The story of this market
The typical home in Ogle County, Illinois sells for about $214,000, or $138 per square foot.
Prices are down 5.8% from a year ago, which gives buyers more room to negotiate. Homes take about 44 days to sell. Over the long run, values in this county have grown 83% since 2000. Last year 10 of 13 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,080 a month.
HUD sets the fair market rent for a 2-bedroom at $1,080 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+7.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+11.7%). Worst: 2010 (-6.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,291
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+7.3%
2025 change
FHFA repeat-sales index, median of 13 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
79
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $36,146,374.
Mortgage activity
Home lending in this county
82.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1747 | 1054 | 82.5% | 9.1% | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Ogle County, Illinois
Ogle County's residential market is displaying typical seasonal normalization with a median sale price around $214,000, representing a minor year-over-year pullback amid higher borrowing costs. Inventory has stabilized with roughly 2.8 months of supply, offering balanced negotiation conditions for buyers and sellers across Rochelle, Oregon, and Byron. Sustained logistics and industrial development along the I-39 corridor provides an underlying economic buffer against broader macro volatility.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 15 cities · 15 ZIP reports
Median prices moved up 4.4% year over year.
Homes spend a median of 31 days on market with 0.2 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 27.62% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 9.4% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 14 researched ZIP reports of 15 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Ogle County, Illinois — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 24
researched Sep 24
researched Sep 24
researched Sep 24
researched Sep 20
researched Sep 24
researched Sep 20
researched Sep 24
researched Sep 21
researched Sep 24
| 60113 | Creston | $205,000 | $135 | +4.2% | 42 | 98.2% | 8% | 4.5 | 18 | $950 | researched Sep 24 |
| 61010 | Byron | $218,300 | $132 | — | 35 | — | — | — | 88 | $951 | researched Sep 24 |
| 61015 | Chana | $230,000 | $140 | +13.3% | 34 | 101% | 10% | 0.6 | 312 | $1,069 | researched Sep 24 |
| 61020 | Davis Junction | $185,000 | $140 | +6.3% | 34 | 98.5% | 10% | 2.7 | 312 | $1,250 | researched Sep 24 |
| 61021 | Grand Detour | $165,000 | $125 | +29.8% | 42 | 101% | 10% | 1.7 | 69 | $879 | researched Sep 20 |
| 61030 | Forreston | $179,402 | $118 | +12.1% | 10 | 99.6% | — | 1.1 | 492 | $731 | researched Sep 24 |
| 61039 | German Valley | $181,430 | $118 | +6.7% | 11 | 101.3% | 10% | 0.6 | 423 | $954 | researched Sep 20 |
| 61042 | Holcomb | $179,402 | $118 | +12.1% | 10 | 100% | 38.5% | 0.6 | 247 | $796 | researched Sep 24 |
| 61047 | Leaf River | $231,000 | $140 | +13.3% | 34 | 101% | 10% | 0.9 | 312 | $764 | researched Sep 21 |
| 61052 | Monroe Center | $179,402 | $118 | +12.1% | 10 | 99.6% | — | 1.2 | 269,900 | $1,074 | researched Sep 24 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Ogle County reports violent and property crime rates notably below both Illinois state and national averages, reflecting its predominantly rural and small-town composition. Pockets of property crime correlate around commercial corridors in Rochelle and Oregon, while regional law enforcement collaboration through the Ogle County Sheriff maintains stable year-over-year safety trends.
Public education is delivered through multiple consolidated unit school districts, including Oregon CUSD 220, Rochelle CUSD 231, and Byron CUSD 226, which generally receive solid state ratings. Byron schools benefit from a strong commercial-industrial tax base supported by clean energy infrastructure, yielding above-average academic programs and athletic facilities.
Primary hazards stem from localized riverine flooding along the Rock River and Kyte River corridors during spring thaw or severe convective events. Wind damage and severe thunderstorms represent recurring seasonal risks, driving modest regional increases in structural insurance premiums.
Economic growth is anchored by Rochelle's multi-modal transportation logistics hub, linking Union Pacific and BNSF rail lines with I-39/I-88 corridors. Industrial expansion in warehousing, cold storage, and food processing provides steady employment momentum across the county.
Ogle County property taxes follow standard Illinois statutory formulas with assessment set at 33.33 percent of fair market value under the County Supervisor of Assessments. Effective aggregate tax rates average around 2.1 to 2.4 percent depending on overlapping school districts, township road districts, and municipal levies, with standard homestead, senior, and veteran exemptions available.
Ogle County's economy is anchored by agriculture, food production, intermodal distribution, and energy generation, including the Byron Generating Station. Rochelle serves as a northern Illinois rail crossroads hub that hosts major food-grade storage and logistics operators.
The county enjoys access to Interstate 39 running north-south and Interstate 88 along its southern edge, facilitating commercial trucking access across the Midwest. Major freight lines including Union Pacific and BNSF bisect the county, though passenger rail is not present within county lines.
Property valuation is administered by the Ogle County Supervisor of Assessments in coordination with local township assessors. Real estate is assessed at 33.33 percent of true market value, subject to equalization factors applied by the Illinois Department of Revenue.
Parcels are subject to overlapping taxing jurisdictions including Kishwaukee College or Rock Valley College districts, local sanitary and drainage districts, and regional fire protection districts.
Property insurance conditions remain relatively stable with moderate rate pressure driven by convective severe wind and hail activity across northern Illinois. Properties situated along the Rock River basin are subject to mandatory NFIP flood coverage mandates.
- Hurricane Harbor Rockford425.2 mi
- Volcano Falls Adventure Park4.429 mi
- Flow Supreme Air Sports4.824.5 mi
- Urban Air Trampoline and Adventure Park3.825.8 mi
- Chuck E. Cheese4.223.6 mi
- Anderson Japanese Gardens4.724.3 mi
- NIU Convocation Center4.427.9 mi
- BMO Center4.522.2 mi
- Prairie Street Brewing Co.4.522.6 mi
- Coronado Theatre4.822.5 mi
- White Pines Forest State Park4.77.5 mi
- Castle Rock State Park4.62.5 mi
- Lowden State Park4.72.6 mi
- Midway Drive-In4.718.5 mi
- Nachusa Grasslands, The Nature Conservancy4.77.9 mi
- Discovery Center Museum4.822.7 mi
- Burpee Museum of Natural History4.722.8 mi
- Midway Village Museum4.726.2 mi
- Ronald Reagan Boyhood Home4.613.8 mi
- Frank Lloyd Wright's Laurent House4.825.9 mi
- White Pines Forest State Park4.77.5 mi
- Castle Rock State Park4.62.5 mi
- Lowden State Park4.72.6 mi
- O'Connell's RV Campground3.919.1 mi
- Nachusa Grasslands - Visitor Center4.87.9 mi
- Prairie Street Brewing Co.4.522.6 mi
- PrairieView Golf Club4.78.6 mi
- Silver Ridge Golf Course4.54.4 mi
- Lost Nation Golf Course4.46.3 mi
- Timber Creek Golf4.312.2 mi
- Emerald Hill Golf Course4.319.6 mi
- County Market4.112.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Overlooking the Rock River near Oregon, this 207-acre park is famous for the 48-foot Black Hawk statue and offers miles of bluffs, hiking trails, and river vistas.
Spanning 385 acres near Mount Morris, the park features Illinois' southernmost stand of native white pine, log cabins, historic fords crossing Pine Creek, and year-round recreation.
Located along the Rock River hills, Castle Rock provides dramatic sandstone cliff views, nature preserves, boat launches, and cross-country hiking.
A premier national railfan observation park that sits at the junction of the Union Pacific and BNSF main lines, attracting rail enthusiasts and regional visitors.
Data pulled from U.S. Census Bureau QuickFacts and Census ACS 5-year tables for Ogle County, IL (FIPS 17141).
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.