LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 52345 sells for about $225,200, or $115 per square foot.

Prices are up +3.5% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,250 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 52345 — Urbana

Benton County →refreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · optimistic

The housing market in ZIP 52345 remains stable with low inventory and steady demand from families. Prices have seen modest year-over-year growth, supported by the area's affordability and proximity to regional employment centers. Market conditions are currently balanced, with limited supply keeping upward pressure on values.

Who this ZIP fits

This ZIP is ideal for families and commuters seeking a quiet, affordable small-town environment with convenient highway access to larger regional job markets.

Parent geography
Urbana · no city intel reportBenton County →Iowa state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 8.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$225,200
+3.5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
45 days
Active listings
12
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
78
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
68
Growth/100

Median prices moved up 3.5% year over year.

74
Liquidity/100

Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

97
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 3.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$180,000$210,000$240,000$270,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,100$2,450$2,800$3,150$3,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Population base
1,572

ZCTA 52345, Benton County IA

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.2%
Foreign-born residents
20
Naturalized (of foreign-born)
95%
Non-citizens (of population)
0.1%
Entered 2010 or later (of foreign-born)
5%
World region of birth (foreign-born)
Asia
80%
Americas
15%
Europe
5%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Urbana are generally low, consistent with small-town Iowa trends and significantly lower than regional urban centers like Cedar Rapids.

Schools & education

Schools serving the area are part of the Center Point-Urbana Community School District, which is generally regarded as providing a stable, community-focused educational environment.

Environmental & hazard

The area faces standard Midwestern climate risks, primarily severe thunderstorms and occasional wind events, with low overall flood risk for most residential parcels.

Growth & development

Economic momentum is driven by proximity to the Cedar Rapids employment corridor, with local development focused on residential expansion to accommodate commuters.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.

Transportation & commute

Residents primarily commute via I-380 to reach major employment hubs in Cedar Rapids and the Iowa City metro area.

Recreation & amenities

Local recreation includes access to community parks and proximity to regional outdoor amenities like the Cedar River and various county conservation areas.

Rental market

The rental market is characterized by low inventory and high demand from families and commuters, with limited short-term rental presence.

Economy & employers

The economy is largely supported by the broader Cedar Rapids metropolitan area, with residents employed in manufacturing, healthcare, and education sectors.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles, with I-380 serving as the primary artery for regional connectivity.

Development pipeline

Development is focused on managed residential growth to maintain the small-town character while supporting regional housing demand.

County appraisal district

Benton County Assessor manages property valuations based on biennial assessment cycles.

Special districts

Parcels are subject to Center Point-Urbana Community School District levies and standard county-level service districts.

Insurance & hazard market

Property insurance premiums are stable, reflecting the low-hazard profile of the region compared to coastal or high-wildfire zones.

Migration & population flows

Iowa experiences modest net domestic migration, with growth concentrated in suburban areas near major metros.

Foreclosure doctrine

Iowa is a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

Sellers are required to provide a written disclosure statement regarding the condition of the property.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 52345, Benton County IA
Population
1,572
Median age
38.5 yrs
Owner-occupancy
85%
Median home value
$225,200
Median gross rent
$950
Median household income
$112,929
Median year built
1985
Vacancy rate
3.4%
Renter share
15%
Owner cost burden
18%
Renter cost burden
25%
Population change
+1.2%
Work-from-home share
12%
Mean commute
24.5 min
Bachelor's or higher
32%
Unemployment
2.8%
Poverty rate
3.5%
Avg household size
2.8
White
96%
Other
4%

Data retrieved from data.census.gov ZCTA 52345 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Center Point-Urbana High SchoolHighAbove AverageCenter Point-Urbana CSDPrimary high school serving the district.
Urbana Elementary SchoolElementaryAbove AverageCenter Point-Urbana CSDLocal elementary facility.
School districts
Center Point-Urbana CSDB+Stable district serving the Urbana and Center Point communities.
Utilities & services
InternetMediacom/WindstreamVaries by specific street address.
ElectricAlliant EnergyPrimary regional provider.
Natural GasAlliant EnergyPrimary regional provider.
Water/SewerCity of UrbanaMunicipal utility services.
TrashLocal Private ContractorsContracted via city services.
Major employers & industries
Regional Manufacturing HubsManufacturingMajor regional employer base.
Healthcare SystemsHealthcareSignificant employer in nearby Cedar Rapids.
Major amenities · ZIP 52345
Theme, amusement & water parks
3 · 20 mi
Entertainment venues, stadiums & amphitheaters
4 · 20 mi
Family fun & things to do
5 · 13 mi
Parks, trails & nature
4 · 13 mi
Golf
1 · 13 mi
Shopping & dining districts
2 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Urbana City Park
Park

Local community park providing green space and playground facilities.

Cedar River
Waterfront

Nearby river access for fishing and recreational boating.

On the horizon · announced & under construction
Residential Subdivision ExpansionResidentialApprovedOngoing development of single-family housing lots on the city periphery.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.