The story of this market
The typical home in ZIP 40010 sells for about $285,000, or $205 per square foot.
Prices are up +2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,215 a month.
ZIP 40010 — Buckner
The housing market in 40010 remains stable with modest price appreciation driven by low inventory and high demand for quality school districts. While affordability is a concern for some, the area continues to attract families looking for a suburban lifestyle within commuting distance of Louisville. Market conditions are currently balanced, though buyers should be prepared for competitive bidding on well-maintained properties.
This ZIP is best suited for families seeking high-quality schools and a quieter, semi-rural lifestyle, as well as commuters who prefer a suburban environment within reach of Louisville's employment core.
Median prices moved up 2.0% year over year.
Homes spend a median of 42 days on market with 4.5 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 40010, Oldham County KY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Buckner are generally low and consistent with rural-suburban Oldham County trends, remaining significantly below the regional average for the Louisville metro area.
The area is served by the highly-rated Oldham County School District, which is consistently recognized for strong academic performance and college readiness.
The region faces moderate risk from severe thunderstorms and occasional wind events, with standard flood insurance requirements for properties located near local creek basins.
Economic momentum is driven by proximity to Louisville employment hubs and local commercial development along the I-71 corridor, though residential build-out remains measured.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Kentucky) — Kentucky Ad Valorem Property Tax: Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value.
Commuters primarily utilize I-71 for access to downtown Louisville, with average drive times ranging from 30 to 45 minutes depending on traffic conditions.
Residents have access to local parks and green spaces within Oldham County, with proximity to the Ohio River for boating and fishing, and basic retail shopping centers located in nearby La Grange.
The rental market is characterized by limited inventory and stable demand, with most units consisting of single-family homes or small multi-family complexes; investor activity is moderate.
The local economy is anchored by the Oldham County School District, healthcare services, and a mix of small businesses, with many residents employed in the broader Louisville-Jefferson County metropolitan area.
Transportation is heavily reliant on private vehicles, with I-71 serving as the primary artery for regional connectivity; public transit options are extremely limited.
Development is focused on maintaining the rural character of the area while accommodating moderate residential growth through controlled zoning and infrastructure upgrades.
The Oldham County Property Valuation Administrator (PVA) conducts annual assessments to ensure property values reflect current market conditions.
Parcels are subject to Oldham County school taxes and various utility district assessments for water and sewer services.
Property insurance premiums are stable but reflect regional risks associated with severe weather, including wind and hail damage common in Kentucky.
Kentucky has experienced modest net domestic migration gains, with suburban counties like Oldham attracting families from the urban core.
Kentucky is a judicial foreclosure state, requiring court intervention to complete the foreclosure process, which typically extends the timeline for lenders.
Sellers are required to provide a comprehensive property disclosure form detailing known material defects at the time of listing.
Data retrieved from US Census Bureau ZCTA profiles; figures reflect standard 5-year estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Malibu Jack's Louisville4.413 mi
- Activate Games4.913.4 mi
- Sky Zone Trampoline Park4.19.6 mi
- Dave & Buster's Louisville412.8 mi
- All About Kids4.512.4 mi
- Kentucky Exposition Center4.419.8 mi
- Louisville Slugger Museum & Factory4.818.8 mi
- KFC Yum! Center4.518.3 mi
- Kentucky International Convention Center4.518.5 mi
- Angel's Envy Distillery4.717.9 mi
- Cinemark Tinseltown Louisville and XD4.47.6 mi
- Main Event Louisville4.211.3 mi
- Xscape Theatres Blankenbaker 164.511.3 mi
- Cinemark Mall St. Matthews and XD4.412.8 mi
- E.P. Tom Sawyer State Park4.68.6 mi
- Louisville Slugger Museum & Factory4.818.8 mi
- Mellwood Art Center4.616.2 mi
- Muhammad Ali Center4.818.6 mi
- Kentucky Science Center4.518.7 mi
- Speed Art Museum4.720 mi
- E.P. Tom Sawyer State Park4.68.6 mi
- Beckley Creek Park4.810.8 mi
- Charlestown State Park4.710.4 mi
- The Parklands of Floyds Fork4.810.8 mi
- Yew Dell Botanical Gardens4.72.6 mi
- Louisville Boat Club4.513.5 mi
- RiverPark Place Marina4.516.6 mi
- Admirals Anchor4.613 mi
- Jeffersonville’s Fishermans Wharf4.617 mi
- Topgolf Louisville412.4 mi
- Valhalla Golf Club4.89.1 mi
- Long Run Course3.67.6 mi
- Eagle Creek Golf Course4.24.8 mi
- Golf Galaxy4.112.5 mi
- Mall St. Matthews4.312.8 mi
- Oxmoor Center4.312.3 mi
- Publix Super Market at Terra Crossing4.57.4 mi
- Macy's4.312.2 mi
- Meijer4.37.6 mi
- Louisville Muhammad Ali International Airport4.320.7 mi
- Bowman Field4.515.3 mi
- Louisville Regional Airport Authority4.320.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Features sports fields, walking trails, and a fishing lake serving the local community.
A regional cultural anchor preserving the history of the county and surrounding areas.
Key-figure check: median price diverges 82.6% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $520,538 (82.6% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $520,538 (+82.6% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.