The story of this market
The typical home in ZIP 28645 sells for about $365,000, or $246 per square foot.
Prices are down 2.94% from a year ago, which gives buyers more room to negotiate. Homes take about 54 days to sell. HUD's fair market rent for a two-bedroom is $1,100 a month.
ZIP 28645 — Lenoir
The Lenoir housing market shows a median listing price of $365,000 with a year-over-year decline of 2.94%. Market activity is characterized by a median of 54 days on market, reflecting a somewhat competitive environment. Several data points, including specific sales counts and tax rates, are not currently published at the ZIP level.
This area is suitable for buyers seeking lower-cost housing options compared to surrounding regions, with a mix of established residential neighborhoods.
Median prices moved down 2.9% year over year.
Homes spend a median of 54 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 14.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 28645
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Lenoir are generally consistent with regional averages for the Hickory-Lenoir-Morganton metropolitan area, with property crime being the primary concern. Local law enforcement maintains active community outreach programs to address safety trends.
Public schools in the area are primarily served by the Caldwell County School District, which generally receives moderate performance ratings. Educational outcomes vary by specific school, with many institutions focusing on vocational and technical training pathways.
The area faces moderate risks from severe thunderstorms and occasional flooding in low-lying areas near the Yadkin River basin. Property insurance premiums are influenced by regional wildfire and wind exposure common to the Appalachian foothills.
Economic momentum is driven by a mix of manufacturing, healthcare, and retail sectors, with ongoing efforts to revitalize the downtown Lenoir corridor. Infrastructure improvements are focused on maintaining connectivity within the broader Hickory-Lenoir-Morganton MSA.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The mean travel time to work for residents is approximately 27.5 minutes.
The area offers significant outdoor access, including proximity to the Blue Ridge Mountains, local parks like Lenoir Greenway, and various community golf courses. Downtown Lenoir provides a historic district with local shopping and dining options.
Rentals in 28645 are most commonly 2-bedroom units.
The area is part of the Hickory-Lenoir-Morganton Metropolitan Statistical Area, which serves as the primary economic hub.
Transportation is dominated by highway access via US-321 and NC-18, which facilitate regional travel. Public transit options are limited, necessitating reliance on private vehicles for most daily commutes.
Development planning is focused on infill projects and the expansion of utility infrastructure to support modest residential growth. Recent approvals emphasize mixed-use zoning in the downtown core to encourage density.
The Caldwell County Tax Assessor conducts periodic revaluations to ensure property assessments align with current market values. The office provides transparency through online property record searches and appeal processes.
Parcels in this ZIP are subject to Caldwell County property taxes and may fall within specific fire protection or municipal service districts. Utility services are provided by a mix of municipal and private entities.
Property insurance markets are stable, though premiums are sensitive to regional weather patterns and the age of housing stock. Homeowners are encouraged to maintain adequate coverage for wind and storm-related damages.
Data retrieved from Census Reporter and United States Zip Codes.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A scenic multi-use trail system providing walking and biking access through the city.
Historic district featuring local boutiques, restaurants, and cultural venues.
Promotes local arts and culture with rotating exhibits and community events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.