LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Osage County, Oklahoma sells for about $220,639, or $135 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 56 days to sell. Over the long run, values in this county have grown 107% since 2000. Last year 5 of 7 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,229 a month.

HUD sets the fair market rent for a 2-bedroom at $1,229 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.

Price climate

Every year of price change, 2000–2025

+2.9%

2025

200020132025

Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+18.7%). Worst: 2017 (-3.3%). Hover to read a year.

Monthly price momentum

Home values since 2015

+1.7%

OK · past 12 months

OK 182USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

Rent benchmark

Fair market rent by size

$1,611

3-bed / month

$947
Studio
$1,007
1 bed
$1,229
2 bed
$1,611
3 bed
$1,882
4 bed
Gross rental yield · 3-bed rent × 12 ÷ $220,6398.8%

HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.

Neighborhood price trend

Long-run price trend, 2000–2025

+2.9%

2025 change

200020052010201520202025-7%0%7%14%21%

FHFA repeat-sales index, median of 7 census tracts in this county (2000 = 100). Bars are each year's median change.

Natural hazard exposure

The area's risk shape

80

Relatively Moderate

Ice stormWildfireLandslideHeat waveTornadoDroughtCold waveWinter weather

FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $27,617,921.

Mortgage activity

Home lending in this county

71.8%

2018 approval rate

YearApplicationsLoans madeApprovalInvestor shareMedian home value
2018160977771.8%4.5%$165,000

CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.

County intel report · monthly refresh cycle
Track this county

Osage County, Oklahoma

Tulsa market · minorrefreshed Sep 15, 2026, 3:24 AMnext refresh due Nov 14, 2026
Market sentiment: neutral

The Osage County housing market shows moderate growth with home values increasing by 4.2% year-over-year. Inventory remains tight with 89 active listings as of July 2026, supporting a stable price environment.

No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

The data chain · drill up or downproperty → ZIP → city → county → state
Oklahoma state →Tulsa market →Osage County

Select a city to expand its ZIP intel reports beneath · 4 cities · 4 ZIP reports

Latest readings
Median sale price
$220,639
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$135
Median days on market
56
Active listings
89
Median price change YoY
+4.2%
Population
46,794
Median household income
$62,847
County Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
65
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

60
Liquidity/100

Homes spend a median of 56 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 13.1% — a stable, low-distress profile.

Immigration & foreign-bornU.S. Census Bureau ACS · county granular
Foreign-born share
1.4%
Foreign-born residents
659
Naturalized (of foreign-born)
57.1%
Non-citizens (of population)
0.6%
Entered 2010 or later (of foreign-born)
14.1%
World region of birth (foreign-born)
Americas
64%
Asia
20%
Europe
13.5%
Africa
1.8%
Oceania
0.6%

ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.

Property base layer · rolled up from researched properties

No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.

ZIP roster · every intel report in the county0 of 0 ZIPs researched

No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.

Area context
Economy & employers

The local economy is characterized by a 5% unemployment rate as of May 2026.

Major amenities · Osage County, Oklahoma
Entertainment venues, stadiums & amphitheaters
5 · 30 mi
Family fun & things to do
15 · 20 mi
Museums, galleries & history
7 · 30 mi
Lakes, marinas & beaches
1 · 30 mi
Shopping & dining districts
7 · 20 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Discovery profileACS 2024 5-year estimates and 2025 Census V2025
Census profile · Osage County, Oklahoma
Population
46,794
Median age
43.5 yrs
Owner-occupancy
78.3%
Median home value
$182,100
Median gross rent
$0
Median household income
$62,847
Median year built
0
Vacancy rate
0%
Renter share
0%
Owner cost burden
0%
Renter cost burden
0%
Population change
+2.1%
Net migration
0
Work-from-home share
0%
Mean commute
24.6 min
Bachelor's or higher
0%
Unemployment
5%
Poverty rate
13.1%
Avg household size
2.6
White alone
63%
Black alone
10%
American Indian and Alaska Native alone
14.7%
Asian alone
0.6%
Native Hawaiian and Other Pacific Islander alone
0.1%

Data retrieved from US Census Bureau QuickFacts and Census Reporter.

Sources · 6 cited
County city board · values & trends by city4 cities · 0 ZIP reports
Sand Springs
Median price$289,000
Price trend0% YoY
Days on market58 med
Median rent$999
Population31,608
Active listings117
1 of 1 ZIP researched — figures roll up from member ZIP reports
Skiatook
Median price$405,000
Price trend+34% YoY
Days on market60 med
Median rent$1,450
Population16,500
Active listings117
1 of 1 ZIP researched — figures roll up from member ZIP reports
Pawhuska
Median price$135,000
Price trend0% YoY
Days on market61 med
Median rent$920
Population2,930
Active listings178
1 of 1 ZIP researched — figures roll up from member ZIP reports
Median price—
Price trend—
Days on market—
Median rent—
Population—
Active listings—
City market sentiment: cautiously optimistic
ZIP research pending — figures populate as member ZIP reports run
Jurisdictional burden contextburdens registered for this geography · most-local first
State · Oklahoma
Foreclosure ProcedureForeclosure doctrineBinds every parcel

Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.

Oklahoma Statutes Title 60, Sections 125-127

Residential Property Condition Disclosure ActDisclosure & transactionBinds every parcel

Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).

Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code

Ad Valorem Property TaxTaxationBinds every parcel

Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.

Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.