The story of this market
The typical home in ZIP 13304 sells for about $185,000, or $128 per square foot.
Prices are up +5.7% from a year ago, so sellers still have some momentum. Homes take about 24 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,297 a month.
ZIP 13304 — Trenton
The housing market in 13304 remains stable with modest price appreciation driven by low inventory levels. Demand is supported by the area's relative affordability, though high property taxes remain a significant factor for prospective buyers. Market conditions are expected to remain consistent with broader regional trends in the near term.
This ZIP is well-suited for budget-conscious family buyers and local workers seeking affordability within the Utica-Rome market. It offers a traditional suburban lifestyle with proximity to regional employment centers.
Median prices moved up 5.7% year over year.
Homes spend a median of 24 days on market with 2.3 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.7% · poverty 9.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 13304, Oneida County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Utica area are generally higher than the national average, with property crime being the most prevalent concern. Local law enforcement focuses on community policing initiatives to address these regional trends.
Schools serving the area are part of the Utica City School District, which faces challenges typical of urban districts in New York, including resource allocation and student performance variability.
The area is subject to standard New York State climate risks, including heavy winter snowfall and potential localized flooding near the Mohawk River. Insurance premiums are generally stable but reflect regional weather-related risk factors.
Economic momentum is tied to the Utica-Rome metro area, with healthcare and education serving as primary anchors. Infrastructure projects focus on revitalizing the downtown corridor and improving regional connectivity.
Property taxes in this jurisdiction are among the highest in the nation due to New York's reliance on local property taxes to fund school districts and municipal services. Assessments are managed at the county level with limited exemptions available for seniors and veterans.
Residents primarily commute by car to employment hubs in Utica and Rome, with average commute times reflecting a suburban-to-urban flow. Public transit options are limited, primarily consisting of local bus routes.
The area offers access to local parks and proximity to the Mohawk River for outdoor activities. Shopping and dining are concentrated along major arterial roads, providing essential services within a short drive.
The rental market is characterized by steady demand and low vacancy rates, driven by the area's affordability relative to larger metropolitan centers. Short-term rental activity is minimal compared to long-term residential leasing.
The economy is anchored by the healthcare sector, including major hospital systems, and educational institutions. Manufacturing and government services also provide a stable employment base for the region.
The area is served by major highway corridors including I-90, facilitating regional travel. Public transit is provided by the Utica Transit Authority.
Development is focused on infill projects and the modernization of existing commercial infrastructure. There are no major large-scale greenfield developments currently reported for this specific ZIP.
Parcels are subject to standard municipal and school district taxes, with no significant MUD or PID structures reported.
Property insurance markets are stable, though premiums are influenced by regional exposure to winter weather and fire risk.
Data retrieved from data.census.gov using ZCTA 13304 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- The Family Fun Factory4.513.5 mi
- Billy Beez Sangertown Square4.413.7 mi
- Cayo Industrial Horror Realm4.414.4 mi
- Fun Nation Action Park4.813.7 mi
- NBT Bank Arena at the Utica Memorial Auditorium4.610.5 mi
- The Stanley Theatre4.710.9 mi
- Chesterfield's Tavolo4.410.1 mi
- 12 North Sports Bar4.57.8 mi
- Herkimer County Fair Association4.315.2 mi
- Herkimer Diamond Mines4.512.7 mi
- Utica Zoo4.412.2 mi
- Delta Lake State Park4.612.9 mi
- The Stanley Theatre4.710.9 mi
- 1888 Biergarten & Tavern4.610.8 mi
- Munson4.711.1 mi
- Utica Children's Museum4.112 mi
- Irish Cultural Center4.710.7 mi
- Delta Lake State Park4.612.9 mi
- Wilderness Park4.75.9 mi
- Lock 20 State Canal Park4.59.7 mi
- Oriskany Battlefield State Historic Site4.711.4 mi
- F T Proctor Park4.611.3 mi
- Kayuta Lake Campground and Marina4.411 mi
- Frankfort Marina4.515.2 mi
- ILION: Village Of Ilion Marina4.417.3 mi
- Twin Ponds Golf & Country Club4.411.4 mi
- Golf Club of Newport4.77.5 mi
- Valley View Golf Course4.412.2 mi
- T.J. Maxx4.313 mi
- Market 324.112.2 mi
- Price Chopper4.19.6 mi
- New Hartford Consumer Square4.212.9 mi
- North Utica Shopping Center4.39.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Large municipal park offering trails and recreational facilities.
Regional zoo serving the Mohawk Valley area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.