The story of this market
The typical home in ZIP 54901 sells for about $249,000, or $145 per square foot.
Prices are up +9.3% from a year ago, so sellers still have some momentum. Homes take about 19 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $962 a month.
ZIP 54901 — Oshkosh
The 54901 housing market remains competitive with steady price appreciation and low inventory levels. Demand is supported by a stable local economy and the presence of major employers, though rising interest rates have tempered the pace of sales compared to previous years.
This ZIP is well-suited for university students, young professionals, and families seeking an affordable cost of living. Its central location and access to waterfront amenities make it attractive to those who value urban convenience.
Median prices moved up 9.3% year over year.
Homes spend a median of 19 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 21.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 54901, Winnebago County WI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Oshkosh are generally consistent with regional averages for mid-sized Midwestern cities, with property crime being the primary concern. Local law enforcement maintains active community outreach programs to address public safety trends.
The area is served by the Oshkosh Area School District, which provides a range of public educational options. Schools in the district generally meet state performance standards, though ratings vary by individual campus.
The region faces moderate risks from severe weather, including winter storms and occasional high winds. Flood risk is primarily concentrated near the Fox River and Lake Winnebago shorelines.
Oshkosh maintains a stable economic base anchored by manufacturing, education, and healthcare. Infrastructure development is focused on maintaining regional transit corridors and supporting downtown revitalization efforts.
Property taxes are assessed at the municipal and county levels, with rates determined by local school district and city budget requirements. Wisconsin utilizes a state-wide property tax credit system to offset local burdens for primary residences.
The ZIP code is centrally located in Oshkosh, providing easy access to I-41 for regional commuting. Most residents enjoy short commute times due to the city's compact urban layout.
The area features extensive access to Lake Winnebago and the Fox River, including numerous public parks, boat launches, and trail systems. Downtown Oshkosh offers a variety of local shopping, dining, and cultural venues.
The rental market is influenced by the presence of the University of Wisconsin-Oshkosh, creating consistent demand for student housing. Vacancy rates remain low, and rent growth has tracked with broader regional inflation.
The economy is driven by manufacturing, healthcare, and higher education. Major employers include the University of Wisconsin-Oshkosh and regional healthcare systems.
The city is served by I-41, providing a primary north-south corridor. Local transit is supported by the Oshkosh Transit System.
Development is focused on infill projects and the revitalization of the downtown and riverfront districts.
Winnebago County manages property assessments, with valuations updated periodically to reflect market conditions.
Parcels are subject to municipal, county, and school district taxes, with additional levies for vocational technical colleges.
Property insurance premiums are stable, though coverage for wind and hail damage is a standard consideration in the region.
Data retrieved from US Census Bureau and Point2Homes demographic reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Large lake offering boating, fishing, and recreational activities.
Major city park with trails, zoo, and lakefront access.
Historic theater hosting live performances and events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.