LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 05476 sells for about $160,000, or $128 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 98 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,175 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 05476 — Richford

Franklin County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The housing market in 05476 remains stable with low inventory and modest price appreciation. Market activity is driven by local demand and limited supply, resulting in a balanced seller's market.

Who this ZIP fits

This ZIP is best suited for budget-conscious buyers, outdoor enthusiasts, and those seeking a rural lifestyle away from major urban centers.

Parent geography
Richford · no city intel reportFranklin County →Vermont state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 166.5 km²Water area · 1.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$160,000
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
98 days
Active listings
24
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

32
Liquidity/100

Homes spend a median of 98 days on market with 6.2 months of supply — a slower-moving market.

80
Momentum/100

12% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

60
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.3% · poverty 16.6% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$135,000$150,000$165,000$180,000$195,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,800$3,000$3,200$3,400$3,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.1%

versus the prior ACS vintage

Population base
3,218

ZCTA 05476, Franklin County VT

Area context
Schools & education

Local schools are part of the Franklin Northeast Supervisory Union; performance varies by specific institution within the rural district.

Environmental & hazard

The area faces high flood risk in designated FEMA Zone A06 areas, with moderate radon potential and seasonal ice storm exposure.

Growth & development

Economic momentum is limited, characterized by a rural economy with reliance on local services and regional employment centers in Franklin County.

Taxation

Property taxes are assessed at the municipal level in Vermont, with rates determined by local school budgets and state-wide education funding formulas.

Transportation & commute

Commutes are primarily car-dependent, with residents traveling to regional employment hubs in St. Albans or Burlington via state routes.

Recreation & amenities

The area offers access to rural outdoor recreation including hiking, snowmobiling, and proximity to the Missisquoi River.

Rental market

The rental market is constrained by limited inventory, with rents often influenced by regional fair-market standards rather than high-density demand.

Economy & employers

The local economy is driven by small-scale agriculture, forestry, and local government services.

Transportation & infrastructure

Public transit is minimal; residents rely on personal vehicles for regional connectivity.

Development pipeline

Development is primarily focused on small-scale residential improvements and rural infrastructure maintenance.

Special districts

Parcels are subject to local municipal and school district taxes; no major MUD/PID structures are prevalent.

Insurance & hazard market

Insurance premiums are impacted by regional hazard risks, specifically flood and winter storm exposure.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 05476, Franklin County VT
Population
3,218
Median age
38.5 yrs
Owner-occupancy
78.4%
Median home value
$196,700
Median gross rent
$950
Median household income
$52,400
Median year built
1965
Vacancy rate
12.5%
Renter share
21.6%
Owner cost burden
22.1%
Renter cost burden
38.5%
Population change
+0.1%
Work-from-home share
12.4%
Mean commute
28.5 min
Bachelor's or higher
18.2%
Unemployment
9.3%
Poverty rate
16.6%
Avg household size
2.48
White
96.2%
Other
3.8%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Richford Elementary SchoolElementaryAverageFranklin Northeast Supervisory UnionServes local K-6 students.
Richford Junior-Senior High SchoolHighAverageFranklin Northeast Supervisory UnionServes local 7-12 students.
School districts
Franklin Northeast Supervisory UnionN/ARegional district overseeing local school operations.
Utilities & services
ElectricVermont Electric CooperativePrimary regional provider.
InternetConsolidated CommunicationsBroadband availability varies by location.
Major employers & industries
Local GovernmentPublic SectorPrimary local employer.
Agriculture/ForestryPrimary IndustrySignificant regional economic base.
Major amenities · ZIP 05476
Theme, amusement & water parks
3 · 20 mi
Entertainment venues, stadiums & amphitheaters
3 · 20 mi
Family fun & things to do
10 · 13 mi
Museums, galleries & history
3 · 20 mi
Golf
2 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Missisquoi River
Waterfront

Provides local fishing and recreational access.

Richford Town Park
Park

Community green space for local events and recreation.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.