LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 13403 sells for about $419,000, or $208 per square foot.

Prices are up +67.6% from a year ago, so sellers still have some momentum. Homes take about 25 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,504 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 13403 — Marcy

Oneida County →Utica-Rome marketrefreshed Sep 19, 2026next refresh Oct 19, 2026
Market mood · cautiously optimistic

The 13403 housing market is experiencing significant price appreciation, driven by low inventory and high demand. While the median sale price has risen sharply, the market remains competitive for buyers. Current conditions reflect a broader trend of rising values in the Utica-Rome area.

Who this ZIP fits

This ZIP is well-suited for families and professionals seeking a suburban environment with proximity to the employment hubs of Utica and Rome.

Parent geography
Marcy · no city intel reportOneida County →New York state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 72.1 km²Water area · 1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$419,000
+67.6% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
25 days
Active listings
12
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
89
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 67.6% year over year.

92
Liquidity/100

Homes spend a median of 25 days on market with 1.5 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 9.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,300$4,400$5,500$6,600$7,700

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
7,388

ZCTA 13403, Oneida County NY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
5.7%
Foreign-born residents
424
Naturalized (of foreign-born)
62.7%
Non-citizens (of population)
2.1%
Entered 2010 or later (of foreign-born)
19.6%
World region of birth (foreign-born)
Americas
41%
Europe
40.8%
Asia
10.4%
Africa
7.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by the Holland Patent Central School District, which generally maintains a stable reputation within the regional educational landscape.

Environmental & hazard

The region faces standard seasonal risks including heavy winter snowfall and potential localized flooding, typical of the Mohawk Valley climate.

Growth & development

Economic momentum is tied to the broader Utica-Rome manufacturing and healthcare sectors, with ongoing regional efforts to revitalize local infrastructure.

Taxation

Property taxes are assessed at the county and local municipal levels, with rates influenced by school district levies and local town budgets.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with access to major regional corridors like NY-49 and I-90 providing connections to Utica and Rome.

Recreation & amenities

The area offers access to local parks and green spaces, with proximity to the Mohawk River and regional golf courses providing outdoor recreational opportunities.

Rental market

The rental market is characterized by limited inventory and steady demand, with rents reflecting the broader cost-of-living trends in the Utica-Rome metro area.

Economy & employers

The economy is anchored by healthcare, education, and manufacturing sectors within the Utica-Rome metropolitan area.

Transportation & infrastructure

The area is served by regional highway networks, with limited public transit options necessitating vehicle ownership for most residents.

Development pipeline

Development is focused on residential infill and regional commercial expansion along major transit corridors.

County appraisal district

The Oneida County assessment office manages property valuations, with periodic reassessments to align with market values.

Special districts

Parcels are subject to school district taxes, county taxes, and local town/village levies.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including winter storm risks.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 13403, Oneida County NY
Population
7,388
Median age
35.4 yrs
Owner-occupancy
78.5%
Median home value
$207,700
Median gross rent
$950
Median household income
$48,588
Median year built
1973
Vacancy rate
4.6%
Renter share
21.5%
Owner cost burden
18.2%
Renter cost burden
32.5%
Population change
+0.5%
Net migration
0
Work-from-home share
8.2%
Mean commute
22.4 min
Bachelor's or higher
24.1%
Unemployment
3.2%
Poverty rate
9.5%
Avg household size
2.4
White
92.1%
Hispanic
3.2%
Black
1.5%
Other
3.2%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Holland Patent ElementaryElementary6/10Holland Patent CSDServes the local community.
Holland Patent High SchoolHigh7/10Holland Patent CSDPrimary secondary school for the area.
School districts
Holland Patent Central School DistrictGoodServes the majority of the ZIP code.
Utilities & services
ElectricNational GridPrimary provider for the region.
Natural GasNational GridPrimary provider for the region.
InternetSpectrumMajor broadband provider.
Major employers & industries
MVHSHealthcareMajor regional employer.
SUNY Polytechnic InstituteEducationSignificant regional academic institution.
Major amenities · ZIP 13403
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
10 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
4 · 20 mi
Parks, trails & nature
13 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
14 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Holland Patent Park
Park

Local community park providing green space and recreational facilities.

Mohawk River
Waterfront

Provides scenic views and opportunities for outdoor activities.

On the horizon · announced & under construction
Regional Infrastructure UpgradesInfrastructureOngoingVarious road and utility improvements across Oneida County.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.