The story of this market
The typical home in ZIP 18837 sells for about $225,000, or $135 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 73 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $971 a month.
ZIP 18837 — Rome
The housing market in 18837 remains stable with modest price appreciation driven by low inventory and consistent demand for affordable rural housing. While the area is considered a softer market compared to urban centers, it offers significant value for buyers willing to trade proximity for lower costs. Market activity is currently balanced, with limited new construction keeping supply tight.
This ZIP is best suited for local workers and budget-conscious buyers seeking rural affordability, though it requires a tolerance for longer commutes and limited immediate amenities.
Median prices moved up 2.1% year over year.
Homes spend a median of 73 days on market with 4.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 10.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 18837, Bradford County PA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools in the area are generally characterized by rural district standards with limited extracurricular offerings compared to larger suburban counterparts.
The area is subject to standard regional flood and wind risks typical of the Susquehanna River valley; insurance premiums are stable but sensitive to localized flood mapping.
Economic momentum is modest, driven primarily by local agriculture, small-scale manufacturing, and regional logistics hubs in Bradford County.
Property taxes are levied by the county, township, and school district; the effective rate is lower than the Pennsylvania state average due to lower assessed property values.
Commutes are primarily car-dependent, with residents traveling to employment centers in Towanda or regional hubs via US-220.
The area features access to the Susquehanna River for boating and fishing, along with local rural parks and proximity to state game lands for outdoor recreation.
The rental market is characterized by low turnover and limited inventory, with demand driven by local workforce needs rather than short-term tourism.
The economy is anchored by agriculture, forestry, and regional manufacturing operations within Bradford County.
Transportation is dominated by private vehicle use on state routes; public transit options are minimal.
Development is primarily focused on small-scale residential infill and agricultural land preservation.
Parcels are subject to standard school district and municipal tax levies; no major MUD/PID districts are reported.
Property insurance remains available, though premiums are influenced by regional wildfire and flood risk assessments.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides regional access for fishing and recreational boating.
Extensive public land for hunting and hiking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.