The story of this market
The typical home in ZIP 46804 sells for about $312,000, or $152 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 36 days to sell. HUD's fair market rent for a two-bedroom is $1,183 a month.
ZIP 46804 — Fort Wayne
The 46804 housing market remains highly competitive with tight inventory and rapid sales, though median prices show signs of stabilization. While year-over-year gains exist, recent monthly figures reflect a cooling trend in price growth and increased buyer leverage in negotiations. A significant share of listings is seeing price cuts, indicating a shift toward a more balanced market.
This ZIP fits family buyers seeking top-rated suburban schools and established professionals prioritizing a balance of commute access and lifestyle amenities.
Median prices moved up 2.4% year over year.
Homes spend a median of 36 days on market with 0.0 months of supply — a fast-moving market.
26% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.6% · poverty 8.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46804, Allen County IN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Fort Wayne experiences crime rates higher than the national average, with property crime significantly contributing to the incidence rate. Locally, the area remains a balanced residential zone within the broader city footprint.
The ZIP is served by highly rated districts, notably the MSD of Southwest Allen County Schools, which performs in the top 20% of Indiana districts. Public elementary schools like Haverhill and Whispering Meadow maintain favorable rankings.
Local hazards are typical of the Midwest; property-insurance postures are generally stable, with standard coverage for wind, fire, and storm events. Regional flood-plain management remains a focus for Fort Wayne City Utilities.
Major regional employers including Parkview Health, Lutheran Health Network, and manufacturing anchors like General Motors and Steel Dynamics provide a robust economic backbone for the Fort Wayne market.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The area features convenient access to US-24 and Jefferson Blvd, facilitating a relatively short average commute of approximately 21 minutes to the employment core.
Residents have access to southwest Fort Wayne’s extensive shopping and dining hubs like Jefferson Point, regional park systems, and local trail networks within 3 miles.
Market shows limited rental inventory, indicating potential vacancy pressure despite steady demand.
Diversified regional economy driven by healthcare, manufacturing, and logistics.
The area is served by major highway corridors including US-24 and Jefferson Blvd, supporting regional connectivity.
Ongoing infrastructure projects include neighborhood-level water and sewer capacity improvements by Fort Wayne City Utilities.
Parcels are subject to Allen County tax levies and specific school district bond obligations.
Standard residential insurance market with no specific high-risk exclusions reported at the ZIP level.
Data retrieved from data.census.gov ZCTA 46804 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional shopping and dining hub.
Extensive local park and trail network.
Proximity to major health networks.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.