The story of this market
The typical home in Union County, Ohio sells for about $474,000, or $204 per square foot.
Prices are down 1.3% from a year ago, which gives buyers more room to negotiate. Homes take about 39 days to sell. Over the long run, values in this county have grown 144% since 2000. Last year 10 of 13 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,607 a month.
HUD sets the fair market rent for a 2-bedroom at $1,607 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+3.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+17.1%). Worst: 2009 (-4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,915
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.7%
2025 change
FHFA repeat-sales index, median of 13 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
36
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $18,984,066.
Mortgage activity
Home lending in this county
83.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 3679 | 2133 | 83.1% | 3.6% | $240,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Union County, Ohio
Union County remains one of Ohio's fastest-growing housing markets, characterized by solid demand along the US-33 corridor and strong master-planned expansion around Jerome Township. While higher mortgage interest rates have slightly moderated year-over-year price growth and increased days on market to roughly 39 days, low overall inventory continues to support healthy pricing fundamentals.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 7 cities · 8 ZIP reports
Median prices moved up 2.3% year over year.
Homes spend a median of 87 days on market with 2.4 months of supply — a balanced-paced market.
1% of listings have cut prices · homes sell at 99.83% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 5.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 7 researched ZIP reports of 8 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Union County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 21
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
| 43036 | Magnetic Springs | $350,000 | $195 | +2.3% | 89 | 100% | — | 2.4 | 6,193 | $1,000 | researched Sep 17 |
| 43040 | Marysville | $396,872 | $200 | +3.4% | 57 | — | — | — | 94 | $1,231 | researched Sep 21 |
| 43041 | Marysville | $350,000 | $185 | +2.3% | 30 | 98.5% | 22% | 2.4 | 6,193 | $1,450 | researched Sep 17 |
| 43045 | Milford Center | $225,000 | $145 | -26.7% | 42 | 97.5% | 12% | 4.5 | 18 | $1,438 | researched Sep 17 |
| 43064 | Plain City | $554,000 | $236 | +2.1% | 33 | 99.2% | 12.5% | 4.2 | 598 | $1,583 | researched Sep 21 |
| 43067 | Raymond | $324,000 | $158 | -1.2% | 42 | 97.5% | 12% | 4.5 | 18 | $1,368 | researched Sep 21 |
| 43077 | Unionville Center | $462,200 | $201 | -0.1% | 103 | — | — | — | 268 | $967 | researched Sep 21 |
| 43344 | Richwood | $199,000 | $173 | +2.1% | 32 | 98.2% | 15% | 3.5 | 12 | $830 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Union County maintains low violent and property crime rates that track well below Ohio and Columbus metro averages. Property crime is primarily concentrated around commercial corridors along US-33 in Marysville, while violent crime remains rare.
The county is anchored by Marysville Exemplary Local School District and Fairbanks Local Schools, alongside affluent parts of Dublin City Schools in the southeast corner. Districts consistently earn strong 4-to-5 star ratings on Ohio state report cards.
Union County presents low overall natural disaster risk, with primary exposures limited to localized riverine flooding along Mill Creek and severe summer convective windstorms or tornadoes typical of central Ohio. Wildfire risks are minimal and property insurance markets remain relatively stable.
Union County is among the nation's fastest-growing residential markets, buoyed by the US-33 Smart Mobility Corridor and massive expansions by Honda, Scotts Miracle-Gro, and regional tech/logistics hubs. Residential build-out is rapid around Plain City, Jerome Township, and Marysville.
Property taxes are administered by the Union County Auditor, with real property assessed at 35% of fair market value. Total effective millage rates generally range between 50 to 75 mills depending on overlapping township and school district levies, moderated by Ohio's 10% rollback on non-commercial parcels.
Union County's economy is anchored by automotive manufacturing and research, consumer agribusiness, and advanced logistics. Honda of America and Scotts Miracle-Gro serve as bedrock employers, bolstered by rapid tech and commercial spillover along the US-33 corridor.
US-33 serves as the county's primary transit lifeline, offering direct multi-lane freeway access southeast into Dublin, I-270, and downtown Columbus. Public mass transit is minimal, leaving residents reliant on private vehicles for commuting across the metro.
Regional planning is heavily focused on managing rapid residential subdivision development in Jerome Township and Plain City while preserving agricultural easements in the north. Significant infrastructure investments focus on water, sewer, and smart highway sensor expansions.
Property appraisals are managed by the Union County Auditor, which executes a mandated countywide triennial update and sexennial reappraisal cycle. Property valuations adhere strictly to Ohio Department of Taxation guidelines, taxing real property on 35% of appraised market value.
Properties are subject to overlapping jurisdictions including local school districts, township fire and EMS levies, and countywide library systems. Specialized Joint Economic Development Districts (JEDDs) and Community Reinvestment Areas (CRAs) frequently operate along key commercial corridors.
Homeowners insurance rates in Union County are comparatively affordable relative to national averages, benefiting from low severe catastrophe risk. However, statewide rate adjustments driven by convective storm hail damage and inflation have exerted moderate upward pressure on premiums.
- Columbus Zoo and Aquarium4.718.3 mi
- Zoombezi Bay4.418.4 mi
- Ohio Caverns4.820.8 mi
- Scene75 Entertainment Center I Columbus4.322.8 mi
- Dave & Buster's Hilliard4.125.7 mi
- Ohio Stadium4.729.9 mi
- Topgolf Columbus4.324.5 mi
- Der Dutchman4.618 mi
- The Schottenstein Center4.529.5 mi
- OhioHealth Chiller North4.621.6 mi
- Columbus Zoo and Aquarium4.718.3 mi
- Zoombezi Bay4.418.4 mi
- Mad River Mountain4.118.3 mi
- Olentangy Caverns | Rock & Gem Gift Shop4.518.6 mi
- Glacier Ridge Metro Park4.716.3 mi
- Ohio Caverns4.820.8 mi
- Honda Heritage Center4.710.8 mi
- Warren G. Harding Presidential Sites4.719.2 mi
- Piatt Castle Mac-A-Cheek4.322 mi
- Hobbies Galore4.627.9 mi
- Columbus Zoo and Aquarium4.718.3 mi
- Olentangy Caverns | Rock & Gem Gift Shop4.518.6 mi
- Glacier Ridge Metro Park4.716.3 mi
- Darree Fields4.520 mi
- Avery Park4.618.7 mi
- Alum Creek Marina4.421.9 mi
- Moundwood Boat Ramp4.528.7 mi
- Gene's Marine Bait & Tackle4.329 mi
- Darby Creek Golf Course4.413.8 mi
- Glenross Golf Club4.318.1 mi
- Mill Creek Golf Club4.610 mi
- The Ridge Golf & Gardens4.412.7 mi
- Golf Center At SportsOhio4.219.9 mi
- Meijer4.316.8 mi
- T.J. Maxx & HomeGoods4.319 mi
- Rural King4.47.9 mi
- Meijer4.49.2 mi
- Yutzy's Farm Market4.818.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Serves as the county seat's civic and cultural heart, featuring preserved 19th-century architecture, independent dining, breweries, and outdoor community festivals.
A premier community gathering space in Plain City that hosts regional festivals, steam shows, expansive disc golf, and recreational sports.
Provides public fishing, non-motorized boating, a paved walking trail, and nature access serving the northern portion of the county.
Located along the southern Union County border offering kayaking, multi-use trails, and native prairie preservation connected to the Columbus Metro Parks system.
Data retrieved from U.S. Census Bureau ACS tables B01003, B01002, B19013, B25077, B25064, B25002, B25003, and county population estimates.
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.