The story of this market
The typical home in ZIP 13435 sells for about $222,500, or $163 per square foot.
Prices are up +12.7% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,254 a month.
ZIP 13435 — Augusta
The Utica-Rome housing market shows signs of resilience with steady price appreciation and a balanced inventory level. While demand remains consistent, the market is characterized by moderate competition and a focus on affordability compared to broader state trends.
This area is well-suited for families and individuals seeking a quieter, rural-adjacent lifestyle with access to the broader amenities of the Utica-Rome metropolitan region.
Median prices moved up 12.7% year over year.
Homes spend a median of 42 days on market with 4.2 months of supply — a fast-moving market.
11% of listings have cut prices · homes sell at 97.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 13435, Oneida County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The Utica-Rome area maintains a stable economic base with regional employment centered in healthcare, education, and government services.
Property taxes in Oneida County are administered at the local level with rates varying by school district and municipality; exemptions are available for seniors, veterans, and primary residences.
Residents of Prospect typically rely on personal vehicles for commuting, with access to regional corridors connecting to Utica and Rome employment hubs.
The area offers proximity to rural outdoor recreation, including local parks and access to the Adirondack foothills for hiking and seasonal activities.
The rental market in the Utica-Rome metro area remains competitive with moderate vacancy pressure and steady demand for workforce housing.
The regional economy is anchored by healthcare, higher education, and manufacturing sectors, with ongoing efforts to revitalize local infrastructure.
Transportation is primarily highway-dependent, with regional transit services providing limited connectivity between the core cities of Utica and Rome.
The Oneida County assessment regime utilizes periodic revaluations to maintain equitable property tax distribution across its municipalities.
Parcels in this ZIP are subject to local school district taxes and county-level levies for public services and infrastructure.
Property insurance premiums in the region are influenced by standard hazard risks, including winter weather exposure and regional flood-plain mapping.
Data retrieved from data.census.gov for ZCTA 13435 and Oneida County MSA context.
- The Family Fun Factory4.516.8 mi
- Billy Beez Sangertown Square4.416.9 mi
- Cayo Industrial Horror Realm4.415.9 mi
- Fun Nation Action Park4.816.9 mi
- NBT Bank Arena at the Utica Memorial Auditorium4.614 mi
- The Stanley Theatre4.714.4 mi
- Chesterfield's Tavolo4.413.5 mi
- 12 North Sports Bar4.511.3 mi
- Herkimer County Fair Association4.318.5 mi
- Delta Lake State Park4.612.9 mi
- Pixley Falls State Park4.711.7 mi
- Wilderness Park4.79.3 mi
- Lock 20 State Canal Park4.512.7 mi
- Munson4.714.6 mi
- Utica Children's Museum4.115.4 mi
- Irish Cultural Center4.714.1 mi
- Boonville Black River Canal4.715.1 mi
- Delta Lake State Park4.612.9 mi
- Pixley Falls State Park4.711.7 mi
- Wilderness Park4.79.3 mi
- Lock 20 State Canal Park4.512.7 mi
- Kayuta Lake Campground and Marina4.47.5 mi
- Frankfort Marina4.518.5 mi
- Golf Club of Newport4.79.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.