LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 13480 sells for about $238,750, or $148 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $849 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 13480 — Marshall

Oneida County →Utica-Rome marketrefreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · neutral

The housing market in 13480 is stable, characterized by moderate price growth and low inventory levels. Demand remains consistent among local buyers, though the market is less competitive than the nearby Utica urban core. Prices are driven by limited supply and the area's appeal as a rural residential community.

Who this ZIP fits

This ZIP is ideal for families and individuals seeking a quiet, rural lifestyle with a strong sense of community, while remaining within a reasonable commuting distance to larger employment hubs.

Parent geography
Marshall · no city intel reportOneida County →New York state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 142 km²Water area · 0.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$238,750
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
42 days
Active listings
28
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
79
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

73
Liquidity/100

Homes spend a median of 42 days on market with 3.5 months of supply — a fast-moving market.

75
Momentum/100

12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 5.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$135,000$180,000$225,000$270,000$315,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,750$4,500$5,250$6,000$6,750

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
−50 people

net outflow — more people moved out than in

Population base
3,321

ZCTA 13480, Oneida County NY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.7%
Foreign-born residents
56
Naturalized (of foreign-born)
39.3%
Non-citizens (of population)
1%
Entered 2010 or later (of foreign-born)
28.6%
World region of birth (foreign-born)
Europe
44.6%
Americas
32.1%
Asia
23.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Waterville generally experiences low levels of property and violent crime, consistent with rural Oneida County trends and significantly lower than the nearby Utica urban core.

Schools & education

The area is served by the Waterville Central School District, which is characterized by small class sizes and generally stable academic performance ratings.

Environmental & hazard

The region faces moderate risk from winter weather events and localized flooding near the Oriskany Creek, with standard insurance requirements for flood zones.

Growth & development

Economic momentum is driven by local agricultural, small-scale manufacturing, and service sectors, with proximity to the Utica-Rome employment corridor providing regional stability.

Taxation

Property taxes are levied by the town, county, and school district, with rates reflecting New York's high-tax environment; exemptions are available for seniors and veterans.

Transportation & commute

Commuting typically requires a 25-35 minute drive to Utica or Rome via NY-12, with limited public transit options available.

Recreation & amenities

The area features access to local parks, the Waterville Public Library, and proximity to rural trails and outdoor recreation in the surrounding hills.

Rental market

The rental market is characterized by low inventory and steady demand from local workers and families, with limited short-term rental saturation.

Economy & employers

The economy is anchored by local government, education, and small-scale agricultural enterprises, with many residents commuting to the broader Utica-Rome metro area.

Special districts

Parcels are subject to Waterville Central School District taxes and standard Oneida County municipal levies.

Insurance & hazard market

Property insurance premiums are influenced by regional winter weather risks and proximity to fire protection services.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 13480, Oneida County NY
Population
3,321
Median age
41.6 yrs
Owner-occupancy
78.5%
Median home value
$215,000
Median gross rent
$950
Median household income
$68,450
Median year built
1941
Vacancy rate
8.2%
Renter share
21.5%
Owner cost burden
22.4%
Renter cost burden
34.1%
Population change
-0.5%
Net migration
-50
Work-from-home share
12.4%
Mean commute
28.5 min
Bachelor's or higher
28.2%
Unemployment
2.8%
Poverty rate
5.9%
Avg household size
2.45
White
94.2%
Hispanic
2.1%
Black
1.2%
Other
2.5%

Data retrieved from data.census.gov ZCTA 13480 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Waterville Elementary SchoolElementary6/10Waterville Central School DistrictServes the local community with stable performance.
Waterville Junior-Senior High SchoolHigh6/10Waterville Central School DistrictProvides secondary education for the ZIP.
School districts
Waterville Central School DistrictAverageSmall district serving the rural population of the ZIP.
Utilities & services
InternetSpectrum/FrontierStandard broadband availability.
ElectricNational GridPrimary regional provider.
Natural GasNational GridAvailable in village centers.
Water/SewerVillage of WatervilleMunicipal services in the village.
Major employers & industries
Waterville Central School DistrictEducationMajor local employer.
Local Agricultural/Small BusinessMixedPrimary economic base.
Major amenities · ZIP 13480
Theme, amusement & water parks
3 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
7 · 13 mi
Museums, galleries & history
5 · 20 mi
Parks, trails & nature
5 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
6 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Waterville Public Library
Community

A historic anchor for local education and community events.

Oriskany Creek
Nature

Provides local fishing and scenic outdoor access.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.