The story of this market
The typical home in ZIP 55319 sells for about $548,000, or $187 per square foot.
Prices are up +6% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 55319 — Clear Lake
The 55319 housing market shows moderate growth with a median price of $386,000, reflecting a 6% year-over-year increase. Market activity is driven by steady demand for single-family homes and limited inventory, keeping the market somewhat competitive.
This ZIP is well-suited for families and commuters seeking a suburban or semi-rural lifestyle with access to regional employment centers.
Median prices moved up 6.0% year over year.
Homes spend a median of 45 days on market with 2.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99.6% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 4.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 55319, Sherburne County MN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the Clear Lake area are generally rated as average within the regional context.
The area is subject to standard Midwestern climate risks including severe thunderstorms and winter weather; flood risk is localized.
Development is primarily residential with proximity to regional employment hubs in St. Cloud and the Twin Cities metro area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Minnesota) — Condominium Unit Taxation: Each unit constitutes a separate parcel for tax purposes. If a declaration is recorded at least 30 days before a tax installment is due, the taxing authority must split the taxes among the units. State (Minnesota) — Minnesota General Property Tax Classification System: Property tax is calculated by applying a class rate to the parcel's estimated market value to determine tax capacity, then multiplying by the local tax rate. For residential homesteads (Class 1a), the rate is 1.00% for the first $500,000 of market value and 1.
Residents primarily commute via US-10 toward St. Cloud or the Twin Cities metro area.
The area features access to local lakes, outdoor recreational trails, and proximity to regional parks in Sherburne County.
The rental market is limited with low inventory and primarily consists of single-family home rentals.
The local economy is supported by a mix of agriculture, local services, and commuting residents working in the St. Cloud and Minneapolis-St. Paul metro areas.
Transportation is heavily reliant on personal vehicles with US-10 serving as the primary arterial corridor.
Development is focused on low-density residential expansion consistent with regional growth patterns.
Parcels are subject to standard school district and county-level property tax levies.
Standard property insurance coverage is available; premiums are influenced by regional weather-related risk factors.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- AirMaxx Trampoline Park & Warrior Course4.511.5 mi
- Skatin' Place4.612.1 mi
- Summerland Family Fun Park4.411.5 mi
- Chuck E. Cheese414.5 mi
- Riddlers Escape, LLC4.914.3 mi
- The Ledge Amphitheater4.716.2 mi
- St. Cloud River’s Edge Convention Center4.412.9 mi
- Pebble Creek Golf Club4.55.5 mi
- Herb Brooks National Hockey Center4.612.3 mi
- Jack & Jim's Food & Liquor4.66.6 mi
- Lake Maria State Park4.711.3 mi
- Munsinger Gardens4.812.1 mi
- AirMaxx Trampoline Park & Warrior Course4.511.5 mi
- Sand Dunes State Forest4.311.4 mi
- Skatin' Place4.612.1 mi
- Paramount Center for the Arts4.813.1 mi
- Mr Nice Guys4.512.9 mi
- Buddha Glass4.714.3 mi
- Cream City Tattoo4.713 mi
- The Tattooed Lady LLC4.716.1 mi
- Lake Maria State Park4.711.3 mi
- Munsinger Gardens4.812.1 mi
- Sherburne National Wildlife Refuge4.711.1 mi
- Sand Dunes State Forest4.311.4 mi
- Bertram Chain of Lakes Regional Park4.712.9 mi
- BJ's Bait & Tackle4.516.1 mi
- Pebble Creek Golf Club4.55.5 mi
- Territory Golf Club4.68.6 mi
- Monticello Country Club4.312.7 mi
- Wapicada Golf Club4.410.6 mi
- St. Cloud Country Club4.611.4 mi
- Runnings4.412.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local water feature providing recreational opportunities.
Regional nature preserve offering hiking and wildlife viewing.
Key-figure check: median price diverges 29.6% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $386,000 (29.6% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $386,000 (-29.6% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.