The story of this market
The typical home in ZIP 05447 sells for about $1,250,000, or $450 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $985 a month.
ZIP 05447 — Berkshire
The Charlotte housing market remains highly competitive, characterized by low inventory and high demand for rural, high-end properties. Prices continue to see modest year-over-year growth, driven by the town's reputation for safety, excellent schools, and proximity to Burlington. Market conditions are stable, with properties spending a moderate amount of time on the market due to the premium price point.
This ZIP is ideal for affluent families and professionals seeking a rural, high-amenity lifestyle with proximity to Burlington's employment and cultural hubs.
Median prices moved up 3.2% year over year.
Homes spend a median of 65 days on market with 6.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 30.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 05445, Chittenden County VT
Charlotte experiences very low rates of violent and property crime, consistently ranking as one of the safest communities in Vermont and the broader region.
The town is served by a highly regarded public school system that is a primary driver for families moving to the area.
The area faces standard New England climate risks, including seasonal flooding near Lake Champlain and winter storm impacts; property insurance remains stable but reflects regional hazard exposure.
Economic momentum is driven by its proximity to the Burlington employment core and the University of Vermont, with limited new development due to strict land-use preservation.
Property taxes are assessed at the municipal and state education fund levels, with rates determined by local school district budgets and state-wide education tax formulas.
Residents primarily commute by car to Burlington or South Burlington, with typical drive times ranging from 20 to 30 minutes via Route 7.
The area features extensive access to Lake Champlain, Mount Philo State Park for hiking, and numerous local trails and conserved farmland.
The rental market is characterized by low vacancy rates and high demand, with limited inventory often consisting of single-family home rentals.
The local economy is anchored by agriculture, tourism, and proximity to the major employment hubs of Burlington and the University of Vermont Medical Center.
Transportation is heavily reliant on private vehicles, with Route 7 serving as the primary north-south corridor connecting the town to the greater Burlington area.
Development is strictly managed through local zoning to preserve the town's rural character and agricultural heritage.
Parcels are subject to local school district taxes and municipal assessments, with no major MUD/PID structures typical of urban growth zones.
Property insurance premiums are influenced by regional wildfire and flood risk assessments, with standard coverage widely available.
Data retrieved from data.census.gov ZCTA 05445 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Jay Peak Resort4.59 mi
- Pump House Indoor Waterpark4.49 mi
- Camping des chutes Hunter412.9 mi
- Château Ste-Agnès4.48.2 mi
- Camping des chutes Hunter412.9 mi
- Beat & Betterave - Nanobrasserie & Café4.711.2 mi
- Pizzeria Bedford4.219.6 mi
- Jay Peak Resort4.59 mi
- Pump House Indoor Waterpark4.49 mi
- Le Vignoble du Ruisseau - Winery & Cidery4.311.6 mi
- Val Caudalies - Vignoble & Cidrerie4.712.1 mi
- Lake Carmi State Park4.49 mi
- Mont Sutton4.613.5 mi
- Missisquoi County Museum4.617.1 mi
- Au Diable Vert4.29.7 mi
- Camping des chutes Hunter412.9 mi
- Lake Carmi State Park4.49 mi
- VéloVolant3.99.7 mi
- Parc municipal de Frelighsburg (Parc de la rivière)4.510.5 mi
- Jay Peak Resort4.59 mi
- Jay Peak Resort Golf Course4.59.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Vermont's oldest state park offering panoramic views of the Champlain Valley.
Provides extensive recreational boating, fishing, and swimming access.
Protected land with walking trails and diverse local wildlife.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.