The story of this market
The typical home in ZIP 13316 sells for about $130,810, or $193 per square foot.
Prices are down 12.7% from a year ago, which gives buyers more room to negotiate. Homes take about 124 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $730 a month.
ZIP 13316 — Camden
The 13316 housing market is currently experiencing a cooling phase with a notable year-over-year decline in median sale prices. Low inventory levels and a slow pace of sales suggest a cautious environment for both buyers and sellers in this rural Oneida County market.
This ZIP is best suited for budget-conscious family buyers and those seeking a rural lifestyle who are comfortable with longer commutes to regional employment centers.
Median prices moved down 12.7% year over year.
Homes spend a median of 124 days on market with 2.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 8.5% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 13316, Oneida County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools in the area are generally characterized by rural district standards with moderate performance ratings.
The area faces typical upstate New York climate risks, including heavy winter snowfall and potential seasonal flooding near local waterways.
Economic momentum is tied to the broader Utica-Rome manufacturing and healthcare sectors, with limited new large-scale commercial development within the ZIP itself.
Property taxes are levied by Oneida County, the local town, and the school district, with rates reflecting standard New York state assessment practices.
Residents typically rely on personal vehicles for commutes to employment hubs in Utica or Rome, with travel times generally exceeding 30 minutes.
The area offers access to rural outdoor activities, including local parks, fishing, and proximity to state forest lands.
The rental market is characterized by low inventory and steady demand from local workers, with limited short-term rental saturation.
The economy is anchored by the broader Utica-Rome metropolitan area, with major sectors including healthcare, education, and light manufacturing.
Transportation is primarily highway-dependent, with limited public transit options connecting the rural ZIP to the urban core.
There are no major large-scale commercial or residential developments currently reported for this ZIP.
The Oneida County assessment office manages property valuations based on periodic reassessments to determine tax liability.
Parcels are subject to school district taxes and county-level levies, with no significant MUD or PID presence.
Property insurance premiums are influenced by regional weather risks, particularly winter storm exposure.
Data retrieved from census.gov ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Sylvan Beach Amusement Park414.7 mi
- Kasoag Lake Tavern And Grill4.610.2 mi
- Harpoon Eddie's4.214.5 mi
- Beeches Manor4.318 mi
- The Capitol Theatre4.719.4 mi
- Forest Park4.85.4 mi
- Forest Park4.85.4 mi
- Snug Harbour4.414.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.