The story of this market
The typical home in ZIP 32043 sells for about $347,135, or $208 per square foot.
Prices are down 1.3% from a year ago, which gives buyers more room to negotiate. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,545 a month.
ZIP 32043 — Green Cove Springs
The 32043 housing market is currently in a balanced phase, characterized by moderate inventory levels and a shift toward more normalized negotiation dynamics compared to the post-pandemic peak. While year-over-year prices have seen a slight correction, the area remains attractive due to its affordability relative to household incomes and its appeal to family buyers. Market activity is steady, with homes taking longer to sell, reflecting a return to traditional market cycles.
This ZIP is well-suited for family buyers and commuters looking for more space and value compared to the Jacksonville urban core, as well as retirees attracted to golf-course communities.
Median prices moved down 1.3% year over year.
Homes spend a median of 42 days on market with 4.2 months of supply — a fast-moving market.
28% of listings have cut prices · homes sell at 97.8% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 7.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 32043, Clay County FL
The area faces standard Florida wind and flood risks, with insurance premiums reflecting regional coastal and storm-exposure trends.
Development is driven by residential expansion in master-planned communities like Magnolia Point, with proximity to Jacksonville's employment core supporting steady demand.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents primarily commute via US-17 and SR-16 toward Jacksonville's employment centers, with typical drive times ranging from 30 to 45 minutes.
The area features the Magnolia Point Golf & Country Club, proximity to the St. Johns River for boating, and various local parks and trails.
The rental market shows a gross yield of approximately 7.42%, with steady demand from families and commuters seeking suburban housing options.
The local economy is supported by a mix of residential services, retail, and proximity to the broader Jacksonville labor market.
Ongoing residential development continues in master-planned communities, with infrastructure focus on improving regional highway access.
Parcels are subject to Clay County property taxes and local school district levies.
Property insurance remains a significant factor in the local market due to Florida's regional hazard exposure.
Data retrieved from US Census Bureau ACS tables for ZCTA 32043.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Kids Empire Jacksonville4.817.6 mi
- Skate Station Funworks of Orange Park4.215.9 mi
- Chuck E. Cheese4.319.2 mi
- Get Air Trampoline Park4.515.7 mi
- Just Smash That Rage Rooms4.813.2 mi
- Clay County Fairgrounds4.52.4 mi
- Thrasher-Horne Center4.712.2 mi
- St. Johns Golf & Country Club4.515.4 mi
- Golden Corral Buffet & Grill3.814.3 mi
- King & Bear Golf Course4.312.9 mi
- AMC Fleming Island 124.410.6 mi
- Spring Park4.84.8 mi
- Alpine Groves Park4.810.4 mi
- Ronnie Van Zant Memorial Park4.77.9 mi
- Amazing Grace Farms | Jacksonville Sunflower & Pumpkin Farm4.49.8 mi
- Thrasher-Horne Center4.712.2 mi
- Clarke House Park4.615.2 mi
- The MUSE Bourbon Bar & Grill4.416.3 mi
- Camp Blanding Museum4.715.1 mi
- Miltary Museum of North Florida4.85.4 mi
- Spring Park4.84.8 mi
- Alpine Groves Park4.810.4 mi
- Ronnie Van Zant Memorial Park4.77.9 mi
- Riverfront Park4.87.7 mi
- Trout Creek Memorial Park and Marina4.710.5 mi
- Trout Creek Memorial Park and Marina4.710.5 mi
- Green Cove Springs Marina3.95.7 mi
- Black Creek Marina and Bait Shop4.66.7 mi
- Julington Creek Marina4.814.5 mi
- Freedom Boat Club4.814.4 mi
- King & Bear Golf Course4.312.9 mi
- Magnolia Point Golf and Country Club3.94.1 mi
- Eagle Harbor Golf Club4.511.5 mi
- Publix Super Market at Shoppes at RiverTown4.610.4 mi
- Publix Super Market at Middleburg Crossing4.611.6 mi
- Publix Super Market at Fleming Island Shopping Center4.611 mi
- Publix Super Market at Hibernia Pavilion4.68.8 mi
- Kohl's4.410.6 mi
- Shores Liquor & Pub4.526 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major residential and recreational anchor in the ZIP.
Provides regional access for boating and fishing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.