The story of this market
The typical home in ZIP 28630 sells for about $335,000, or $183 per square foot.
Homes take about 54 days to sell. HUD's fair market rent for a two-bedroom is $1,147 a month.
ZIP 28630 — Granite Falls
The housing market in 28630 shows a median list price of $335,000 with a median of 54 days on market. Market activity is driven by its strategic location between Hickory and Lenoir, though specific rental and tax data for this ZIP are not currently published. The area is seeing new construction activity, particularly along the US-321 corridor.
This area is well-suited for family buyers and commuters seeking a balance between the larger employment centers of Hickory and Lenoir, offering a mix of established residential lots and new construction.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 54 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 28630, Caldwell County NC
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Public schools in the area are served by the Caldwell County School District, with most schools receiving moderate ratings on standardized performance metrics.
The region is subject to standard North Carolina climate risks, including potential for heavy rainfall and localized flooding, with insurance premiums influenced by regional hazard exposure.
The area features significant commercial frontage along US-321, which is subject to ongoing state-led widening projects.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The ZIP is positioned along the US-321 corridor, providing a primary transit link between the employment hubs of Hickory and Lenoir.
The area offers access to local parks and proximity to the natural amenities of the North Carolina foothills.
The rental market is characterized by steady demand and limited inventory, with rents showing consistent upward pressure in line with regional trends.
The local economy is anchored by the industrial and commercial corridor along US-321, with strong ties to the broader Hickory-Lenoir-Morganton metropolitan area.
Transportation is primarily highway-dependent, with US-321 serving as the main arterial route for regional connectivity.
Development activity is concentrated along the US-321 corridor, including new residential construction and commercial site development.
Parcels are subject to Caldwell County property taxes and the Caldwell County School District levy.
Property insurance premiums are generally stable but sensitive to regional weather-related risk assessments.
Data retrieved from US Census ZCTA 28630 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major thoroughfare serving as the primary commercial and transit artery for the region.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.