LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 40391 sells for about $286,000, or $165 per square foot.

Prices are up +24.6% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $938 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 40391 — Winchester

Clark County →Lexington marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The housing market in 40391 shows healthy activity with a median listing price of $286,000 and a balanced supply of 2.6 months. While year-over-year price growth remains strong, the market is seeing a stabilization in selling speeds compared to the previous year. Demand is driven by the area's affordability relative to the broader Lexington metro market.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking a more affordable alternative to the Lexington core while maintaining access to regional employment.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 614.7 km²Water area · 6.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$286,000
+24.6% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
45 days
Active listings
269
Sale-to-list ratio
97.87%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
85
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 24.6% year over year.

77
Liquidity/100

Homes spend a median of 45 days on market with 2.6 months of supply — a fast-moving market.

83
Momentum/100

0% of listings have cut prices · homes sell at 97.87% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 14.7% — a stable, low-distress profile.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
36,796

ZCTA 40391, Clark County KY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.7%
Foreign-born residents
609
Naturalized (of foreign-born)
69.3%
Non-citizens (of population)
0.5%
Entered 2010 or later (of foreign-born)
41.4%
World region of birth (foreign-born)
Americas
47%
Asia
40.7%
Europe
12.3%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

Public schools in the area are served by the Clark County Public Schools district, which provides standard educational services for the region.

Environmental & hazard

The area is subject to standard regional climate risks including seasonal storms and potential flooding in low-lying areas near the Kentucky River basin.

Growth & development

The area benefits from its proximity to the Lexington-Fayette metropolitan economy, with ongoing residential development and infrastructure support for the growing population.

Taxation

Property taxes are assessed by Clark County based on fair cash value, with rates determined by local taxing districts including the county, city, and school district.

Transportation & commute

Residents primarily commute via I-64 toward Lexington, which serves as the major employment core for the region.

Recreation & amenities

The area features access to local parks, golf courses, and shopping districts within Winchester, with proximity to outdoor recreation along the Kentucky River.

Rental market

The rental market is characterized by steady demand with a median rent of $1,700, reflecting the area's role as a residential hub for the Lexington metro.

Economy & employers

The economy is anchored by the Lexington-Fayette metropolitan area, with a mix of manufacturing, healthcare, and retail sectors.

Transportation & infrastructure

The area is served by I-64, providing a primary transit corridor for commuters traveling to and from Lexington.

Development pipeline

Ongoing residential development continues to expand the housing stock in the Winchester area.

County appraisal district

The Clark County Property Valuation Administrator is responsible for the assessment of all real property within the county.

Special districts

Parcels are subject to Clark County, City of Winchester, and Clark County Public Schools district levies.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and standard hazard exposure for central Kentucky.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 40391, Clark County KY
Population
36,796
Median age
40.4 yrs
Owner-occupancy
68.5%
Median home value
$197,200
Median gross rent
$850
Median household income
$67,910
Median year built
1979
Vacancy rate
7.4%
Renter share
31.5%
Owner cost burden
18.2%
Renter cost burden
42.1%
Population change
+0.5%
Net migration
0
Work-from-home share
5.2%
Mean commute
26.4 min
Bachelor's or higher
21.5%
Unemployment
4.5%
Poverty rate
14.7%
Avg household size
2.45
White
92.1%
Black or African American
2.8%
Hispanic or Latino
2.5%
Other
2.6%

Data retrieved from data.census.gov ZCTA 40391 profile.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

George Rogers Clark High SchoolHighAverageClark County Public SchoolsPrimary high school serving the Winchester area.
School districts
Clark County Public SchoolsAverageServes the entirety of the Winchester area.
Utilities & services
ElectricKentucky UtilitiesPrimary provider for the region.
Major employers & industries
Clark Regional Medical CenterHealthcareMajor regional employer.
Amenities & attractions1 retained amenity
Inside this ZIP
Clark County Park
Park

Provides local green space and recreational facilities.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.