The story of this market
The typical home in Oshkosh, Wisconsin sells for about $177,700, or $189 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $935 a month.
Monthly price momentum
Home values since 2015
+5.2%
WI · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Oshkosh, Wisconsin
The Oshkosh housing market remains stable with steady demand and moderate price appreciation. Low inventory levels continue to support pricing, though affordability remains a key factor for local buyers. The market is driven by a consistent local economy and the city's appeal as a regional hub in the Fox Valley.
No ARED county foreclosure postings attributed to Oshkosh yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 0.1% year over year.
Homes spend a median of 27 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.53% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 17.5% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A massive freshwater lake providing extensive recreational opportunities including boating, fishing, and ice sports. It is a primary driver of local tourism and property value for waterfront homes.
The city's premier park featuring a zoo, public beaches, and extensive walking trails along the lakefront. It serves as a central community hub for families and outdoor enthusiasts.
A revitalized area featuring dining, shopping, and public access to the Fox River. It is a focal point for local economic activity and community events.
Oshkosh is an ideal fit for family buyers seeking affordable housing, as well as university-affiliated staff and students looking for proximity to campus. The city also attracts retirees drawn to the lakefront lifestyle and lower cost of living compared to larger metropolitan areas. Investors find value in the steady rental demand, while commuters benefit from the city's central location in the Fox Valley.
The Oshkosh Area School District provides a comprehensive public education system serving the city's diverse student population. Schools are generally characterized by steady performance metrics, with several elementary and middle schools receiving positive community feedback for student support services. The district maintains a focus on vocational and college-prep pathways to align with regional workforce needs.
The city is served by major highway corridors including I-41, which provides critical access to the broader Fox Valley and Green Bay-Appleton metropolitan areas. Local transit is provided by bus services, though the city remains primarily car-dependent for daily commuting. Infrastructure planning focuses on maintaining highway connectivity and improving local arterial roads.
Oshkosh offers a robust amenity base centered on its waterfront access to Lake Winnebago and the Fox River, which supports extensive boating, fishing, and trail activities. Menominee Park is a major local asset providing expansive green space, a zoo, and public beaches. The city also features a vibrant downtown district with historic architecture, local dining, and cultural venues that serve as a regional draw.
The rental market in Oshkosh is characterized by steady demand driven by the University of Wisconsin-Oshkosh student population and a stable workforce. Vacancy rates remain relatively low, and rent growth has tracked with regional inflation. Investor interest is present, particularly in multi-family conversions near the university, though short-term rental activity is strictly regulated by city ordinances.
Oshkosh's economy is anchored by a mix of manufacturing, healthcare, and education, with the University of Wisconsin-Oshkosh serving as a major institutional employer. The city maintains a strong industrial heritage while diversifying into service-based sectors. Economic momentum is supported by regional collaboration within the Fox Valley.
Oshkosh benefits from a diversified economic base anchored by manufacturing, healthcare, and higher education. Infrastructure investment is focused on downtown revitalization and riverfront development, which continues to attract small business and residential interest. The city's momentum is supported by its strategic location within the Fox Valley corridor, facilitating regional trade and labor mobility.
Development planning is currently focused on the continued revitalization of the downtown riverfront and the expansion of residential housing stock to meet growing demand. City officials are prioritizing mixed-use projects that integrate commercial space with high-density residential units. Infrastructure upgrades are ongoing to support these growth initiatives.
Parcels in Oshkosh are subject to standard municipal and county tax districts, with no widespread MUD or PID structures common in other states. The Oshkosh Area School District is the primary special district affecting property tax rates. Utility districts are managed by the city for water and sewer services.
Oshkosh experiences crime rates generally consistent with other mid-sized Midwestern industrial cities. Reported trends indicate stable levels of property crime, though localized areas near the university and downtown core see higher activity. Regional comparisons place the city in the middle tier for safety within the Fox Valley area.
The city faces moderate environmental risks primarily related to seasonal flooding near the Fox River and Lake Winnebago shorelines. Wind events are a standard regional concern, though major catastrophic damage is infrequent. Property insurance markets remain stable, though premiums reflect the regional exposure to severe thunderstorms and winter weather.
The property insurance market in Oshkosh is stable, with premiums reflecting the regional risk profile for severe weather. Homeowners generally have access to a wide range of national and regional carriers. Hazard exposure is primarily limited to seasonal flooding and wind, which are well-understood by local underwriters.
Property taxes in Oshkosh are levied by the city, Winnebago County, and the Oshkosh Area School District, with the school district typically representing the largest portion of the tax bill. The city utilizes a standard ad valorem assessment system managed by the local assessor's office. There are no special municipal income taxes, and commercial properties are subject to the same state-level property tax assessment framework as residential parcels.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from US Census Bureau QuickFacts and American Community Survey 5-year estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.