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Property-class scope

The story of this market

The typical home in ZIP 12308 sells for about $265,000, or $182 per square foot.

Prices are up +6.2% from a year ago, so sellers still have some momentum. Homes take about 10 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,193 a month.

ZIP market report · consumer edition · quarterly refresh

Track this ZIP

ZIP 12308 — City of Schenectady

Schenectady County →Albany-Schenectady-Troy marketrefreshed Sep 16, 2026next refresh Oct 16, 2026

Market mood · cautiously optimistic

The 12308 housing market is currently experiencing competitive conditions with rising home prices and a low median days on market. Demand remains steady, supported by a mix of local inventory and consistent sales activity in the Schenectady area.

Parent geography

City of Schenectady · no city intel reportSchenectady County →New York state →

Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery

Leaflet Imagery © Esri, Maxar, Earthstar Geographics

Land area · 5.9 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary

Median sale price

$265,000

+6.2% year over year

Corroboration pending — anchor baseline forms on the first refresh cycles

Days on market

10 days

Active listings

392

Sale-to-list ratio

100%

of asking price

ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded

Composite · average of graded sections

Computed only from this report's published readings — sections without data are excluded, never estimated.

Growth/100

Median prices moved up 6.2% year over year.

Liquidity/100

Homes spend a median of 10 days on market with 0.0 months of supply — a fast-moving market.

Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.0% · poverty 19.6% — a mixed stability profile.

Census trends · population flowsnot determinable

Population change

0.0%

versus the prior ACS vintage

Net migration

0 people

in-migration and out-migration balanced

Population base

15,511

ZCTA 12308, Schenectady County NY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular

Foreign-born share

11%

Foreign-born residents

1,701

Naturalized (of foreign-born)

60.3%

Non-citizens (of population)

4.4%

Entered 2010 or later (of foreign-born)

45.2%

World region of birth (foreign-born)

Americas

51.7%

Asia

28.2%

Europe

11%

Africa

9.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Discovery profilenot determinable

Census profile · ZCTA 12308, Schenectady County NY

Population

15,511

Median age

31.7 yrs

Owner-occupancy

Median home value

$180,100

Median gross rent

Median household income

$59,789

Median year built

1938

Vacancy rate

Renter share

Owner cost burden

Renter cost burden

Population change

Net migration

Work-from-home share

Mean commute

0 min

Bachelor's or higher

Unemployment

Poverty rate

19.6%

Avg household size

not determinable

Sources · 8 cited

FRED Housing Inventory: Active Listing Count FRED Housing Inventory: Median Days on Market Redfin Schenectady Housing Market Realtor.com Schenectady Market Trends Movoto Schenectady Market Trends United States ZIP Codes 12308 Trulia Recently Sold Properties 12308 World Population Review Schenectady County ZIPs

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.