The story of this market
The typical home in Oldham County, Kentucky sells for about $463,705, or $185 per square foot.
Prices are up +5.4% from a year ago, so sellers still have some momentum. Homes take about 55 days to sell. Over the long run, values in this county have grown 131% since 2000. Last year 10 of 15 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,276 a month.
HUD sets the fair market rent for a 2-bedroom at $1,276 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+5.2%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+12.1%). Worst: 2009 (-2.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,629
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+5.2%
2025 change
FHFA repeat-sales index, median of 15 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
55
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $29,145,497.
Mortgage activity
Home lending in this county
83%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 4020 | 2350 | 83% | 3.3% | $310,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Oldham County, Kentucky
Oldham County's housing market remains resilient with steady price appreciation and high demand. The area continues to attract families seeking quality schools and suburban living, though inventory levels remain tight.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 7 cities · 7 ZIP reports
Median prices moved up 0.2% year over year.
Homes spend a median of 32 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.14% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.5% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 30
researched Sep 30
researched Sep 30
researched Oct 1
researched Sep 17
researched Oct 12
researched Sep 18
| 40010 | Buckner | $285,000 | $205 | +2% | 42 | 98.5% | 12% | 4.5 | 18 | $1,215 | researched Sep 30 |
| 40014 | Crestwood | $452,500 | $233 | — | 34 | — | — | — | 121 | $1,253 | researched Sep 30 |
| 40026 | Goshen | $572,000 | $202 | +3.1% | 19 | — | — | — | 148 | $2,069 | researched Sep 30 |
| 40031 | La Grange | $393,126 | $202 | +1.4% | 64 | 98.5% | 18% | 4.1 | 174 | $1,092 | researched Oct 1 |
| 40056 | Pewee Valley | $367,418 | $205 | -3.3% | 34 | — | — | — | 12 | $1,648 | researched Sep 17 |
| 40059 | Prospect | $869,000 | $259 | +17% | 45 | — | — | — | 205 | $4,400 | researched Oct 12 |
| 40077 | Westport | $342,774 | $177 | 0% | 58 | — | — | — | — | $923 | researched Sep 18 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Oldham County is widely recognized for its high-performing public school system, which consistently ranks among the top districts in Kentucky.
The county benefits from its proximity to the Louisville metro area, experiencing steady residential development and suburban expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Kentucky) — Kentucky Ad Valorem Property Tax: Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value.
The economy is largely driven by its role as a residential hub for the Louisville metropolitan area, with a strong emphasis on education and professional services.
- Kentucky Kingdom & Hurricane Bay4.318.1 mi
- Malibu Jack's Louisville4.411.2 mi
- Activate Games4.911.6 mi
- Sky Zone Trampoline Park4.18.1 mi
- Dave & Buster's Louisville410.8 mi
- Churchill Downs4.719.1 mi
- Kentucky Exposition Center4.417.8 mi
- Louisville Slugger Museum & Factory4.816.9 mi
- KFC Yum! Center4.516.4 mi
- Kentucky International Convention Center4.516.6 mi
- Churchill Downs4.719.1 mi
- Louisville Slugger Museum & Factory4.816.9 mi
- Louisville Zoo4.516.2 mi
- Lights Under Louisville4.716.2 mi
- Louisville Mega Cavern4.516.2 mi
- Louisville Slugger Museum & Factory4.816.9 mi
- Kentucky Derby Museum4.719 mi
- The Waverly Hills Sanatorium4.625.1 mi
- Muhammad Ali Center4.816.7 mi
- Mellwood Art Center4.614.3 mi
- Waterfront Park4.715.7 mi
- Cherokee Park4.814.4 mi
- Falls of the Ohio State Park4.616.4 mi
- Beckley Creek Park4.89.5 mi
- E.P. Tom Sawyer State Park4.66.7 mi
- Louisville Boat Club4.511.6 mi
- Admirals Anchor4.611.1 mi
- Topgolf Louisville410.5 mi
- Woodhaven Country Club4.715 mi
- Covered Bridge Golf Club4.518.2 mi
- Hidden Creek Golf Club4.513.5 mi
- Valhalla Golf Club4.87.8 mi
- Mall St. Matthews4.310.9 mi
- Jefferson Mall418.1 mi
- Oxmoor Center4.310.3 mi
- Publix Super Market at Terra Crossing4.55.8 mi
- T.J. Maxx & HomeGoods4.412.3 mi
- Louisville Muhammad Ali International Airport4.318.7 mi
- Bowman Field4.513.4 mi
- Louisville Regional Airport Authority4.318.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from data.census.gov
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.