The story of this market
The typical home in ZIP 13486 sells for about $270,902, or $177 per square foot.
Prices are down 9.13% from a year ago, which gives buyers more room to negotiate. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,053 a month.
ZIP 13486 — Western
The housing market in 13486 remains competitive with limited inventory driving steady price appreciation. While year-over-year listing prices have seen minor fluctuations, the area maintains a seller-leaning posture due to low supply relative to demand. Buyers are finding a stable environment, though affordability remains a key factor for local residents.
This area is well-suited for families and local commuters seeking a suburban environment with more affordable housing options compared to larger metropolitan centers.
Median prices moved down 9.1% year over year.
Homes spend a median of 42 days on market with 3.4 months of supply — a fast-moving market.
11% of listings have cut prices · homes sell at 97.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.9% · poverty 16.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 13486, Oneida County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are generally characterized as meeting state standards within the local district framework.
The region faces standard seasonal weather risks typical of Upstate New York, including heavy winter snowfall and potential localized flooding.
The area benefits from proximity to the Utica-Rome economic corridor, with ongoing regional efforts to attract manufacturing and technology investment.
Property taxes are levied by local jurisdictions including Oneida County, town/village governments, and school districts, with rates determined by local assessment rolls.
Residents typically rely on personal vehicles for commuting, with access to major regional highways connecting to Utica and Rome employment centers.
The area offers access to local parks, community green spaces, and proximity to regional outdoor amenities including lakes and trails in the Mohawk Valley.
The rental market is characterized by moderate demand and limited inventory, with rents generally tracking regional averages for the Utica-Rome metro area.
The economy is anchored by the broader Utica-Rome metropolitan area, with significant employment in healthcare, education, and manufacturing sectors.
The area is served by regional highway networks, with limited public transit options primarily focused on connections to the city of Utica.
Development is focused on residential infill and small-scale commercial improvements within existing village and town boundaries.
The Oneida County assessment office manages property valuations for tax purposes across the county.
Parcels are subject to school district taxes, county taxes, and local municipal levies.
Property insurance premiums are influenced by regional weather risks, including winter storm exposure and standard fire coverage requirements.
New York is a judicial foreclosure state, requiring court intervention for the foreclosure process.
New York requires sellers to provide a property condition disclosure statement or pay a credit to the buyer at closing.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- The Family Fun Factory4.519 mi
- Billy Beez Sangertown Square4.418.5 mi
- Cayo Industrial Horror Realm4.411.2 mi
- Fun Nation Action Park4.818.5 mi
- NBT Bank Arena at the Utica Memorial Auditorium4.617.9 mi
- The Stanley Theatre4.718.3 mi
- Chesterfield's Tavolo4.417.9 mi
- 12 North Sports Bar4.515.9 mi
- Portofino Restaurant & Events4.617.9 mi
- Delta Lake State Park4.65.2 mi
- Pixley Falls State Park4.73.7 mi
- King Pin Lanes4.310.4 mi
- The Capitol Theatre4.710.9 mi
- Bellamy Harbor Park4.411.3 mi
- Munson4.718.3 mi
- Utica Children's Museum4.118.8 mi
- Irish Cultural Center4.717.9 mi
- Boonville Black River Canal4.79.2 mi
- Delta Lake State Park4.65.2 mi
- Pixley Falls State Park4.73.7 mi
- Bellamy Harbor Park4.411.3 mi
- Oriskany Battlefield State Historic Site4.711.9 mi
- Mohawk River Trail4.610.8 mi
- Kayuta Lake Campground and Marina4.410.4 mi
- Woodgate Pines Golf Club4.710.2 mi
- Sleepy Hollow Golf Course4.48.7 mi
- Runnings4.410.7 mi
- Marshalls4.311.1 mi
- Market 324.29.2 mi
- Westgate Plaza410.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides local green space and recreational facilities for residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.