The story of this market
The typical home in Chatham County, North Carolina sells for about $644,068, or $267 per square foot.
Prices are down 8.8% from a year ago, which gives buyers more room to negotiate. Homes take about 65 days to sell, which is slow. Over the long run, values in this county have grown 128% since 2000. Last year 13 of 19 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,745 a month.
HUD sets the fair market rent for a 2-bedroom at $1,745 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+23.9%). Worst: 2010 (-4.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,161
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 19 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
53
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $24,822,341.
Mortgage activity
Home lending in this county
81.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 4158 | 2391 | 81.5% | 3.8% | $365,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Chatham County, North Carolina
Chatham County's housing market reflects steady demand anchored by high-end master-planned expansions and strong Triangle regional economic integration. While higher mortgage rates have lengthened median days on market to 65 days and trimmed median closed prices to $644K (-8.8% YoY), sustained industrial and employment investments support solid long-term market fundamentals.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 13 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 110 days on market with 0.9 months of supply — a balanced-paced market.
7% of listings have cut prices · homes sell at 30.99% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 9.6% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 7 researched ZIP reports of 13 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Chatham County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 20
researched Sep 20
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 20
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 17
| 27207 | Bear Creek | $350,000 | $186 | -5.2% | 50 | 98.5% | 36.6% | 2.8 | 580 | $758 | researched Sep 20 |
| 27208 | Bennett | $285,000 | $175 | +1.8% | 41 | 98% | — | — | 929 | $657 | researched Sep 20 |
| 27213 | — | $425,000 | $187 | -1.7% | 45 | — | — | — | 897 | $1,385 | researched Sep 16 |
| 27252 | Goldston | $324,000 | $185 | -1.7% | 21 | 99% | 22% | 3.2 | 897 | $947 | researched Sep 16 |
| 27256 | Gulf | $350,000 | $187 | +1.6% | 39 | 99% | 36.5% | 2.8 | 580 | $1,650 | researched Sep 20 |
| 27298 | Liberty | $283,000 | $192 | -4.2% | 56 | 97.5% | 18% | 3.5 | 42 | $887 | researched Sep 20 |
| 27312 | Pittsboro | $950,000 | $275 | -8.8% | 50 | 99% | 12.5% | 6 | 8 | $1,272 | researched Sep 16 |
| 27344 | Siler City | $394,500 | $2,027 | +21.7% | 69 | 100% | — | — | 111 | $1,056 | researched Sep 16 |
| 27355 | Staley | $235,500 | $135 | -13% | 48 | 98% | — | — | 1,700 | $823 | researched Sep 16 |
| 27516 | Chapel Hill | $662,500 | $274 | 0% | 89 | — | — | — | 238 | $1,564 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Chatham County maintains violent and property crime rates notably below both North Carolina and national benchmarks. Incidents are concentrated primarily in denser pockets around Siler City, while the rural and master-planned master communities report minimal crime.
Chatham County Schools serves most of the county and generally earns above-average marks, highlighted by strong performance at Northwood and Seaforth high schools. The far northern slice of Chatham County is served by the top-tier Chapel Hill-Carrboro City Schools district.
Chatham County faces low to moderate inland riverine flood exposure concentrated along the Haw River, Rocky River, and B. Everett Jordan Lake floodplains. Wildfire danger is low-to-moderate in densely wooded rural tracts, and homeowners insurance rates remain stable compared to coastal North Carolina regions.
The county is undergoing transformational economic expansion driven by megaprojects including the multi-billion-dollar Wolfspeed semiconductor silicon carbide fab in Siler City and VinFast EV campus at Triangle Innovation Point. Residential momentum is heavily anchored by master-planned developments such as Chatham Park in Pittsboro.
Chatham County levies a county-wide ad valorem property tax rate of approximately $0.685 per $100 of assessed valuation, revalued octennially. Additional municipal rates apply within Pittsboro and Siler City, alongside supplemental fire protection district taxes in unincorporated rural sections.
Chatham County features a tight rental market skewed heavily toward single-family homes and newer multi-family developments around Chapel Hill borders and Pittsboro. Long-term demand is rising sharply from incoming construction and manufacturing workforces tied to regional megasites.
Chatham County's economic base is transitioning from rural agriculture and manufacturing into high-tech advanced manufacturing, clean energy, and life sciences. Megasite investments in Siler City and Moncure, paired with proximity to the Research Triangle Park ecosystem, drive robust job creation and regional capital infusion.
US-64 and US-1 serve as principal east-west and north-south vehicular arterial expressways connecting Chatham County to Raleigh, Cary, Apex, and Greensboro. Commuting is predominantly automobile-reliant, with limited fixed-route transit provided by Chatham Transit Network and regional connector shuttles.
Chatham County planning boards and municipal leaders are actively steering extensive utility capacity expansions and corridor overlay guidelines to manage growth from Chatham Park and Triangle Innovation Point.
The Chatham County Tax Office manages real property appraisal under North Carolina General Statutes on an eight-year general reappraisal cycle, assessing property at 100 percent of estimated fair market value.
Parcels inside Chatham County may be subject to specialized taxing districts including municipal corporate boundaries (Town of Pittsboro, Siler City, Cary ETJ slivers), rural fire protection districts, and the Central Carolina Community College taxing district.
Chatham County enjoys stable homeowners insurance availability and relatively affordable premiums compared to coastal North Carolina tiers. Underwriting risks focus primarily on isolated riverine flooding along the Haw River basin and mature tree canopy storm-fall risks.
- Happy Feet Planet Apex4.724.7 mi
- Sky Zone Trampoline Park4.423.7 mi
- Urban Air Trampoline and Adventure Park4.128.3 mi
- RushHour Karting4.528.2 mi
- Phillips Farms of Cary4.425.1 mi
- Topgolf3.828.5 mi
- Koka Booth Amphitheatre4.727.8 mi
- Durham Performing Arts Center4.829.8 mi
- Durham Bulls Athletic Park4.829.6 mi
- Kenan Stadium4.619.8 mi
- Poplar Point Campground4.615.7 mi
- Carolina Tiger Rescue4.89.9 mi
- Old Well4.720 mi
- Southern Community Park4.717.6 mi
- New Hope Valley Railway4.717.9 mi
- Duke University Chapel4.928.7 mi
- Morehead Planetarium and Science Center4.520.1 mi
- Nasher Museum of Art at Duke University4.629 mi
- American Tobacco Campus4.729.7 mi
- Old Well4.720 mi
- Jordan Lake State Recreation Area4.715.5 mi
- Seaforth Beach4.614.5 mi
- Southern Community Park4.717.6 mi
- Kiwanis Family Park4.716.4 mi
- San-Lee Park4.617.4 mi
- The Golf Club at Chapel Ridge4.16.8 mi
- Governors Club4.817.4 mi
- Sanford Golf Course4.514.3 mi
- Twin Lakes Golf Course4.113.3 mi
- Harris Teeter4.219.3 mi
- Carrboro Plaza4.318.6 mi
- Harris Teeter4.414.7 mi
- Carrboro Farmers Market4.819 mi
- Sanford Imports4.515.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive 13,940-acre reservoir offering boating, camping, hiking, swimming beaches, and wildlife viewing. It serves as the primary outdoor recreational centerpiece for Chatham County and the wider Triangle region.
Surrounding the historic 1881 Chatham County Courthouse circle, this pedestrian-friendly downtown features independent boutiques, art galleries, craft beverage tasting rooms, and farm-to-table dining.
A popular natural waterway traversing the county, providing scenic whitewater and flatwater paddle sports, walking trails, and nature conservation access at Bynum and surrounding river access points.
A federally accredited nonprofit wildcat sanctuary located outside Pittsboro that draws regional visitors for guided educational tours and conservation programs.
Data retrieved from U.S. Census Bureau ACS 5-Year Estimates profile for Chatham County, NC.
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.