LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 37774 sells for about $344,283, or $230 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,006 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 37774 — Loudon

Loudon County →Knoxville marketrefreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · cautiously optimistic

The 37774 housing market shows steady appreciation driven by limited inventory and consistent demand from regional commuters and retirees. While sales volume remains moderate, the area's affordability relative to the broader Knoxville metro continues to support price growth. Market conditions are currently balanced, with stable days-on-market figures.

Who this ZIP fits

This ZIP is well-suited for retirees and families seeking a suburban lifestyle with lake access, as well as commuters working in the broader Knoxville-Oak Ridge industrial corridor.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 228.4 km²Water area · 18.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$344,283
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
45 days
Active listings
112
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
73
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

70
Liquidity/100

Homes spend a median of 45 days on market with 3.8 months of supply — a fast-moving market.

69
Momentum/100

18% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.

91
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.7% · poverty 11.1% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$170,000$255,000$340,000$425,000$510,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$900$1,350$1,800$2,250$2,700

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
21,784

ZCTA 37774, Loudon County TN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
7.2%
Foreign-born residents
1,562
Naturalized (of foreign-born)
36.4%
Non-citizens (of population)
4.6%
Entered 2010 or later (of foreign-born)
38.5%
World region of birth (foreign-born)
Americas
69.8%
Europe
15%
Asia
10.9%
Africa
2.3%
Oceania
1.9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Loudon area are generally lower than the national average, with property crime being the most frequently reported incident type.

Schools & education

Schools serving the 37774 area are part of the Loudon County School District, which maintains a stable reputation with moderate performance ratings across elementary and secondary levels.

Environmental & hazard

The area faces moderate risk from severe thunderstorms and occasional flooding near the Tennessee River and Tellico Lake, with standard insurance requirements for flood zones.

Growth & development

Economic momentum is driven by proximity to the Oak Ridge National Laboratory corridor and industrial expansion in Loudon County, supported by ongoing residential development.

Taxation

Property taxes are assessed by Loudon County based on a state-mandated appraisal cycle, with additional levies for local school and municipal services.

Transportation & commute

Commuters primarily utilize I-75 to access employment hubs in Knoxville and the Oak Ridge area, with average commute times reflecting a suburban-to-urban transit pattern.

Recreation & amenities

The area features significant access to Tellico Lake and Fort Loudoun Lake for boating and fishing, alongside local parks and proximity to regional golf courses.

Rental market

The rental market is characterized by steady demand from commuters and retirees, with limited new multi-family inventory keeping vacancy rates relatively low.

Economy & employers

The local economy is anchored by manufacturing, logistics, and regional healthcare services, with significant influence from the nearby Knoxville metropolitan employment base.

Transportation & infrastructure

The area is served by I-75 and US-11, providing primary transit corridors for regional connectivity.

Development pipeline

Development is focused on residential subdivisions and light industrial expansion along the I-75 corridor.

Special districts

Parcels are subject to Loudon County property taxes and may fall within specific utility districts for water and sewer services.

Insurance & hazard market

Property insurance premiums are stable but reflect regional risks associated with severe weather events common in East Tennessee.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 37774, Loudon County TN
Population
21,784
Median age
58 yrs
Owner-occupancy
82.4%
Median home value
$315,000
Median gross rent
$1,150
Median household income
$68,450
Median year built
1995
Vacancy rate
5.2%
Renter share
17.6%
Owner cost burden
19.5%
Renter cost burden
38.2%
Population change
+1.2%
Net migration
450
Work-from-home share
12.4%
Mean commute
28.5 min
Bachelor's or higher
28.9%
Unemployment
1.7%
Poverty rate
11.1%
Avg household size
2.45
White
92.1%
Hispanic
3.5%
Black
1.8%
Other
2.6%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Loudon ElementaryElementary6/10Loudon County SchoolsServes the core of the ZIP code.
Loudon High SchoolHigh5/10Loudon County SchoolsPrimary secondary education provider for the area.
School districts
Loudon County SchoolsBDistrict serving the majority of the ZIP code with stable performance.
Utilities & services
ElectricLenoir City Utilities BoardPrimary provider for the region.
InternetSpectrum/AT&TBroadband availability varies by specific location.
Water/SewerLoudon UtilitiesMunicipal service provider.
Major employers & industries
Loudon County GovernmentPublic SectorMajor regional employer.
Manufacturing/Logistics FirmsIndustrialAnchor industry for the local economy.
Major amenities · ZIP 37774
Theme, amusement & water parks
10 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
17 · 13 mi
Parks, trails & nature
11 · 13 mi
Lakes, marinas & beaches
10 · 20 mi
Shopping & dining districts
6 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Tellico Lake
Waterfront

Major recreational hub for boating, fishing, and water sports.

Fort Loudoun State Historic Park
Park

Historical site offering trails and educational programs.

On the horizon · announced & under construction
Loudon County Industrial Park ExpansionIndustrialUnder ConstructionOngoing expansion to attract manufacturing and logistics employers.
Deterministic roll-up
1 of 1 researched properties contributed
Median sale price
$344,283
Closed sales (monthly)
1
Median asking rent
$2,200/mo
Distress filings (ledger)
1

Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 4 cited

1 county-record distress flag(s) across 1 researched property on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).