LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 40175 sells for about $223,800, or $135 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. HUD's fair market rent for a two-bedroom is $1,198 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 40175 — Vine Grove

Hardin County →refreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The housing market in 40175 remains stable, supported by consistent demand from the Fort Knox workforce. Prices have seen modest year-over-year growth, and inventory levels remain balanced, reflecting a healthy, albeit slow-moving, local market.

Who this ZIP fits

This ZIP is well-suited for military families, commuters working at Fort Knox, and buyers seeking affordable, single-family detached housing in a quiet, suburban environment.

Parent geography
Vine Grove · no city intel reportHardin County →Kentucky state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 209 km²Water area · 1.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$223,800
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
58 days
Active listings
42
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

67
Liquidity/100

Homes spend a median of 58 days on market with 3.2 months of supply — a fast-moving market.

75
Momentum/100

12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

86
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.6% · poverty 10.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$135,000$180,000$225,000$270,000$315,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$900$1,350$1,800$2,250$2,700

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
15,718

ZCTA 40175, Hardin County KY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2.7%
Foreign-born residents
420
Naturalized (of foreign-born)
24.5%
Non-citizens (of population)
2%
Entered 2010 or later (of foreign-born)
35.2%
World region of birth (foreign-born)
Asia
72.6%
Europe
25.2%
Africa
1.9%
Americas
0.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Vine Grove are generally lower than the national average, with property crime being the most frequently reported incident type.

Schools & education

Schools serving the area are part of the Hardin County School District, which maintains a generally stable performance rating across its elementary and secondary campuses.

Environmental & hazard

The area is subject to standard regional risks including severe thunderstorms and occasional flooding in low-lying zones near local creeks.

Growth & development

Economic momentum is driven by proximity to Fort Knox, which serves as a major regional employer and anchor for local housing demand.

Taxation

Property taxes are assessed by Hardin County; the rate structure includes local school district levies and municipal taxes for properties within Vine Grove city limits.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with easy access to major roadways connecting to the Fort Knox installation and the broader Elizabethtown area.

Recreation & amenities

The area features several local parks and green spaces, with proximity to regional outdoor recreation sites and basic retail shopping centers within a 3-mile radius.

Rental market

The rental market is characterized by steady demand from military personnel and families, with moderate vacancy pressure and limited short-term rental saturation.

Economy & employers

The local economy is heavily influenced by the presence of Fort Knox, with a mix of government, defense-contracting, and service-sector employment.

Transportation & infrastructure

Transportation is primarily car-dependent, with well-maintained road infrastructure facilitating access to regional employment hubs.

Development pipeline

Development is focused on residential growth to accommodate the workforce associated with the nearby military installation.

County appraisal district

Hardin County Property Valuation Administrator (PVA) conducts annual assessments based on market value.

Special districts

Parcels are subject to Hardin County School District taxes and local municipal utility service districts.

Insurance & hazard market

Property insurance premiums are stable, though coverage for wind and storm damage is a standard consideration for homeowners.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 40175, Hardin County KY
Population
15,718
Median age
38.1 yrs
Owner-occupancy
68.5%
Median home value
$223,800
Median gross rent
$1,050
Median household income
$68,450
Median year built
1996
Vacancy rate
5.2%
Renter share
31.5%
Owner cost burden
18.4%
Renter cost burden
38.2%
Population change
+1.2%
Net migration
120
Work-from-home share
8.5%
Mean commute
24.5 min
Bachelor's or higher
22.1%
Unemployment
3.6%
Poverty rate
10.4%
Avg household size
2.74
White
78.2%
Black or African American
9.5%
Hispanic or Latino
6.2%
Other
6.1%

Data retrieved from data.census.gov ZCTA 40175 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Vine Grove ElementaryElementary6/10Hardin County SchoolsServes the local community with standard curriculum.
North Hardin High SchoolHigh5/10Hardin County SchoolsPrimary high school for the area.
School districts
Hardin County SchoolsBLarge district serving the majority of the county with diverse student population.
Utilities & services
ElectricNolin RECCPrimary electric cooperative for the area.
Natural GasAtmos EnergyStandard residential gas service.
InternetSpectrum/WindstreamBroadband availability varies by specific street.
Major employers & industries
Fort KnoxGovernment/DefenseMajor regional employer.
Hardin County SchoolsEducationSignificant local employer.
Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Vine Grove City Park
Park

Features walking trails and community event spaces.

Saunders Springs Nature Preserve
Nature Preserve

Offers hiking trails and historical significance.

On the horizon · announced & under construction
Vine Grove Residential ExpansionResidentialApprovedOngoing development of new single-family subdivisions.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.