The story of this market
The typical home in ZIP 32656 sells for about $323,000, or $217 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 43 days to sell. HUD's fair market rent for a two-bedroom is $1,089 a month.
ZIP 32656 — Keystone Heights
The housing market in ZIP 32656 is characterized by a high supply of inventory relative to sales, creating a buyer-leaning environment. With 24 months of supply and a median listing price of $323,000, the area is experiencing a slow-moving resale pace. Market conditions are significantly cooler than the broader Jacksonville regional trends.
Best for buyers targeting a lower entry price point who can tolerate a small, slow-moving resale market and those seeking proximity to local lake and fishing amenities.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 43 days on market with 24.0 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 14.9% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 32656
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
not determinable
- Clay County Fairgrounds4.514.7 mi
- Amazing Grace Farms | Jacksonville Sunflower & Pumpkin Farm4.48.4 mi
- Clay County Agricultural Fair4.614.9 mi
- Call Street Cafe4.712.8 mi
- The Corner Pocket4.618.4 mi
- Mike Roess Gold Head Branch State Park4.71.2 mi
- Amazing Grace Farms | Jacksonville Sunflower & Pumpkin Farm4.48.4 mi
- Camp Blanding Museum4.710 mi
- Keystone Beach/Geneva Jungle4.47.4 mi
- Little Rain Lake Park4.74.4 mi
- Camp Blanding Museum4.710 mi
- Miltary Museum of North Florida4.819.1 mi
- Space Shuttle External Fuel Tank4.519.2 mi
- Mike Roess Gold Head Branch State Park4.71.2 mi
- Keystone Beach/Geneva Jungle4.47.4 mi
- Rooterville Animal Sanctuary4.75.6 mi
- Little Rain Lake Park4.74.4 mi
- Etoniah Creek State Forest4.78.2 mi
- Green Cove Springs Marina3.919.4 mi
- Black Creek Marina and Bait Shop4.619.1 mi
- Dollar General4.17.1 mi
- Dollar General4.111.4 mi
- Gainesville Regional Airport4.323.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.