The story of this market
The typical home in Loudon County, Tennessee sells for about $571,948, or $237 per square foot.
Prices are up +8.2% from a year ago, so sellers still have some momentum. Homes take about 78 days to sell, which is slow. Over the long run, values in this county have grown 163% since 2000. Last year 7 of 14 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,475 a month.
HUD sets the fair market rent for a 2-bedroom at $1,475 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+22.6%). Worst: 2010 (-2.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,844
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 14 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
65
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,213,977.
Mortgage activity
Home lending in this county
78.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 3170 | 1661 | 78.4% | 5.4% | $235,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Loudon County, Tennessee
Loudon County's housing market remains resilient, driven by ongoing retiree migration and sustained demand for waterfront and golf-oriented housing in Tellico Lake communities. Prices have held firm above $570,000 with modest year-over-year growth, though longer days on market and typical price negotiations reflect broader interest rate adjustments.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved up 0.2% year over year.
Homes spend a median of 55 days on market with 0.4 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 97.21% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 9.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Loudon County, Tennessee — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 14, 2026.
researched Sep 17
researched Sep 17
researched Sep 27
researched Sep 21
researched Sep 21
| 37742 | Greenback | $539,900 | $310 | +1.7% | 54 | 100% | — | 3.9 | 74 | $1,054 | researched Sep 17 |
| 37771 | Lenoir City | $455,250 | $234 | 0% | 54 | 98% | — | — | 16,822 | $1,000 | researched Sep 17 |
| 37772 | Lenoir City | $642,450 | $265 | — | 110 | — | — | — | 144 | $1,306 | researched Sep 27 |
| 37774 | Loudon | $344,283 | $230 | +2.4% | 45 | 98.2% | 18% | 3.8 | 112 | $1,006 | researched Sep 21 |
| 37846 | Philadelphia | $419,000 | $264 | +1.7% | 54 | 100% | 4.2% | 3.9 | 3,315 | $771 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Loudon County generally reports low violent crime rates compared to statewide averages and urban Knox County. Property crime is modest and largely centered around commercial nodes in Lenoir City along Highway 321.
Public education is shared between Loudon County Schools and the Lenoir City School District, with multiple elementary schools rated high to above average. Eastern county residents also benefit from proximity to top-performing Knox County options like Farragut.
First Street data indicates major flood risk concentrated around the Tennessee River, Tellico Lake, and Fort Loudoun Lake shorelines, affecting approximately 6% of county parcels. Wildfire risk is moderate (67% exposure across wooded terrain), while severe wind risk remains minor.
Loudon County continues to benefit from steady manufacturing expansion along Interstate 75 and affluent in-migration into master-planned lakefront developments like Tellico Village. Infrastructure planning focuses on easing congestion along the US-321 and Highway 11 corridors.
Tennessee imposes no individual state earned-income tax. In Loudon County, property is assessed at 25% of market value for residential parcels, with county and municipal property tax rates producing an average effective tax burden under 0.65%.
Tellico Lake and Fort Loudoun Reservoir offer extensive boating, marina, and fishing access, complemented by championship golf courses across Tellico Village. The county is also bordered by regional greenways, historic downtown Loudon, and easy access to the Great Smoky Mountains.
The rental market represents a small share of housing, heavily overshadowed by owner-occupied lakefront and retirement homes. Multifamily rentals are primarily clustered in Lenoir City, maintaining tight supply and limited Class A options.
Loudon County features a diverse economic base anchored by industrial manufacturing, logistics, boat fabrication, and healthcare. The local economy is bolstered by substantial retiree purchasing power and close linkages to the Knoxville-Oak Ridge technology corridor.
Interstate 75 serves as the main north-south arterial through the county, intersecting with US-321 and US-11 to connect commuters directly to West Knoxville, Farragut, and McGhee Tyson Airport.
County planning emphasizes managing rural preservation alongside commercial density near highway interchanges and preserving lakefront shoreline buffers.
The Loudon County Assessor of Property identifies, classifies, and assesses all real property according to Tennessee statutory guidelines, applying an assessment ratio of 25% for residential real estate on a multi-year reappraisal cycle.
Parcels are subject to county services alongside municipal utilities such as the Lenoir City Utilities Board (LCUB) for electric, gas, water, and wastewater services.
Property insurance rates are favorable relative to coastal states, though lakefront and flood-zone homes encounter higher mandatory National Flood Insurance Program requirements and localized windstorm deductibles.
- Sky Zone Trampoline Park4.414.7 mi
- K1 Speed Knoxville417 mi
- Urban Air Trampoline and Adventure Park416.4 mi
- Chuck E. Cheese4.119.4 mi
- Dead Man's Farm Haunted Attraction4.45 mi
- Neyland Stadium4.726.4 mi
- Thompson-Boling Arena at Food City Center4.626.2 mi
- Topgolf Knoxville4.314.2 mi
- Historic Brushy Mountain State Penitentiary4.726.8 mi
- Knoxville Convention Center4.526.7 mi
- The Lost Sea4.715.5 mi
- Regal Pinnacle4.514.2 mi
- Main Event Knoxville4.317.6 mi
- Cinemark Tinseltown Oak Ridge4.619.2 mi
- Sky Zone Trampoline Park4.414.7 mi
- Historic Brushy Mountain State Penitentiary4.726.8 mi
- Sunsphere4.526.7 mi
- Knoxville Museum of Art4.726.7 mi
- Muse Knoxville4.629.9 mi
- Brushy Mountain State Penitentiary Cemetery4.726.6 mi
- McFee Park4.810.1 mi
- Concord Cove Park4.711.5 mi
- Concord Park4.713.4 mi
- Mayor Bob Leonard Park4.710 mi
- Sandy Springs Park4.718.8 mi
- Caney Creek RV Resort4.418.2 mi
- The Mudpuppy4.710.8 mi
- Blue Springs Marina4.419.9 mi
- Euchee Marina Resort & Campground4.522.8 mi
- Sun Life Marinas - Concord Marina4.513.5 mi
- Topgolf Knoxville4.314.2 mi
- Dead Horse Lake Golf Course4.216.9 mi
- Green Meadow Country Club4.517.8 mi
- Kahite Pro Shop4.512.3 mi
- Rarity Bay Golf & Country Club4.78.1 mi
- Turkey Creek4.514 mi
- Kroger Marketplace4.317.4 mi
- T.J. Maxx4.319.6 mi
- Publix Super Market at Turkey Creek4.613.4 mi
- Sunrise Supermarket 上頂超市4.418.9 mi
- McGhee Tyson Airport4.418.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Extensive TVA reservoirs that provide hundreds of miles of shoreline for recreational boating, fishing, and watersports, driving premier waterfront property values.
Trio of championship 18-hole golf facilities serving as a prime recreational and social anchor for the master-planned lakeside community.
Features historic boutique retail, dining, and scenic riverfront walking trails along the Tennessee River.
A popular waterfront park situated near Fort Loudoun Dam featuring boat ramps, walking paths, pavilions, and lake access.
Data obtained from US Census Bureau QuickFacts and ACS 5-year county profile for Loudon County, TN.