The story of this market
The typical home in ZIP 55101 sells for about $275,000, or $250 per square foot.
Prices are roughly flat from a year ago (-0.5%), a market in balance. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,511 a month.
ZIP 55101 — St. Paul
The 55101 housing market is characterized by high vacancy rates and a predominantly renter-occupied landscape. Values have shown slight downward pressure, reflecting a challenging environment for traditional residential investment compared to broader regional trends.
This ZIP is best suited for urban-dwelling professionals and renters who prioritize proximity to downtown amenities over traditional suburban family housing.
Median prices moved down 0.5% year over year.
Homes spend a median of 65 days on market with 4.3 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.7% · poverty 18.7% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 55101, Ramsey County MN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Minnesota) — Condominium Unit Taxation: Each unit constitutes a separate parcel for tax purposes. If a declaration is recorded at least 30 days before a tax installment is due, the taxing authority must split the taxes among the units. State (Minnesota) — Minnesota General Property Tax Classification System: Property tax is calculated by applying a class rate to the parcel's estimated market value to determine tax capacity, then multiplying by the local tax rate. For residential homesteads (Class 1a), the rate is 1.00% for the first $500,000 of market value and 1.
The area is centrally located in downtown Saint Paul, providing high accessibility to major employment hubs via local transit and highway corridors.
The ZIP features proximity to the Mississippi River waterfront, Mears Park, and various downtown dining and entertainment venues.
The market exhibits high vacancy rates relative to national norms, with a mix of urban rental stock and investor-held properties.
The area is anchored by downtown Saint Paul's commercial and government sectors, serving as a regional employment hub.
The area is served by major highway corridors and local transit infrastructure typical of a central business district.
Data retrieved from data.census.gov ZCTA 55101 profile.
- Mall of America®4.610 mi
- Great Wolf Lodge | Minnesota3.910 mi
- Nickelodeon Universe4.510 mi
- Slick City Action Park4.518.8 mi
- Edinborough Park4.612.9 mi
- U.S. Bank Stadium4.68.3 mi
- Grand Casino Arena4.60.7 mi
- Minneapolis Convention Center4.59.1 mi
- Minnesota State Fair4.74.3 mi
- Topgolf Brooklyn Center4.312.7 mi
- Mall of America®4.610 mi
- U.S. Bank Stadium4.68.3 mi
- Como Park Zoo & Conservatory4.73.7 mi
- Minneapolis Institute of Art4.89 mi
- Great Wolf Lodge | Minnesota3.910 mi
- Minneapolis Institute of Art4.89 mi
- Science Museum of Minnesota4.60.7 mi
- Union Depot4.50.3 mi
- Walker Art Center4.59.8 mi
- Minnesota State Capitol4.70.6 mi
- Como Park Zoo & Conservatory4.73.7 mi
- Minneapolis Sculpture Garden4.79.8 mi
- Lake Harriet Regional Park4.810.8 mi
- Centennial Lakes Park4.712.9 mi
- Boom Island Park4.79.2 mi
- Pool and Yacht Club4.73.9 mi
- Watergate Marina4.55.4 mi
- Topgolf Brooklyn Center4.312.7 mi
- The Minikahda Club4.411.3 mi
- Puttery4.79 mi
- Hiawatha Golf Course3.87.9 mi
- Keller Golf Course4.64.2 mi
- Mall of America®4.610 mi
- Rosedale Center4.35.8 mi
- Twin Cities Premium Outlets4.511.2 mi
- Karmel Mall4.19.4 mi
- Maplewood Mall46.5 mi
- Minneapolis-Saint Paul International Airport4.47.6 mi
- Shoyu3.77.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A central urban park in the Lowertown district.
Provides recreational access and scenic views along the southern border.
Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).