The story of this market
The typical home in Craig County, Oklahoma sells for about $197,535, or $122 per square foot.
Prices are up +5.31% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. Over the long run, values in this county have grown 49% since 2001. The biggest natural hazard here is ice storm, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $940 a month.
HUD sets the fair market rent for a 2-bedroom at $940 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2001–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+17.9%). Worst: 2012 (-3.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,176
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2001–2025
0%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2001 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
91
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $12,331,245.
Mortgage activity
Home lending in this county
65%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 254 | 118 | 65% | 13.3% | $115,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Craig County, Oklahoma
The Craig County housing market shows steady appreciation with a 5.31% year-over-year increase in median home values. Market activity remains balanced, supported by a stable local economy and consistent demand for residential properties in the Vinita area.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 6 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 46 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 1.16% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 15.4% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 6 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Craig County, Oklahoma — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 28
researched Sep 20
researched Sep 28
researched Sep 28
researched Sep 28
| 74301 | Vinita | $179,000 | $135 | +2.4% | 68 | 96.5% | 12% | 7.8 | 109 | $950 | researched Sep 28 |
| 74332 | Big Cabin | $330,000 | $186 | — | 55 | — | — | — | 20 | $1,040 | researched Sep 28 |
| 74333 | Bluejacket | $285,000 | $105 | 0% | 31 | — | — | — | 24 | $738 | researched Sep 20 |
| 74346 | Jay | $237,030 | $128 | +1.8% | 62 | 96.5% | 12% | 6.4 | 48 | $950 | researched Sep 28 |
| 74349 | Ketchum | $315,000 | $165 | -50% | 17 | 98% | 50% | 2 | 2 | $1,200 | researched Sep 28 |
| 74350 | Langley | $245,000 | $158 | +4.2% | 82 | 96% | 12% | 8 | 48 | $1,150 | researched Sep 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Craig County recorded a violent crime rate of 168 per 100,000 residents and a property crime rate of 1,907 per 100,000 in 2024. These figures place the county in the middle of the national range for reported crime.
Public education is provided primarily through local independent school districts, with Vinita Public Schools serving as the primary district for the county seat.
The region is subject to standard Oklahoma climate risks, including severe thunderstorms, wind events, and occasional flooding, which influence local property insurance premiums.
Economic momentum is driven by local government, agriculture, and regional services centered in Vinita, with ongoing infrastructure maintenance and rural development initiatives.
Property taxes are assessed by the county based on fair market value, with rates determined by local millage levies that include school district, county, and municipal components.
The area features access to Grand Lake o' the Cherokees, local parks, and historic sites listed on the National Register of Historic Places.
The rental market is characterized by limited inventory and steady demand, primarily serving local workers and families in the Vinita area.
The economy is anchored by public administration, healthcare, and agricultural sectors, with Vinita serving as the primary commercial hub.
The county is served by major highway corridors including U.S. Route 60 and U.S. Route 69, facilitating regional transit.
The county assessor maintains property valuations based on annual market analysis and state-mandated assessment cycles.
Parcels are subject to various school district levies and potential rural fire protection district assessments.
Property insurance markets are influenced by regional exposure to severe weather, leading to moderate premium adjustments.
- Buffalo Run Casino & Resort419.3 mi
- Grand Lake Casino3.825.1 mi
- Rocklahoma4.728.2 mi
- Cherokee Casino Grove3.818.7 mi
- Har-Ber Village Museum4.821.5 mi
- Cherokee Casino Grove3.818.7 mi
- Bernice Area at Grand Lake State Park4.516 mi
- The Stables Casino3.816.9 mi
- B&B Miami Cineplex4.317 mi
- Mickey Mantle's Childhood Home4.419 mi
- Ed Galloway's Totem Pole Park4.427.8 mi
- Har-Ber Village Museum4.821.5 mi
- Cherokee Nation Anna Mitchell Cultural & Welcome Center4.98.5 mi
- Mickey Mantle's Childhood Home4.419 mi
- Kansas Route 66 Visitors Center4.629.2 mi
- Bernice Area at Grand Lake State Park4.516 mi
- Bernice Nature Center4.616.3 mi
- Riverview Park4.116.5 mi
- East River Park4.519.6 mi
- Shangri-La Resort4.521.7 mi
- Lee's Grand Lake Resort4.122.4 mi
- Cherokee Yacht Club4.518 mi
- Hammerhead Marina4.518.2 mi
- Arrowhead Boat Sales & Marina4.517.7 mi
- The Hitch n Post Flea Market4.619.2 mi
- Dollar General4.117 mi
- Dollar General4.119.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major regional reservoir providing boating, fishing, and recreational opportunities.
A historic and administrative anchor located in Vinita.
Data retrieved from US Census Bureau and FRED regional series.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.
Oklahoma Statutes Title 60, Sections 125-127
Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).
Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code
Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.