The story of this market
The typical home in ZIP 12439 sells for about $599,000, or $312 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,200 a month.
ZIP 12439 — Windham
The 12439 housing market remains stable, characterized by high demand for vacation properties and limited inventory. Prices have seen steady year-over-year growth, driven by the area's appeal as a year-round recreational destination, though high interest rates have tempered the pace of sales compared to previous years.
This ZIP is ideal for second-home buyers, outdoor enthusiasts, and remote workers seeking a mountain lifestyle, though it presents challenges for full-time residents due to the high cost of housing and limited local employment.
Median prices moved up 4.2% year over year.
Homes spend a median of 88 days on market with 7.4 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 3.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 12439, Greene County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Windham/Hensonville area are significantly lower than the national and state averages, with property and violent crime incidents being rare.
The area is served by the Windham-Ashland-Jewett Central School District, which is generally well-regarded for its small class sizes and high graduation rates.
The region faces moderate risks from winter storms and localized flooding in low-lying areas near the Batavia Kill; property insurance premiums are influenced by wildfire risk assessments in heavily forested zones.
Economic momentum is driven primarily by seasonal tourism and the outdoor recreation industry, with limited large-scale commercial development.
Property taxes are levied by Greene County, the Town of Windham, and the local school district; the area does not utilize MUDs or PIDs, but residents are subject to standard New York State school and municipal tax structures.
Commuting is primarily car-dependent, with residents typically driving 45-60 minutes to reach employment hubs in the Albany-Schenectady-Troy metro area.
The area is a premier destination for outdoor recreation, featuring the Windham Mountain Club for skiing, extensive hiking trails in the Catskill Mountains, and proximity to local golf courses and boutique shopping in Windham village.
The rental market is heavily skewed toward short-term vacation rentals due to the area's tourism appeal, resulting in limited long-term housing inventory for local workers.
The local economy is anchored by the tourism and hospitality sectors, with Windham Mountain Club serving as the primary economic driver.
Public transit is virtually non-existent; the area relies on state routes for connectivity to the broader Hudson Valley and Capital District.
Development is strictly regulated by local zoning to preserve the rural and mountain character of the Catskills.
Greene County assessments are managed at the town level, with periodic revaluations to maintain equity.
Parcels are subject to school district taxes for Windham-Ashland-Jewett CSD and local fire district levies.
Property insurance costs are elevated due to wildfire risk and the high cost of rebuilding in remote, mountainous terrain.
The state continues to see net domestic out-migration, though rural areas like the Catskills have seen localized interest from urban transplants.
New York is a judicial foreclosure state, requiring court intervention for all foreclosure proceedings.
New York requires a comprehensive property condition disclosure statement from sellers, or a $500 credit to the buyer if omitted.
Data retrieved from data.census.gov using ZCTA 12439 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Zoom Flume Water Park4.47.4 mi
- Hunter Mountain Resort4.35.6 mi
- Windham Mountain Club4.32.4 mi
- Opus 404.618.5 mi
- Bearsville Theater4.717.1 mi
- Emerson Resort & Spa4.516.6 mi
- Hunter Mountain Resort4.35.6 mi
- Kaaterskill Falls Trail Head4.79.8 mi
- Zoom Flume Water Park4.47.4 mi
- Kaaterskill Falls, Viewing Platform4.89.8 mi
- Hunter Scenic Skyride4.25.5 mi
- Opus 404.618.5 mi
- Thomas Cole National Historic Site4.518.4 mi
- Overlook Mountain House ruins4.814.9 mi
- Catskill Mountain House Site4.911 mi
- Citiot4.818.3 mi
- Hunter Mountain Resort4.35.6 mi
- Kaaterskill Falls Trail Head4.79.8 mi
- North/South Lake Campground4.610.4 mi
- Laurel House Trail - Kaaterskill Falls Viewing Platform4.89.8 mi
- Kaaterskill Falls, Viewing Platform4.89.8 mi
- Sunny Hill Resort & Golf Course4.711.6 mi
- Thunderhart Golf Freehold4.511.6 mi
- Christman's Windham House4.63.8 mi
- Rip Van Winkle Country Club4.612.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major year-round destination for skiing, mountain biking, and events.
A popular 1.5-mile walking and biking trail through meadows and woods.
A multi-use rail trail offering extensive outdoor access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.