The story of this market
The typical home in Powell County, Montana sells for about $336,601, or $205 per square foot.
Prices are up +4.7% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. Over the long run, values in this county have grown 276% since 2003. The biggest natural hazard here is landslide, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,136 a month.
HUD sets the fair market rent for a 2-bedroom at $1,136 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2003–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+42.7%). Worst: 2012 (-16.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,573
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2003–2025
0%
2025 change
FHFA repeat-sales index, median of 1 census tracts in this county (2003 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
73
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $4,069,005.
Mortgage activity
Home lending in this county
79.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 159 | 75 | 79.2% | 8.4% | $205,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Powell County, Montana
Powell County's housing market is experiencing steady growth with a 4.7% year-over-year increase in home values. Demand remains robust relative to the limited inventory, though the market is cooling slightly from the rapid appreciation seen in previous years. Buyers are generally paying near asking price, reflecting a balanced but competitive environment for available stock.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 7 ZIP reports
Median prices moved down 0.1% year over year.
Homes spend a median of 110 days on market with 0.3 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 1.09% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 5.6% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Powell County, Montana — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 59722 | Deer Lodge | $400,880 | $215 | -31.5% | 40 | 97.5% | 12% | 4.6 | 102 | $826 | researched Sep 27 |
| 59728 | Elliston | $319,631 | $133 | +2.1% | 45 | 98.5% | 15% | 3.2 | 12 | $775 | researched Sep 27 |
| 59731 | Garrison | $699,000 | $325 | +2.1% | 84 | 97% | 12% | 5.8 | 240 | $1,500 | researched Sep 27 |
| 59733 | Gold Creek | $505,000 | $226 | — | 57 | — | — | 9.6 | — | $1,136 | researched Sep 27 |
| 59833 | Florence | $465,319 | $193 | — | 112 | — | — | — | 38 | $1,112 | researched Sep 27 |
| 59843 | Helmville | $246,178 | $228 | — | 103 | — | — | — | 303 | $635 | researched Sep 27 |
| 59859 | Plains | $425,000 | $245 | +2.4% | 88 | 97.5% | 12% | 7.2 | 42 | $865 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Public education is primarily served by the Deer Lodge Elementary and Powell County High School districts, which generally maintain stable, community-focused ratings.
The region faces moderate wildfire risk typical of Western Montana, with insurance premiums trending upward due to regional climate-related hazard exposure.
Economic momentum is driven by local government, agriculture, and tourism, with limited large-scale industrial development currently reported.
Property taxes are assessed by the Powell County Department of Revenue based on market value, with mill levies determined by local school, county, and special district budgets.
The area offers significant outdoor recreation, including access to the Clark Fork River, nearby national forests, and the historic Grant-Kohrs Ranch National Historic Site.
The rental market is characterized by limited inventory and high demand, with HUD fair market rents for a 2-bedroom unit averaging $1,133.
The economy is anchored by public sector employment, agriculture, and a growing tourism sector centered on the county's historic and natural assets.
Transportation is primarily reliant on private vehicles, with Interstate 90 serving as the main corridor connecting the county to larger regional hubs.
The county assessment regime follows Montana's statewide property tax system, with reappraisals conducted on a biennial cycle.
Parcels are subject to various special districts, including rural fire districts and local school district levies.
Property insurance costs are rising due to increased wildfire risk and regional market adjustments across Montana.
- Garnet Ghost Town4.718.7 mi
- Hooper Park4.314.4 mi
- Blackfoot Pathways: Sculpture in the Wild4.815 mi
- Grizzly Claw Trading Co4.729.4 mi
- Garnet Ghost Town4.718.7 mi
- Blackfoot Pathways: Sculpture in the Wild4.815 mi
- Hooper Park4.314.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A preserved working cattle ranch that offers insight into the history of the American West.
Hosts local community events, rodeos, and the annual county fair.
Provides significant opportunities for fishing and outdoor recreation.
Data retrieved from Census Reporter and U.S. Census Bureau QuickFacts.
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.