oct 5 |
| 59478 | — | — | — | — | — | — | — | — | — | — | researched Oct 6 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Fergus County remain low and are generally consistent with rural Montana trends, with no significant spikes reported in recent years.
Schools in the county are primarily served by the Lewistown Public Schools district, which provides standard K-12 education for the region's rural population.
The area faces typical rural Montana risks, including wildfire potential during dry summer months and occasional severe winter weather, with standard insurance availability.
The economy is anchored by agriculture and local services, with modest population growth and stable employment levels supported by regional infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Montana) — Taxable Interests in Exempt Property: The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price. State (Montana) — Residential Property Tax Assessment: Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
The economy is primarily driven by agriculture and related industries, with a stable labor force and low unemployment rates.
Transportation is primarily reliant on personal vehicles, with major highway corridors connecting the county to the rest of Montana.
The county appraisal office conducts periodic property assessments in accordance with Montana state law to determine taxable values.
Parcels are subject to various local levies including school district, county, and municipal special districts.
Property insurance markets are stable but sensitive to regional wildfire risk factors common in central Montana.
- Judith Cinema4.710.2 mi
- Snowy Lanes4.610.8 mi
- Pine Meadows Golf Course4.510.8 mi
- Albertsons3.510.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A historic site located in the county seat of Lewistown.
Data retrieved from US Census Bureau QuickFacts and ACS 5-year profiles.
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.