The story of this market
The typical home in ZIP 05478 sells for about $360,114, or $215 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,227 a month.
ZIP 05478 — St. Albans (City)
The housing market in 05478 remains active with steady price appreciation and limited inventory. Demand is supported by local employment stability and the area's appeal to regional commuters, though high interest rates continue to influence buyer activity.
This ZIP is well-suited for families and local professionals seeking a balance of small-town community life and access to regional employment centers in the Burlington area.
Median prices moved up 2.1% year over year.
Homes spend a median of 48 days on market with 3.4 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.6% · poverty 12.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 05478, Franklin County VT
Crime rates in St. Albans are generally consistent with regional averages for small Vermont cities, with property crime being the most frequently reported incident type.
Schools serving the area are part of the St. Albans City and Town school districts, which generally maintain stable performance ratings within the state's educational framework.
The area faces moderate risks related to winter weather and seasonal flooding near Lake Champlain, with standard insurance coverage typically available.
Economic momentum is driven by local government, healthcare, and manufacturing sectors, with ongoing infrastructure improvements supporting the city's role as a regional hub.
Property taxes are assessed at the municipal and school district levels, with rates determined by the state's education funding formula and local voter-approved budgets.
Commuters primarily utilize I-89 for travel toward Burlington, with average commute times reflecting a mix of local employment and regional transit.
The area features access to Lake Champlain for water activities, numerous local parks, and proximity to regional trail networks for hiking and cycling.
The rental market is characterized by low vacancy rates and consistent demand, driven by the area's workforce and limited new multi-family supply.
The economy is anchored by healthcare, public administration, and manufacturing, with a stable employment base serving the Franklin County region.
The area is served by I-89 and regional bus services, providing connectivity to Burlington and the broader Vermont corridor.
Development efforts are currently focused on downtown infrastructure upgrades and expanding housing capacity to meet regional demand.
The Franklin County appraisal district conducts periodic assessments to ensure property valuations align with market trends.
Parcels are subject to municipal, county, and school district taxes, with specific utility districts managing water and sewer services.
Property insurance remains stable, though premiums reflect regional risks associated with severe weather events.
Vermont has seen modest net domestic migration, with interest in rural and small-city living driving population shifts.
Vermont follows a judicial foreclosure process, requiring court intervention and providing specific notice periods for homeowners.
Sellers are required to provide a property disclosure statement detailing known material defects at the time of sale.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Martell's at the Red Fox4.419.4 mi
- Valcour Brewing Company4.519.8 mi
- Olive Ridley's Restaurant4.219.7 mi
- Alburgh Dunes State Park4.511.3 mi
- Kill Kare State Park4.75.2 mi
- Hard'ack Recreation Area4.71 mi
- Knight Point State Park4.510.6 mi
- Missisquoi National Wildlife Refuge Admin Building and Visitor Contact Station4.612.1 mi
- Lake Champlain Causeway4.919.6 mi
- Historic Grist Mill Covered Bridge4.717.6 mi
- Strand Center for the Arts4.619.7 mi
- Historic Cambridge Junction Covered Bridge4.817.3 mi
- Alburgh Dunes State Park4.511.3 mi
- Kill Kare State Park4.75.2 mi
- Hard'ack Recreation Area4.71 mi
- Knight Point State Park4.510.6 mi
- Milton Town Forest4.712.2 mi
- Apple Island Resort4.315 mi
- Hero's Welcome4.610 mi
- North Hero Marina4.410.7 mi
- Plattsburgh Boat Basin4.419.1 mi
- City of Plattsburgh Marina4.519.1 mi
- Champlain Country Club4.53 mi
- Lakewood Links Golf Club4.512.7 mi
- Market 324.11.7 mi
- Highgate Commons Shopping Center4.22.1 mi
- Saint Albans Shopping Center4.20.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Features trails, skiing, and community sports facilities.
Provides extensive boating, fishing, and recreational access.
Highlights local history and regional heritage.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.