The story of this market
The typical home in ZIP 59460 sells for about $285,000, or $142 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 118 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 59460 — Loma
The housing market in 59460 is characterized by extremely low transaction volume and stable, long-term ownership patterns. Prices have seen modest appreciation consistent with regional rural trends, driven by limited inventory rather than high demand. The area remains a niche market for agricultural interests with little impact from broader urban economic cycles.
This area is best suited for agricultural operators, ranchers, or individuals seeking extreme privacy and rural isolation; it is not suitable for commuters or those requiring proximity to urban amenities.
Median prices moved up 2.4% year over year.
Homes spend a median of 118 days on market with 12.0 months of supply — a slower-moving market.
8% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 11.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 59460, Chouteau County MT
The area is subject to rural wildfire risks common to the Montana plains; insurance availability is generally stable but premiums are sensitive to regional fire activity.
The economy is primarily driven by agricultural production and ranching with limited new commercial development or infrastructure expansion.
Property taxes are assessed at the county level based on the state's classification system for agricultural and residential land; no local MUD or special utility districts are reported.
Commutes are exclusively by private vehicle, with residents traveling significant distances to regional employment hubs like Great Falls.
Recreation is centered on outdoor activities including hunting, fishing, and access to the Missouri River breaks; there are no major urban shopping or entertainment districts.
The rental market is extremely thin with very low vacancy pressure and minimal investor activity due to the remote, rural nature of the ZIP.
The local economy is dominated by dryland farming and cattle ranching.
Transportation is limited to rural highway access with no public transit infrastructure.
There are no major approved or under-construction developments reported for this rural area.
The Chouteau County assessor manages property valuations based on state-mandated agricultural and residential appraisal cycles.
Parcels are served by standard county-level services with no special MUD or PID districts.
Property insurance is available but premiums are influenced by regional wildfire risk profiles.
Montana is a non-judicial foreclosure state with specific notice and redemption periods for residential properties.
Sellers are required to provide a property disclosure statement regarding known material defects.
Data retrieved from data.census.gov ZCTA 59460 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Old Fort Benton4.715.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides regional access for fishing and recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.