The story of this market
The typical home in Atlantic County, New Jersey sells for about $375,000, or $235 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 22 days to sell, which is fast. Over the long run, values in this county have grown 193% since 2000. Last year 51 of 63 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,899 a month.
HUD sets the fair market rent for a 2-bedroom at $1,899 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+4.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+21.5%). Worst: 2009 (-10.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5%
NJ · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,578
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4.7%
2025 change
FHFA repeat-sales index, median of 63 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
61
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $123,349,051.
Mortgage activity
Home lending in this county
69.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 12683 | 5749 | 69.4% | 6.1% | $195,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Atlantic County, New Jersey
The Atlantic County housing market is currently characterized by a tight supply of inventory and stable pricing, with a median sale price of $375,000. While sales volume has seen a slight year-over-year increase, the market remains competitive for buyers, driven by limited listings and steady demand in suburban areas.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 16 ZIP reports
Median prices moved up 0.7% year over year.
Homes spend a median of 56 days on market with 0.1 months of supply — a fast-moving market.
4% of listings have cut prices · homes sell at 48.12% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 10.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 17 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Atlantic County, New Jersey — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 20, 2026.
researched Sep 19
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 08037 | Hammonton | $406,000 | $249 | +3.2% | 82 | — | — | — | 89 | $1,523 | researched Sep 19 |
| 08201 | Absecon | $362,000 | $247 | +8.7% | 46 | 100% | — | — | 48 | $1,825 | researched Sep 26 |
| 08203 | Brigantine | $524,800 | $385 | +3.2% | 48 | 97.5% | 18% | 4.5 | 142 | $1,517 | researched Sep 26 |
| 08205 | Galloway | $272,337 | $226 | -0.2% | 55 | 100% | — | 2.1 | 66 | $1,603 | researched Sep 26 |
| 08210 | Cape May Court House | $549,450 | $239 | — | 55 | — | — | — | 549 | $1,525 | researched Sep 26 |
| 08215 | Egg Harbor City | $349,999 | $242 | +9.1% | 25 | 98.5% | 12.5% | 3.2 | 48 | $1,562 | researched Sep 26 |
| 08221 | Linwood | $692,400 | $287 | — | 73 | 97% | 46.2% | — | 93 | $2,188 | researched Sep 26 |
| 08225 | Northfield | $235,000 | $205 | -9.7% | 45 | 98.2% | 18% | 3.5 | 42 | $1,835 | researched Sep 26 |
| 08232 | Egg Harbor Township | $239,900 | $174 | +4.3% | 70 | — | — | — | 54 | $1,182 | researched Sep 26 |
| 08234 | Egg Harbor Township | $415,097 | $215 | +4.5% | 74 | 98.2% | 18.5% | 17.6 | 142 | $1,482 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Atlantic County vary significantly by municipality, with urban centers like Atlantic City experiencing higher rates compared to suburban and rural townships in the county.
School quality is highly localized, with several districts in the county's suburban areas receiving high performance ratings while others in urban centers face significant academic challenges.
The county faces significant coastal flood and storm surge risks, particularly in barrier island communities, leading to high demand for flood insurance and stringent building requirements.
The economy is anchored by the gaming and hospitality industry in Atlantic City, with ongoing efforts to diversify into aviation research and renewable energy sectors.
Property taxes in Atlantic County are among the highest in the nation, driven by local school district funding requirements and municipal service costs, with assessments managed at the local level.
The county features extensive coastal amenities, including the Atlantic City Boardwalk, numerous beaches, golf courses, and proximity to the Pine Barrens for outdoor recreation.
The rental market is characterized by high demand and rising prices, particularly in coastal areas where seasonal tourism impacts vacancy rates and short-term rental availability.
The economy is heavily reliant on the gaming, tourism, and hospitality sectors, with significant employment also found in healthcare and government services.
The area is served by the Atlantic City Expressway and NJ Transit rail lines connecting to Philadelphia, with local bus networks providing regional coverage.
The county is served by numerous independent school districts and municipal utility authorities that manage local infrastructure and services.
Property insurance premiums are elevated due to the high risk of coastal storm damage and flood exposure.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Historic oceanfront boardwalk featuring casinos, dining, and shopping.
Extensive coastal habitat for migratory birds and wildlife.
One of the oldest continuously operating wineries in the United States.
Data retrieved from US Census Bureau ACS 2022 tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Land actively devoted to agricultural or horticultural use meeting specific acreage and income requirements
Property is assessed based on its productive capability for agricultural use rather than its full market value, resulting in a lower tax burden.
N.J.S.A. 54:4-23.1 et seq.
New Jersey is a judicial foreclosure state, requiring lenders to file a lawsuit in Superior Court. Lenders must provide a Notice of Intention to Foreclose at least 30 days prior to commencing the action.
N.J.S.A. 2A:50-53 et seq.; NJ Courts Foreclosure procedures.
Sellers must provide a specific flood risk addendum to buyers as part of the property disclosure process.
Effective August 1, 2024, per New Jersey Division of Consumer Affairs regulations.
Sellers are required to provide a standardized disclosure statement regarding the physical condition of the property to prospective buyers.
Effective August 26, 2026, per New Jersey Division of Consumer Affairs regulations.
Tax is calculated as (Assessed Value * Tax Rate). Assessed value is determined by the municipal assessor at 100% of true market value. The tax rate is set by local taxing districts to cover municipal, county, and school budgets.
N.J.S.A. 54:4-1 et seq.; Article VIII, Section 1, paragraph 1 of the New Jersey Constitution.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.