The story of this market
The typical home in ZIP 42702 sells for about $235,500, or $135 per square foot.
Prices are up +6% from a year ago, so sellers still have some momentum. Homes take about 27 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 42702 — Elizabethtown
The housing market in 42702 is showing signs of strength with rising median prices and a tightening supply of homes. Increased demand, driven by regional economic growth and industrial expansion, is keeping days on market low and supporting price appreciation. The market remains competitive for buyers, with a healthy balance of inventory and sales activity.
This ZIP is well-suited for families and local workers seeking an affordable cost of living in a stable community. It appeals to those who prioritize proximity to regional employment hubs and a suburban lifestyle over urban density.
Median prices moved up 6.0% year over year.
Homes spend a median of 27 days on market with 2.1 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 99.6% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 11.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 42702, Hardin County KY
Crime rates in the Elizabethtown area are generally consistent with regional averages for mid-sized Kentucky cities. Local law enforcement reports stable trends, with property crime remaining the primary focus of community safety efforts.
Schools serving the area are part of the Hardin County school system, which maintains a standard academic performance profile. The district is characterized by a mix of suburban and rural school environments with consistent graduation rates.
The area faces moderate risks related to severe thunderstorms and occasional wind events common to the region. Flood risk is generally localized to specific low-lying areas near regional waterways, and standard property insurance coverage is widely available.
Economic momentum is driven by the proximity to major manufacturing and logistics hubs in Hardin County. Infrastructure development is focused on supporting the expansion of local industrial parks and regional transit connectivity.
Property taxes are assessed at the county level by the Hardin County Property Valuation Administrator. The tax structure includes state, county, and school district levies, with standard homestead exemptions available for qualifying primary residences.
Commuting is primarily car-dependent, with residents utilizing major corridors like I-65 for access to regional employment centers. Public transit options are limited, making personal vehicle ownership essential for most residents.
The area features several local parks and community green spaces managed by the city. Shopping and dining amenities are concentrated along the main commercial corridors, providing convenient access to regional retail chains.
The rental market is characterized by steady demand driven by the local workforce and proximity to regional employers. Vacancy rates remain low, and rent growth has tracked with broader regional inflation trends.
The economy is anchored by manufacturing, logistics, and healthcare sectors. Major employers include regional industrial facilities and the local school district.
The area is served by I-65, providing a primary north-south corridor for regional travel. Local infrastructure is focused on maintaining road connectivity for the growing industrial base.
Development is focused on expanding industrial capacity and supporting residential growth near the city's periphery. Infrastructure projects are currently prioritizing road improvements to accommodate increased traffic.
The Hardin County Property Valuation Administrator manages assessments, focusing on annual market value adjustments to ensure equitable taxation.
Parcels are subject to standard county and school district taxes, with no significant MUD or PID districts reported in this area.
Property insurance premiums are stable, reflecting the area's moderate risk profile for natural disasters. Market health is considered robust with multiple national carriers active.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major local park featuring a lake, walking trails, and recreational facilities.
A large regional facility hosting youth sports tournaments and events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.